Travel Insurance

with coronavirus cover

  • Our Premier cover is 5 star rated by Defaqto
  • All medical conditions considered
  • Covid-19 upgrade available

What does travel insurance cover for Covid-19?


All new policies include coronavirus cover for cancellation, curtailment and medical costs due to Covid-19 in certain circumstances.And you can add extra protection for missed departures or change in testing and quarantine rules with our Covid-19 upgrade.

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Travel insurance policies that suit you

We have different types of cover for whatever you have planned, all medical conditions considered

Single Trip Cover

Offering cover for anything from a short UK break to a year of travelling around the world. 

Covers you for a one-off trip up to 365 days*

Perfect for short or long trips for anywhere in the UK or abroad

Annual Multi-Trip Cover 

Travelling more than once this year? An Annual Multi-Trip policy could save you time and money.

Covers you for multiple trips for a 12 month period

Various individual trip durations available**

Backpacker Cover >

Aged 18 to 60 and looking for a gap year, career break or to travel the world? We could have the cover you're looking for.

Covers you for one trip up to 18 months

Option to return home for up to 7 days on 3 occasions.

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Vote for us online at

Love our travel products? We'd love your votes for them.

If you’ve used Post Office Travel Money, Travel Insurance or both and liked how we did things; your votes could help us win at this year’s British Travel Awards 2022. We’ve been nominated in the Best Travel Insurance Provider and Best Travel Money Provider categories this year. 

Whoever you vote for, you have the chance to win a fantastic holiday worth up to £5,000. Winners will be crowned based on public votes alone. So, if we’ve earned it, please vote for Post Office today. Terms and conditions

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All medical conditions considered

If you've an existing medical condition such as high blood pressure, cholesterol or diabetes, it doesn't mean you can't have a fantastic holiday. But it's important that you are adequately insured. So as well as checking your passport and travel documents are in good order, make sure you let us know full details of all existing medical conditions.

Post Office Travel Insurance covers most pre-existing medical conditions. Get a quote today to see if we can cover you. If you have a serious pre-existing medical condition that Post Office Travel Insurance cannot offer cover for, the Money and Pensions Scheme (MaPS) have launched a directory listing companies that may be able to help you. The directory can be accessed by either clicking here or calling 0800 138 7777.

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Upgrade your cover with ease

Need cover for your policy that's not included as standard? Just pay a little more to add these upgrades – optional or mandatory depending on the trip type.

Trip Disruption cover (including Terrorism, Natural Catastrophe and Air Space disruption)

Holidays are meant for relaxing but outside factors can sometimes cause disruption and worry. This optional extra helps protect you from the impact of airspace disruption, natural catastrophes or terrorist acts on your travels.>>

Covid-19 Cover

Add extra coronavirus protection to the standard cover included in all our Travel Insurance policies. Includes missed departures, connections and unexpected costs due to Covid-19. Cutting short your trip, if those you stay or travel with test positive for the virus. >>

Gadget Cover

From smartphones and tablets to laptops, consoles and drones, give the gadgets essential for your trip the extra protection they need with our easy-to-add gadget cover.>>

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Winter Sports Cover

Specialist ski cover is mandatory if you’re going skiing or snowboarding. Winter sports carry much more risk and emergency costs to airlift you from a mountain can be high, so make sure you have cover that protects you on the piste. >>

Cruise Cover

If you're going on a cruise you'll need specialist cover. Our Cruise Cover option protects you in the event of missed departure due to breakdown, lost baggage,falling ill on board, being confined to your cabin and more.>>

Sports and Activities Cover (including golf)

Lots of activities are covered as standard by our policies but some, like golf and extreme sports, need extra protection >>.

What is travel insurance?

Travel Insurance may be able to protect you against a range of unforeseen circumstances that can negatively impact your holiday – from losing valuables to medical emergencies. There are several types of travel insurance to cater to the needs of different sorts of travellers, from those taking a gap year and backpacking around the world to those who take an annual cruise. And everything in between. You can make sure that you’re getting the best cover for your needs by reading our policy documents.


Protecting you against unforeseen circumstances

Our cover levels provides a package of travel insurance benefits which can be bought as either a Single Trip or Annual Multi-Trip policy.

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    Cutting short your trip

    We'll reimburse you for any non-refundable, unused travel and accommodation costs if you have to cancel or cut short a trip due to reasons set out in the policy.

  • Medical Emergencies

    Emergency Medical Expenses

    We may be able to help if you need emergency medical treatment, repatriation to the UK and more while you’re abroad.

  • Airplane

    Missed Departure <<

    We'll also cover any extra travel and accommodation costs you incur if you arrive too late to travel on your booked transport due to reasons set out in the policy

  • Time

    Delayed Departure <<

    If your first outward or final inward international departure is delayed by 4 or more hours due to certain reasons set out in the policy wording. 

