Coronavirus support:

Backpacker Travel Insurance

If you’re planning a gap year, career break or trip around the world, get cover in place now so you’re good to go when it’s safe to travel. For travellers aged 18 – 60.


For any new policy you buy or new trip booked covered by an existing annual multi-trip policy on or after 12 March 2020, we’ll still cover any medical claims due to coronavirus if you’re travelling to an area where there’s no Foreign and Commonwealth office (FCO) or Government advice against travel.


We won’t cover any other claim, under any section of the policy, relating to coronavirus including any cancellation claim.

 

Is coronavirus covered?

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Travel in confidence with Post Office.

Government guidance on travel within the UK and FCO advice on international travel may change at short notice. So it's important to check the latest advice regularly. But don’t worry. You can still get travel insurance from an award-winning provider in place today, ready for when it’s safe to visit your destination.

Then, if you fall ill while you’re overseas – even with coronavirus – we’ll cover the cost of emergency medical treatment and transport home if you need it. And, if the reason’s not coronavirus related, we’ve still got you covered for missed or delayed flights, lost or stolen luggage and passports, and even cancellation in some cases.

Like other insurers, we don’t provide any other cover for coronavirus. That includes if you have to cancel a trip because you or a close relative falls ill with or passes away from the virus.

Remember, your cover won’t count if you travel against official Government and FCO advice. So be sure before you go. Get the latest FCO advice on international travel here. Check the Government’s UK travel guidelines here. And find out what’s covered on our support page. 

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Make sure you are properly prepared for your adventure overseas 

You've worked out where you're going, sorted out the passport and the visas, and taken your vaccinations. So now you're ready to take on the world. Well, maybe not quite ready, if you haven't taken out Backpacker Travel Insurance. ~~

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What’s covered?

For full details of whats covered take a look at our policy documents

Medical Emergencies

An accident abroad

Few countries have total universal healthcare, and most outside the EU don’t have reciprocal healthcare agreements with the UK. What all this means is that the cost of getting treatment, from something minor but urgent all the way up to medical repatriation, can be hugely expensive. This is what travel insurance is there to help with, giving you reassurance and help when you’re at your most vulnerable.

Baggage

Lost valuables

Some holiday mishaps are down to sheer bad luck. Getting pickpocketed on a busy street, your airline mislaying your bags or someone picking up the wrong rucksack at the bus stop – you just can’t plan for losing your valuables. But you can plan to get help with the replacement costs by getting a Backpacker Travel Insurance quote with us.

Boat

Sporting activities ~

If you’re off travelling the world with a backpack, we’re willing to bet you can be tempted by the odd adventure sport or two. Our cover offers plenty of options for sports that follow you off the beaten track, from abseiling to professionally-supervised shark diving (in a cage, of course). Check your policy wording for the full list and our terms and conditions.

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    You voted us one of the Best Travel Insurance Providers †

    Post Office has won a ‘Best Travel Insurance Provider’ award at the British Travel Awards. †

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Whatever happens, we can make you feel a little better

We’ve been voted one of the best British Travel Insurance Providers by the UK public for over ten consecutive years.† We're particularly proud of our achievement because those awards are based solely on the number of votes we receive from the UK public. In other words, we have people like you to thank for our success.

So wherever you are thinking of visiting, and whatever it is you want to experience, why not use Post Office to provide your Backpacker Travel Insurance?

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Winter Sports Cover

Our travel insurance even covers you when you play snooker, although we hate to think what sort of injury you might incur. If you're a fan of winter sports, we cover you for skiing, ski run walking, snow boarding and going off piste within resort boundaries for an additional premium. We also offer essential protection in case of accidents on the piste and damaged or stolen ski equipment and piste closure. Terms and conditions apply. >>

Winter Sports Cover
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Backpacker Travel Insurance FAQs ~~

Do you offer COVID-19 Travel Insurance?

We’ll cover emergency medical expenses or costs to return you back home if you fall ill with coronavirus on a trip we’ve insured your for. That’s so long as it’s to a destination the FCO has declared safe to visit and not advised against all, or all but essential, travel to. Like policies from most other providers, though, Post Office Travel Insurance provides no other cover for claims arising from or related to coronavirus, including if you have to cancel or cut short a trip because of it.

What’s more, your cover won’t be valid if you travel to somewhere against any FCO or Government advice not to travel or preventing travel, or if there is any change in regulation brought about by COVID-19.

Check the latest FCO advice to be sure. Check the Government’s UK travel guidelines here. And find out more about what’s covered.

Do you provide UK Travel Insurance?

Whether you’re taking a staycation here in Britain or looking to enjoy a holiday overseas when the time comes, Post Office Travel Insurance can give you the cover you need. That could be welcome news to the many people thinking about a UK break in light of the uncertainty and travel challenges the coronavirus pandemic has brought about. Our policies provide cover for lost, stolen or damaged luggage while you’re away, or if you have to cancel or cut short your trip for any of the reasons stated in the policy. These reasons do not include coronavirus. So, before you buy, it’s important to know there’s no cover on any of our policies for claims arising from or related to coronavirus (including, but not limited to COVID-19) or any related or mutated form of the virus. You can find out more here.

What is Backpacker Insurance?

Backpacker Insurance is designed for those of us who like to travel the world – and we’ve taken a lot into account. Whether it’s that you can return home for up to 7 days as many as 3 times or that there are a great number of adventure sports included, it’s designed with you in mind.

Will I need extra cover with Backpacker Insurance?

