Group of friends on a backpacking holiday

Backpacker Travel Insurance

  •  Backpacking insurance to cover even the most adventurous backpackers 
  • Up to £2m emergency medical cover when abroad in case of accident or injury ^
  • 24/7 medical emergency helpline

Get instant cover online today

Overview

Make sure you are properly prepared for your adventure overseas 

You've worked out where you're going, sorted out the passport and the visas, and taken your vaccinations. So now you're ready to take on the world. Well, maybe not quite ready, if you haven't taken out travel insurance.

Backpacker insurance isn't a luxury

You might be tempted not to bother. Especially if you're travelling the world on a budget. But travel insurance is just as much an essential as your passport.

An accident abroad without cover? Ouch, that's painful

If you think it's worth saving a few pounds by not bothering with travel insurance, take our word, it's a lot, lot cheaper than having medical treatment when you're abroad. Because there's one thing worse than having a nasty accident on your travels.

And that's having a nasty accident without travel insurance.

Without adequate cover the costs soon add up

Economy or Super Economy

Although we think that no one can afford not to be insured when they travel around the world, we are aware that many backpackers are price conscious. So, with that in mind, we offer a choice of cover: Economy and Super Economy.

Either policy will cover you for up to 18 months. And you'll be able to return home up to three times for up to seven days, although you won't be covered by our insurance when you are in the UK. ^^

Whatever happens, we can make you feel a little better

We have experience in helping people on holiday all over the globe. 

We’ve been voted one of the best British Travel Insurance Providers by the UK public for over ten consecutive years. We're particularly proud of our achievement because those awards are based solely on the number of votes we receive from the UK public. In other words, we have people like you to thank for our success.

So wherever you are thinking of visiting, and whatever it is you want to experience, why not use Post Office Money to provide your worldwide travel insurance?

The availability of cover options is dependent upon the level of cover you select. Conditions and exclusions apply. For full details of what's included with your cover, check the policy document tab.

† Post Office Money has won the 'Best Travel Insurance Provider' each year from 2006 to 2015 and won the Silver award in 2016 and 2017 at the British Travel Awards. 
 

You'll also be very grateful you took out travel insurance if essential items like passports, travel documents or luggage gets lost or stolen.

Cover from abseiling to shark diving *

We know that backpackers tend to be a little more adventurous than most holiday makers. So you'll be pleased to know we include lots of sporting activities in your cover.

From abseiling to gliding as a passenger – as long as you are with a qualified pilot – safari trekking on an organised tour and professionally supervised shark diving in a cage, we will cover you.

Our travel insurance even covers you when you play snooker, although we hate to think what sort of injury you might incur. If you're a fan of winter sports, we can add Winter Sports cover to your policy as an optional extra.

  • Winter Sports cover for skiing, ski run walking, snow boarding and skiing & snow boarding off piste within resort boundaries. Essential protection in case of accidents on the piste and damaged or stolen ski equipment and piste closure.
  • Excess waiver cover so you won't need to pay any part of any claims you make. In the event of an injury occurring as a result of voluntary Manual Work, excess waiver will not apply.

If your valuables get lost, damaged or stolen, we can help

It's not just medical cover we offer you either. If you are unfortunate enough to have your baggage or passport lost, damaged or stolen we can help by paying towards sorting out a replacement.

So from sharks to safaris and even snooker, make sure you are ready for whatever comes your way - take out Backpacker Travel Insurance with us now.

So why not use us as your travel insurance provider?

With our experience in helping thousands of people go on holiday all over the globe, you'll be in good hands with Post Office Money.

How it works

To be eligible for this insurance you must be under 60 years of age at the date of purchase of this policy, reside in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man and not spent more than 6 months abroad in the year prior to purchasing the policy, and you must be registered with a GP in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man.

The availability of cover options is dependent upon the level of cover you select. Conditions and exclusions apply. For full details of what's included with your cover, check the policy documents.

