Here’s a summary of the cover our backpacker policies provide. For full details check our policy documents.
Backpacker Travel Insurance
For travellers aged 18 – 60
Covers one trip of up to 18 months
Return home for up to 7 days on 3 occasions
You've worked out where you're going, sorted out the passport and visas, and taken your vaccinations. Now you're ready to take on the world. Well, maybe not quite ready, if you haven't taken out Backpacker Travel Insurance~.
~Backpacker cover is only available on our Economy level of cover
Enjoy your holiday safe in the knowledge that health professionals are just one click away.
Medical Assistance Plus, powered by Air Doctor, is an outpatient benefit included free when you take out travel insurance with us^^.
Whenever you are abroad, you can book an in-person or video consultation, and receive any medication prescriptions for collection from your nearest pharmacy.
We’ll even send an SMS reminder about the service the day before you travel (for Single-trip) or the day before your policy begins (for Annual Multi-trip policies).
^^This service is not available for trips taken in the UK, only for international travel. The service allows up to 3 separate medical events per person, per policy and for each medical event up to 3 appointments per person listed on the policy. All appointment charges are covered by your travel insurance policy. You will not need to pay any excess fees for this service. For any online appointments or where the appointment was held at your accommodation, where a prescription is issued, you will need to pay for any medication and claim upon your return home. No excess will be applied for any prescription charges. If your appointment takes place at a clinic and they have a dispensing chemist, you will not need to pay for your prescription and all charges will be covered by your policy at the point of appointment. If there is no dispensing chemist at the clinic, you will either be given a prescription, or the prescription will be sent to a chemist by the treating Doctor, and you will need to pay for any medication and claim upon your return home. If your medical situation needs to be handed over from an outpatient case to an inpatient case and requires hospital admission, you will be handed over to our emergency medical assistance team in the UK. For any inpatient cases, no excess will be applicable.
Here’s a summary of the cover our backpacker policies provide. For full details check our policy documents.
Few countries have total universal healthcare. Most outside the EU don’t have reciprocal healthcare agreements with the UK. So the cost of getting treatment – from something minor but urgent all the way up to medical repatriation – can be hugely expensive. Travel insurance is there to reassure you and help when you’re at your most vulnerable
Some holiday mishaps are down to sheer bad luck. Getting pickpocketed on a busy street. Your airline mislaying your bags. Or someone picking up the wrong rucksack at the bus stop. You just can’t plan for losing your valuables. But you can plan to get help with the replacement costs by getting a Backpacker Travel Insurance quote with us
If you’re off travelling the world with a backpack, we’re willing to bet you can be tempted by the odd adventure sport or two. Our cover offers plenty of options for sports that follow you off the beaten track, from abseiling to professionally supervised shark diving (in a cage, of course). Check your policy wording for the full list and our terms and conditions
Our Backpacker Travel Insurance comes with our Economy cover. Here are some of the cover highlights.
Economy £125 excess Insurance Product Information Document (IPID) Emergency medical expenses and getting you back home Up to £5 million Cancellation and cutting short your trip Up to £1,000 Baggage (personal possessions) Up to £1,500 Money Up to £250 Travel delay and missed departure n/a |
|
---|---|
Insurance Product Information Document (IPID) |
Insurance Product Information Document (IPID) |
Emergency medical expenses and getting you back home |
Emergency medical expenses and getting you back home Up to £5 million |
Cancellation and cutting short your trip |
Cancellation and cutting short your trip Up to £1,000 |
Baggage (personal possessions) |
Baggage (personal possessions) Up to £1,500 |
Money |
Money Up to £250 |
Travel delay and missed departure |
Travel delay and missed departure n/a |
Need cover for your policy that's not included as standard? Just pay a little more to add these upgrades – optional or mandatory depending on the trip type.
This optional extra helps protect you from the impact of airspace disruption, natural catastrophes or terrorist acts on your travels >>
Add extra coronavirus protection, including for missed departures, connections and unexpected costs, or cutting your trip short if you’re staying or travelling with someone who tests positive >>
Taking more gadgets than standard policies cover? Add extra protection for smartphones, tablets, laptops, consoles and drones with our easy-to-add gadget cover >>
Specialist cover is mandatory for winter sports like skiing and snowboarding. There’s greater risk and emergency costs to airlift you from a mountain can be high. Make sure you’re protected on the pistes >>
If you're going on a cruise, specialist cover is both important and mandatory. It covers missed departure due to breakdown, falling ill on board, being confined to your cabin, lost baggage and more >>
Lots of activities are covered as standard by our policies but some, like golf and extreme sports, need extra protection >>
>> Terms and conditions apply
Living with a medical condition such as high blood pressure, cholesterol or diabetes shouldn't stop you having a fantastic holiday. But it's important you’re adequately insured. So make sure you tell us the full details of all existing medical conditions.
