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Cruise travel insurance

Cruising around the world could be your dream holiday, so make sure you’ve got the right insurance with our Cruise Cover.

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Add our Cruise Cover to your policy for added protection

If you’re off sailing the seven seas, make sure you’re not left high and dry with Cruise Cover. It’s there to help if you find yourself all at sea, need emergency treatment on-board or in-harbour or if you need to re-join the ship because an illness or lost passport keep you briefly ashore. Don’t find yourself washed up if you miss the beginning of your trip due to breakdown or traffic, and make sure you look ship-shape and Bristol fashion if you need assistance to find alternative evening wear. Our Cruise Cover can be added for an additional premium.

What’s covered?

Terms and conditions apply. Please see policy wording for full details.

  • Tick

    Missed departure

    If your car breaks down or your train gets cancelled and you can’t make your departure, we can have you covered.

  • Cruise

    Cruise interuption

    We will pay travel and accommodation expenses incurred to reach the next port in order to re-join the cruise should you require hospital treatment on dry land or your passport has been lost after departure.

  • missing port

    Missed Port

    You carefully select which destination you wish to visit on your Cruise. Sometimes the captain has to make changes to the itinerary and you miss a port. We can help to compensate you.

  • cabin confinement

    Cabin Confinement

    Being taken ill on board is never nice. To prevent everyone getting sick, the captain may confine you to your cabin for your well being. If it happens, we can help compensate you.

  • Tick

    Unused Pre-booked Excursion Cover

    If you’re confined to your cabin due to illness or injury and this means that you don’t go on a planned excursion, we can help you recuperate costs.

  • Baggage

    Increased personal baggage limits

    On a cruise, you could be away for a while. So you’ll need more in your luggage. Luckily, we’ve increased the amount we’ll cover for cruises, so go ahead and pack that extra pair of shoes.

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Don’t miss the boat

Remind yourself how much a cruise holiday costs. It's typically more expensive than a standard trip. A voyage tends to last longer than most holidays too. That's why a cruise holiday carries its own particular risks, and Cruise Cover is there in case the unexpected should happen.

We don’t like to think about what could go wrong, but cruises can have their own, unexpected upsets. Getting ill at sea might mean you're treated on board at first, and you might need emergency evacuation back to shore. Cruise insurance is there to help.

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Why choose Post Office?

  • We’re an award-winning travel insurance provider
  • Our cover includes missed departure, missed port, cruise interruption, cabin confinement and evening dress hire
  • No upper age limit #
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All medical conditions considered

If you have medical conditions, this should not be a reason to hold you back from exploring the world. Having the right cover in place, should the unfortunate happen, will give you peace of mind while on your adventures.

It's important that you declare all your medical conditions and any medication that you're taking.

Post Office Travel Insurance covers most pre-existing medical conditions. Get a quote today to see if we can cover you. If you have a serious pre-existing medical condition that Post Office Travel Insurance cannot offer cover for, the Money and Pensions Scheme (MaPS) have launched a directory listing companies that may be able to help you. The directory can be accessed by either clicking here or calling 0800 138 7777.

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    Our awards speak for themselves

    Post Office won a 'Best Travel Insurance provider' award at the Your Money Awards in 2021. 


    Our Premier and Elite policies are 5-star rated by Defaqto.


    Post Office won a ‘Best Travel Insurance Provider’ category award at the British Travel Awards in 2019. 


your money awards 2021 travel insurance
Travel-Insurance award Defaqto logo
Bronze - British Travel Awards 2019 - Best Travel Insurance Provider
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Cruise Cover FAQs

Still have questions about travel insurance?

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Travel Insurance cover types

Single Trip

  • Cover for a one-off trip in the UK or abroad.
  • Perfect for one-off trips or longer holidays up to 365 days*

Annual Multi-Trip

  • Cover for multiple trips for a 12 month period
  • You can go away multiple times in the policy year with various trip durations available for each trip **
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Get a travel insurance quote


It’s quick and easy to get a quote today


*For Economy, Standard and Premier policies, the Singe trip policy will cover you for one trip up to:

365 days for persons aged up to and including age 70.

90 days for persons aged between 71 and 75.

31 days for persons aged between 76 and 85.


**For Economy, Standard and Premier policies under Annual Multi-trip policy although you can take as many trips as you want within the policy year, there is a maximum duration for each individual trip. This limit varies depending on the cover level chosen and will be 17 or 31 days. On some policies the limit can be extended to 31, 45 or 60 days for an additional premium.


# For Lite, Prime and Elite policies, there is no upper age limit: Single trip policy will cover you for one trip up to 63 days. If you are going on a Cruise, cover is restricted to 31 days for customers aged 75 and over. For Annual Multi trip, individual trip limit is 31 days.

Small Print


Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. 


Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.


The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).