PERSONAL LOANS

Check if you're eligible without affecting your credit score

  • Get an instant decision on loans up to £25,000 in most cases

Personal Finance Provider of the Year

Let’s get an idea of your monthly loan repayments
I'd like to borrow
£
£1,000 £25,000
And pay it back over
1yr 2yr 3yr 4yr 5yr 6yr 7yr
Calculator result
Monthy repayments
£222.22
Total repayable
£10,657.18
Representative APR (fixed)

Annual Percentage Rate (APR) represents the amount of interest you'll pay annually for your loan. A representative APR is an advertised amount that a minimum percentage of customers will pay. The rate you are offered might differ depending on your personal circumstance and credit rating.

3.2%
  • Instant decision in most cases
  • Funds could be transferred the next day
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What you’ll get with a Post Office Personal Loan
 

  • 8.9% APR Representative (fixed) on loans from £3,000 – £4,999
  • Borrow from £1,000 - £25,000
  • Instant decision in most cases
  • Terms from 1 year to 7 years, depending on the amount borrowed
  • Funds could be transferred the following day
  • Pay back more with no extra charge. We only charge a fee if the loan is paid off in one go
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What are you planning on using your loan for?

Buying a car

Spread the cost for your car purchase, new or old.

Debt consolidation

Manage all your existing debts with one simple monthly payment.

Home improvement

New carpet, kitchen or conservatory? Get a loan to upgrade your space.


Need a hand with your first loan?

We’ll guide you through all you need to know and get you ready for your loan


Get your personalised rate

Apply now to find out what loan rate we can offer you.


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Top questions people ask us

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Top questions for Early Settlement

Still have questions about loans?

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Want to learn more about loans?

Credit score guide

Understand your credit score and
make better financial decisions.

Guide to car loans

You have options when choosing how to pay for your new car. Find out more here.

Home improvement loan guide

Find out how a loan can help you make changes to your home.

Secured vs unsecured loans guide

Want to know the difference between secured and unsecured loans? Here’s what you need to know.

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Contact us for general enquiries

Call us on

0800 169 2000

8.00am - 7.00pm, Mon - Fri
8.00am - 2pm, Sat
Closed Bank Holidays and Sundays