  • Baggage


    Items that are usually carried or worn during a trip are covered if they get lost, stolen or damaged.

  • Medical Emergencies

    Personal liability and legal costs

    You'll also get protection for any legal costs you might unexpectedly incur while you're away.

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    Award-winning travel insurance provider

    Post Office Premier Travel Insurance have been 5-star rated by Defaqto.


    Post Office won a ‘Best Travel Insurance Provider’ award at the Your Money Awards 2022.


    Post Office won a "Best Travel Insurance Provider" award at the Your Money Awards 2021. 

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your money awards 2021 travel insurance
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We’ve paid out over £167 million in claims 

We’re there for our customers when they need us the most. Since we launched travel insurance back in 2007, we’ve paid out over £167 million in claims.

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Travel Insurance FAQs

Still have questions about travel insurance?

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Levels of Travel Insurance cover

We can offer you a choice of insurance at three different levels: Economy, Standard, Premier.

  • Up to £5.000,000 medical cover

  • Up to £1,000 cancellation or cutting your trip short

  • Up to £1,500 baggage claim cover


Get a quote

Optional extras

  • Trip Disruption (Terrorism, Natural Catastrophe and Air Space disruption)
  • Covid-19 cover
  • Excess Waiver
  • Winter Sports Cover
  • Cruise Cover
  • Gadget Cover
  • Annual Multi Trip extensions up to 31, 45 or 60 days >>

All of these optional covers come at an additional premium

  • Up to £7,500,000 medical cover

  • Up to £3,000 cancellation or curtailment cover

  • Up to £2,000 baggage claim cover


Get a quote

Optional extras

  • Trip Disruption (Terrorism, Natural Catastrophe and Air Space disruption)
  • Covid-19 cover
  • Excess Waiver
  • Winter Sports Cover
  • Cruise Cover
  • Gadget Cover
  • Annual Multi Trip extensions up to 31, 45 or 60 days >>

All of these optional covers come at an additional premium

  • Rated 5 Star by Defaqto^^

  • Up to £10,000,000 medical cover

  • Up to £5,000 cancellation or curtailment cover

  • Up to £3,000 baggage claim cover


Get a quote

Optional extras

  • Trip Disruption (Terrorism, Natural Catastrophe and Air Space disruption)
  • Covid-19 cover
  • Excess Waiver
  • Winter Sports Cover
  • Cruise cover
  • Gadget Cover
  • Annual Multi Trip extensions up to 45 or 60 days >>

All of these optional covers come at an additional premium

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Access your Travel Insurance policy wherever you are

Download Post Office Travel app to buy or view your travel insurance policy. You can also buy and top-up our Travel Money Card wherever you are.

Search: Post Office Travel

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Travel insurance to suit all needs

Family Travel Insurance

Kids can be a worry to parents, but if you’ve taken out travel insurance that covers your family you at least know you may be covered if something goes wrong. Children must be under 18 and in full-time education or living at home to be eligable for our family travel insurance. 

Worldwide Travel Insurance

There’s a lot to get excited about in this wide world of ours, and if you want to see it all, you’ll need the right travel insurance. We provide a range of cover to make sure you’ve got protection. Why not check out our policy wording for more details?

Over 65s Travel Insurance

Like fine wine, people mature as they get older, and have different needs. People over 65 still qualify for all of our travel insurance products except Backpacker Insurance, and can get covered to travel all over the world.

Over 18s Travel Insurance

Getting good travel insurance for wherever you're going should be a priority whenever you are looking to travel. Whether it’s an overseas festival, a gap year, a round-the-world flight or some time on the beach to recover from exam season, we’ve got a range of cover options to meet your needs.

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Need some Travel Money?

Buy your travel money online - click & collect from a branch near you or next day delivery

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Get a travel insurance quote


It's quick and easy to get a quote online today


*For Economy, Standard and Premier policies, the Singe trip policy will cover you for one trip up to:

365 days for persons aged up to and including age 70.

90 days for persons aged between 71 and 75.

31 days for persons aged between 76 and above.


**For Economy, Standard and Premier policies under Annual Multi-trip policy although you can take as many trips as you want within the policy year, there is a maximum duration for each individual trip. This limit varies depending on the cover level chosen and will be 17 or 31 days. On some policies the limit can be extended to 31, 45 or 60 days for an additional premium.


> Backpacker policies only available on the Economy level of cover


<< Delayed and Missed Departure is only available on Standard and Premier.


>> Terms & conditions apply

Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial Services Register No. 900412). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Exchange rate may vary per Branch.