Going on a trip abroad is an exciting experience, whether you’re relaxing on the beach or off to the snowy slopes. But no matter what the holiday, accidents can happen. From personal accidents to the loss of belongings, such incidents can be expensive and challenging to deal with – especially on foreign shores.

A holiday insurance policy could protect you should something go wrong. Losing your bags at the airport or having a nasty accident are difficult enough occurrences to deal with in themselves. You can take some of the stress away by taking out a travel insurance policy. Please note travel insurance does not cover every eventuality, please check the terms of our policy for more details.

Without insurance, things that can go wrong can prove very costly. Hospital bills outside of the EU, for example, can be expensive if you have to pay for them out of your own pocket. With holiday insurance, these costs could be paid in the event of a successful claim.

Travel insurance may provide cover for medical emergencies, compensation for loss of belongings and theft, emergency situations such as mountain rescue and cancellation or delay in many situations. 

For some holidays like cruises and ski trips, you can get specialised types of cover to give you the most protection. These reflect the unique risks associated with that kind of holiday, such as mountain rescue on a ski trip or getting help to pay for replacement luggage if yours is lost during a cruise.

Post Office is an award-winning provider of travel insurance, having won Best Travel Insurance Provider Gold award each year from 2006 to 2015 and the Silver award in 2016 to 2018 at the British Travel Awards.

Every 44 seconds, someone protects their holiday with a Post Office policy. (Based on Travel Insurance sales from 2018 to 2019)

We have a range of cover options available to suit lots of different holidays, so you can choose the cover that suits you best.

You can get the most out of your cover by buying insurance at the same time you book your holiday.

With Post Office Travel Insurance, you’re covered from the point at which you buy your policy. Single Trip (including Backpacker) cover for cancellation begins immediately you buy a policy. For Annual Multi-Trip all cover begins from the policy start date you choose.

Having travel insurance is a worthwhile purchase for anyone going abroad for their holidays. Even in relatively safe locations such as central Europe, a myriad of things can go wrong. Flights can be delayed. Airlines can lose your luggage. Thieves often operate in tourist areas. And you could eat something that disagrees with you anywhere in the world.

We hope that none of these events happen to you. But if they do, you could be out of pocket – and with emergency medical problems it could be by tens or even hundreds of thousands of pounds. Holiday insurance may be able to help avoid some of this risk.

If your luggage is lost, holiday insurance may not be able to replace it, but the payout from a claim can help recover any costs that you have had to pay to get temporary alternatives.

In particular, the medical cover outside of the EU offered by insurance is a necessity.

Within the EU, you may think that an EHIC can cover all of your medical needs. This isn’t true. Some of the most expensive medical services, such as repatriation, aren’t covered by EHIC.

Moreover, EHIC is limited to health cover and won’t help at all with things like cancellation, loss or theft.