Post Office Travel Insurance covers most pre-existing medical conditions. Get a quote today to see if we can cover you.
If you have a serious pre-existing medical condition we’re unable to cover you for, check the Money and Pensions Scheme (MaPS) directory of companies that may be able to help you. Or call 0800 138 7777.
Pre-existing medical conditions
^^This service is not available for trips taken in the UK, only for international travel. The service allows up to 3 separate medical events per person, per policy and for each medical event up to 3 appointments per person listed on the policy. All appointment charges are covered by your travel insurance policy. You will not need to pay any excess fees for this service. For any online appointments or where the appointment was held at your accommodation, where a prescription is issued, you will need to pay for any medication and claim upon your return home. No excess will be applied for any prescription charges. If your appointment takes place at a clinic and they have a dispensing chemist, you will not need to pay for your prescription and all charges will be covered by your policy at the point of appointment. If there is no dispensing chemist at the clinic, you will either be given a prescription, or the prescription will be sent to a chemist by the treating Doctor, and you will need to pay for any medication and claim upon your return home. If your medical situation needs to be handed over from an outpatient case to an inpatient case and requires hospital admission, you will be handed over to our emergency medical assistance team in the UK. For any inpatient cases, no excess will be applicable.
Let’s find the protection that’s right for your travels. Get a quote for Post Office Travel Insurance
Backpacker Insurance is designed for those of us who like to travel the world – and we’ve taken a lot into account. Whether it’s that you can return home for up to seven days as many as three times or that there are a great number of adventure sports included, it’s designed with you in mind.
To be eligible for Post Office Backpacker Insurance you must:
Conditions and exclusions apply. For full details of what's included with your cover, check the policy wording.
While we’ve included a lot of adventure sports as standard on Post Office Backpacker Insurance, you’ll need extra cover for winter sports activities like skiing to make sure you’ve got the best protection. You can add this to your policy for an additional premium.
You can also add Excess Waiver cover to your policy so you won't need to pay any part of any claims you make.
Before you buy travel insurance, you should also check our policy terms and conditions carefully to make sure that any adventure sports or activities you want to take part in are covered. For example, if you are going to be doing any voluntary manual work, please be aware that should you need to make a claim, the excess will increase to £250 and purchasing the optional excess waiver will not remove this excess.
Like other forms of travel insurance, Post Office Backpacker Insurance gives you emergency medical cover, cancellation or curtailment and loss of belongings. It’s available with Economy level cover, so you might want to ensure that this is a sufficient level of cover for your needs by looking at our policy documents.
Yes, there is. We’ve partnered with Student Beans to offer a student discount. Log in with your Student Beans account to claim your discount code. Or, if you don’t have one, you’ll need to register for a Student Beans account to verify you’re a student.
When getting a quote for Post Office Travel Insurance please enter your discount code into the promotion code box. The discount will be taken off your quote total.
Yes, we do. We’ve partnered with Grad Beans to offer a discount to students. To claim it, you’ll need to either register for a Grad Beans account (to verify your graduate status) or log in with your existing account. You’ll be given a unique code, which you’ll need to enter in the promotion code box that appears when getting your travel insurance quote. The discount will be taken off your quote total.
* For Economy, Standard and Premier policies, the Singe-trip policy will cover you for one trip up to:
365 days for persons aged up to and including age 70
90 days for persons aged between 71 and 75
31 days for persons aged between 76 and above
** For Economy, Standard and Premier policies under Annual Multi-Trip although you can take as many trips as you want within the policy year, there is a maximum duration for each individual trip. This limit varies depending on the cover level chosen and will be 17 or 31 days. On some policies the limit can be extended to 31, 45 or 60 days for an additional premium.
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To access your policy documents, select the date you bought your cover.
Policy numbers starting with TC
Policies are underwritten by Collinson Insurance
Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited.
Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: 100 Wood Street, London, EC2V 7ER. Post Office and the Post Office logo are registered trademarks of Post Office Limited.
The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).