While we’ve included a lot of adventure sports as standard on our Backpacker Insurance, things like skiing need extra levels of cover to make sure you’ve got the best protection. You will need to add this to your policy at an additional premium.

You can add Excess Waiver cover to your policy so you won't need to pay any part of any claims you make.

Before you buy travel insurance, you should also check our policy terms and conditions carefully to make sure that any adventure sports or activities you want to take part in are covered. For example, if you are going to be doing any voluntary Manual work, please be aware that should you need to make a claim, the excess will increase to £250 and purchasing the optional excess waiver will not remove this excess.

What’s covered with Backpacker Insurance?

Like other forms of travel insurance, Backpacker Insurance gives you emergency medical cover, cancellation or curtailment and loss of belongings. Available on Economy level you might want to ensure that this is a sufficient level of cover for your needs by looking at our policy documents

Still have questions about travel insurance?

Travel Insurance FAQs
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Travel Insurance Cover types

Backpacker

  • Cover for a one-off trip up to 18 months
  • Option to return home for up to 7 days on 3 occasions.
  • For people aged 18 to 60 wanting to travel around the world for a gap year or career break

Single Trip

  • Cover for a one-off trip in the UK or abroad.
  • Perfect for one-off trips or longer holidays up to 365 days*
Single Trip insurance

Annual Multi-Trip

  • Cover for multiple trips for a 12 month period
  • You can go away multiple times in the policy year with various trip durations available **
Annual Multi-Trip insurance
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Guides and tips

Everything you need to know when purchasing Backpacker Travel Insurance

Travel Articles

Destinations

Travel Essentials

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Handy Information Backpacker

Policy documents

Super Economy and  Economy cover levels  

  
These policies are underwritten by Great Lakes Insurance SE, UK Branch, and administered by Collinson Insurance Services Limited.

For policies purchased on or after 17th June 2020

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For policies purchased on or after 3rd November 2019

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For policies purchased between 2nd June 2019 and 2nd November 2019

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For policies purchased between 1st February 2019 and 1st June 2019

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For policies purchased between 2nd September 2018 and 31st January 2019

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For policies purchased between 20th May 2018 and 1st September 2018

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For policies purchased between 28th May 2017 and 19th May 2018
 

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For policies purchased between 26 July 2016 and 27 May 2017

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For policies purchased between 21 October 2015 and 25 July 2016

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For policies purchased between 29 June 2015 and 20 October 2015

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If you bought a policy before the above dates, please call us on 0330 123 3690*** 8am - 8pm, Mon – Fri, 9am - 5pm, Sat, 10am - 5pm, Sun

Make a claim call

Super Economy and  Economy cover only

Policy numbers starting with TC

0333 333 9702***
9am - 5pm, Monday - Friday

Or claim online postoffice.claimhere.co.uk

Emergency medical assistance

Super Economy, Economy, Standard, Premier and Premier Plus cover

Policy number starts with TC
+44 208 865 3074***

 

Please be aware

Emergency medical cover only applies when travelling outside the United Kingdom. See full policy wording for full limitations.

There is no cover under this policy for travel to a country or region where the Foreign & Commonwealth Office has advised against travel. Please refer to their website for further information: www.gov.uk/foreign-travel-advice

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How it works

To be eligible for this insurance you must reside in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man and not spent more than 6 months abroad in the year prior to purchasing the policy, and you must be registered with a GP in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man. The availability of cover options is dependent upon the level of cover you select. Conditions and exclusions apply. For full details of what's included with your cover, check the Policy Wording.

Definitions

*The Single Trip policy will cover you for one trip up to:

365 days for persons aged up to and including age 70.

90 days for persons aged between 71 and 75.

31 days for persons aged between 76 and 85.

 

*** 0330 & 0333: Calls to 03 numbers will cost no more than calling a standard geographic number starting with 01 or 02 from your fixed line or mobile and may be included in your call package dependent on your service provider.

 

** Under an Annual Multi-trip policy although you can take as many trips as you want within the policy year, there is a maximum duration for each individual trip. This limit varies depending on the cover level chosen and will be 17 or 31 days. On some policies the limit can be extended to 31, 45 or 60 days for an additional premium.

 

~~ Backpacker is only available on Economy level of cover.

 

^When abroad Economy policies offer up to £2 million medical cover. Terms and conditions apply, please see policy wording for full details.

 

> Backpacker Travel Insurance enables you to return to your home on three occasions for a maximum of seven days on each occasion. There is no cover under any section of the policy from the time You enter Your Home Country to the time You leave Your Home Country departure point.

 

>> Terms and Conditions apply.

 

† Post Office has won Bronze in the 'Best Travel Insurance Provider' category at the British Travel Awards 2019.

 

~ The policy covers participation in certain sports and activities. Your policy can be extended to cover other sporting activities (as detailed under Section J of the policy document) when an additional premium is paid. If You are going to take part in Sports and Activities not listed under this policy or if You are in any doubt as to whether cover will apply, please call the Customer Care team on 0330 123 3690.

Small Print

 

Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. 

 

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.

 

For Economy, Standard and Premier Policies

 

Post Office® Travel Insurance is underwritten by Great Lakes Insurance SE, UK Branch, and administered by Collinson Insurance Services Limited, FRN 311883.

 

Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Registered number of HRB 230378 in the commercial register. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority under FRN 769884. Details about the extent of its regulation by the Financial Conduct Authority and Prudential Regulation Authority is available on request.

 

Collinson Insurance Services Limited is registered in England & Wales, registered number 758979. Registered Office: Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. Collinson Insurance Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 311883.

 

The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).