For further information about the Horizon IT Scandal, please visit our corporate website

Add up to £2,000 optional cover for gadgets like phones, tablets and smart watches

Once upon a time, going away involved passports, insurance papers, boarding passes and more. Now you can travel with just your passport and phone. But many of us take lots of other tech too.

Snapping photos on your phone? Reading on your tablet? Watching a film on your laptop? Keeping kids entertained on a console? Gadget cover can give you the added protection you need.

Illustration images of a variety of electronic devices

We cover a range of devices and gadgets 

To make sure you’ve got the cover you need, we offer cover for a range of gadgets, including: 

  • Mobiles, smartphones and tablets

  • Digital and video cameras

  • Bluetooth headsets and speakers

  • Laptops and game consoles

  • Satnavs, smart watches and wrist-worn activity trackers

For the full list, please read the policy wording.

Ready to get a quote?

Let’s find the protection that’s right for your travels. Get a quote for Post Office Travel Insurance.

An award-winning provider

Personal Finance Winner 2023 award

Best Travel Insurance Provider

Post Office won a ‘Best Travel Insurance Provider’ award at the Your Money Awards in 2021, 2022 and 2023

Bronze British Travel Awards 21/22 Best Company for Travel Insurance award

Best Travel Insurance Provider

Post Office won a “Best Travel Insurance Provider” award at the British Travel Awards in 2023

Defaqto expert rated Travel Insurance 5 star award

Defaqto 5-star rated cover

Our travel insurance policies with premier level cover are Defaqto 5-star rated

Common gadget cover questions

  • Our gadget cover is an optional extra for travel insurance. It provides protection for technology you take away on holiday. You can add it to your policy to provide cover for a long list of devices you might want to take with you.

  • Our standard travel insurance policies will only provide limited cover for electronic items such as mobile/smart phones, camcorders and their accessories, all photographic/ digital/ optical/ audio/ video media and equipment, iPods, MP3/4 players or similar and/or accessories, E-book readers, and satellite navigation systems up to the single article limit.

    • Economy cover: £150
    • Standard cover: £250
    • Premier cover: £400

    Our gadget cover option is a way to increase the cover provided on our standard policy for the above listed items, as well as providing cover for other devices or gadgets that you may take with you. Just pay an extra premium to add it to your policy. See below for what extra gadgets and devices can be covered.

  • No, gadget cover in this sense is an add-on for Post Office Travel Insurance policies only. It’s different from Post Office Gadget Insurance, which provides everyday protection for gadgets rather than on your travels.

  • Gadget cover offers protection for various devices including:

    • Mobile phones and smart phones
    • Laptops (including custom built)
    • Tablets
    • Digital cameras
    • Games consoles
    • Video cameras
    • Camera lenses
    • Bluetooth headsets and speakers
    • Satellite navigation devices
    • E-readers
    • Headphones and earphones
    • Smart watches or wrist-worn health and fitness trackers
    • All accessories for these items
  • You'd only be covered for items on your home contents insurance if you chose out-of-home cover. Even then your cover might have a limit well below £2,000.

    If you have home contents insurance, check whether it includes cover for gadgets you want to take on holiday. You may need supplementary cover. 

  • Read more travel insurance FAQs

Need some help?

Travel insurance help and support

For emergency medical assistance, to make a claim, find answers to common questions about our cover or get in touch:

Visit our travel insurance support page

Travel insurance policy types

  • Single-trip cover

    • Cover for a one-off trip in the UK or abroad
    • Perfect for one-off trips or longer holidays of up to 365 days (1)
    • No age limit
  • Annual multi-trip cover

    • Cover for multiple-trips for a 12-month period
    • 31-day trip limit, with extensions available up to 45 and 60 days
    • Available for everyone aged up to 75 years 
  • Backpacker cover

    • Cover for a one-off trip up to 18 months
    • Option to return home for up to 7 days on 3 occasions.
    • For people aged 18 – 60 wanting to travel the world for a gap year or career break 

About our travel insurance

Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited.

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: 100 Wood Street, London, EC2V 7ER. Post Office and the Post Office logo are registered trademarks of Post Office Limited.

These details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).


(1) For economy, standard and premier policies, the single-trip policy will cover you for one trip up to:

  • 365 days for persons aged up to and including age 70

  • 90 days for persons aged between 71 and 75

  • 31 days for persons aged between 76 and above