What's covered?

Super Economy, Economy, Standard, Premier and Premier Plus cover

Policy numbers starting with TC

These policies are underwritten by Great Lakes Insurance SE, UK Branch, and administered by Collinson Insurance Services Limited
Policy Summary [PDF 537kB]
Policy Wording [PDF 46kB]

 

To make a claim call:

Super Economy, Economy, Standard, Premier and Premier Plus cover

Policy number starts with TC

0333 333 9702
9am - 5pm, Monday - Friday

 

There is no cover under this policy for travel to those countries where the Foreign & Commonwealth Office has advised against travel. Please refer to their website for further information.

Policy documents

Handy info

For more details about our current travel insurance policies and previous versions, check out the documents below:

Super Economy, Economy, Standard, Premier and Premier Plus cover

Policy numbers starting with TC

Classic, Superior and Superios Plus cover

Policy number starting with TT

These policies are underwritten by Great Lakes Insurance SE, UK Branch, and administered by Collinson Insurance Services Limited. These policies are underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG,UK.

For policies purchased on or after 28 May 2017

Policy Wording 
Health Declaration

For policies purchased on or after 13 August 2017

Classic Policy Wording
Superior Policy Wording
Superior Plus Policy Wording

For policies purchased between 26 July 2016 and 27 May 2017

Policy Wording
Health Declaration 

For policies purchased between 20 June and 12 August 2017

Classic Policy Wording
Superior Policy Wording
Superior Plus Policy Wording

 

For policies purchased between 21 October 2015 and 25 July 2016

Policy Wording 
Health Declaration 

 

For policies purchased between 29 June 2015 and 20 October 2015

Policy Wording 
Health Declaration 

 

 


If you bought a policy before the above dates, please call us on 0330 123 3690
8am - 8pm, Mon – Fri, 9am - 5pm, Sat, 10am - 5pm, Sun

Definitions

^ When abroad Super Economy and Economy policies offer up to £2 million medical cover. Terms and conditions apply, please see policy wording for full details.

^^ Backpacker Travel Insurance enables you to return to your home on three occasions for a maximum of seven days on each occasion. There is no cover under any section of the policy from the time You enter Your Home Country to the time You leave Your Home Country departure point.

* The policy covers participation in certain sports and activities. Your policy can be extended to cover other sporting activities (as detailed under Section J of the policy document) when an additional premium is paid. If You are going to take part in Sports and Activities not listed under this policy or if You are in any doubt as to whether cover will apply, please call the Customer Care team on 0330 123 3690.

0330 & 0333: Calls to 03 numbers will cost no more than calling a standard geographic number starting with 01 or 02 from your fixed line or mobile and may be included in your call package dependent on your service provider.

 

Ready to buy?

Award-winning travel insurance †

Single Trip Cover

Offering cover for anything from a short UK break to a year of travelling around the world.

Find out more

Annual Multi-Trip Cover

Travelling more than once this year? An annual multi-trip policy could save you time and money.

Find out more

Small print

Post Office Money® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. 

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

For Super Economy, Economy, Standard, Premier and Premier Plus Policies 

Post Office Money® Travel Insurance is underwritten by Great Lakes Insurance SE, UK Branch, and administered by Collinson Insurance Services Limited, FRN 311883.

Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Registered number of HRB 230378 in the commercial register. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority under FRN 769884. Details about the extent of its regulation by the Financial Conduct Authority and Prudential Regulation Authority is available on request.

Collinson Insurance Services Limited is registered in England & Wales, registered number 758979. Registered Office: Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. Collinson Insurance Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 311883.

The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).
 

Ready to buy?

Already have Post Office Money Travel Insurance?

Can we help?

To get a quote, buy your travel insurance or cancel your policy, call:

0330 123 3690 8am - 8pm, Mon - Fri
9am - 5pm, Sat
10am - 5pm, Sun