Offering cover for anything from a short UK break to a year of travelling around the world.
Covers you for a one-off trip up to 365 days*
Perfect for short or long trips for anywhere in the UK or abroad
What does travel insurance cover for Covid-19?
All new policies include coronavirus cover for cancellation, curtailment and medical costs due to Covid-19 in certain circumstances.And you can add extra protection for missed departures or change in testing and quarantine rules with our Covid-19 upgrade.
If you've an existing medical condition such as high blood pressure, cholesterol or diabetes, it doesn't mean you can't have a fantastic holiday. But it's important that you are adequately insured. So as well as checking your passport and travel documents are in good order, make sure you let us know full details of all existing medical conditions.
Post Office Travel Insurance covers most pre-existing medical conditions. Get a quote today to see if we can cover you. If you have a serious pre-existing medical condition that Post Office Travel Insurance cannot offer cover for, the Money and Pensions Scheme (MaPS) have launched a directory listing companies that may be able to help you. The directory can be accessed by either clicking here or calling 0800 138 7777.
Travel Insurance may be able to protect you against a range of unforeseen circumstances that can negatively impact your holiday – from losing valuables to medical emergencies. There are several types of travel insurance to cater to the needs of different sorts of travellers, from those taking a gap year and backpacking around the world to those who take an annual cruise. And everything in between. You can make sure that you’re getting the best cover for your needs by reading our policy documents.
Our cover levels provides a package of travel insurance benefits which can be bought as either a Single Trip or Annual Multi-Trip policy.
We'll reimburse you for any non-refundable, unused travel and accommodation costs if you have to cancel or cut short a trip due to reasons set out in the policy.
We may be able to help if you need emergency medical treatment, repatriation to the UK and more while you’re abroad.
We'll also cover any extra travel and accommodation costs you incur if you arrive too late to travel on your booked transport due to reasons set out in the policy
If your first outward or final inward international departure is delayed by 4 or more hours due to certain reasons set out in the policy wording.
Items that are usually carried or worn during a trip are covered if they get lost, stolen or damaged.
You'll also get protection for any legal costs you might unexpectedly incur while you're away.
Post Office Premier Travel Insurance have been 5-star rated by Defaqto.
Post Office won a ‘Best Travel Insurance Provider’ award at the Your Money Awards 2021.
Post Office won a "Best Travel Insurance provider" category award at the British Travel Awards in 2019.
We’re there for our customers when they need us the most. Since we launched travel insurance back in 2007, we’ve paid out over £167 million in claims.
Policies purchased from the 6 September 2020 to the 30 March 2022
Remember, your cover won’t be valid if you travel against the Foreign, Commonwealth & Development Office advice of all or all but essential travel, or against local government advice. So check the latest FCDO advice here and the Government’s UK travel guidelines here.
^ Close relative: Your spouse, civil partner, or the person with whom you are permanently cohabiting in a marriage-like relationship, son, daughter (including adopted or foster child), mother, father, sister, brother, grandmother, grandfather, grandchild, fiancé(e) and next of kin, including the same in law and step-relations.
Policies purchased from the 31 March 2022 onwards
If an insured trip has to be cut short, the unused portion of it can be claimed for if:
There’s also cover for medical and repatriation costs if:
There’s no other coronavirus cover on our policies, but for extra reassurance you can add our Covid-19 Cover upgrade option for protection against missed departures and expenses incurred due to change of testing or quarantine requirements to your preferred policy for an additional premium.
Policies sold on or after the 31 March 2022, should the FCDO advise against all travel to your destination, there is no cover under any section of the policy should you travel.
If the FCDO have advised to only undertake essential travel to a destination and your trip is not essential and you choose to travel, we will only cover a claim if the cause is not linked to the reason for the FCDO advice. This limitation applies even if you have purchased an optional Trip Disruption or Covid-19 upgrade. You may be able to travel with full cover if we authorise in writing that your trip is essential before you depart. Should you like to request this, please email: email@example.com
Please make sure you’re clear what’s covered and what’s not. Check the answers to common questions about coronavirus cover and the full policy wording for more details.
#Immediate relative: Your mother, father, sister, brother, spouse, civil partner, fiancé/e, your children (including adopted and fostered), grandparent, grandchild, parent-in-law, daughter-in-law; sister-in-law, son-in-law, brother-in-law, aunt, uncle, cousin, nephew, niece, step-parent, step-child, step-brother, step-sister or legal guardian
How we travel has changed a lot in light of the coronavirus pandemic. Lots of people are now considering a ‘staycation’ in Britain rather than travelling abroad. If you’re among them, and it’s safe to travel in the UK, you can get your trip covered now with Post Office Travel Insurance.
We provide cover whether you’re taking a break in the UK or going on holiday overseas. It could provide welcome reassurance if your luggage or personal belongings are lost, stolen or damaged while you’re staying away from home in Britain. You’re also covered if you have to cancel or cut short your trip in some circumstances, as set out in the policy.
For Annual multi-trip, to have cover for trips within the UK there is a minimum requirement to have 1 night's pre-booked and paid accommodation or your stay must be at least 100 miles from your home, or you must have at least 1 sea crossing.
The UK Government provides guidance on travel 24 hours a day, 7 days a week. This is to enable you to understand any restrictions, safety issues and quarantines information that may be in place for the destination that you are travelling to. For each individual country the FCDO will list if travel is permitted or not. We recommend that you check the latest advice regularly as from time to time it can change, sometimes at short notice. Remember, your cover won’t be valid if you travel against the Foreign, Commonwealth & Development Office advice of all travel, or against local government advice. Check the latest on the FCDO site or read where can I go on holiday guide now.
Post Office Travel Insurance can cover you for a single trip of up to 365 days*, or multiple trips** in a single year, anywhere in the UK or abroad. We also offer backpacker cover > for a single trip of up to 18 months.
The type and level of cover provided depends on the policy type and options you choose, but can include cover for cancellation, cutting your trip short and abandonment of your trip, emergency medical expenses, lost, stolen or damaged baggage, lost, stolen or damaged passports or personal money, personal accidents and liability, legal protection.
Optional additional cover available includes Covid-19 cover upgrade, Gadget Cover, Sport and Activites cover (including golf), Trip disruption cover (including Terrorism), Natural Catastrophe and Air Space disruption) and Excess Waiver, plus 31-, 45- or 60-day trip extensions (on Annual Multi-Trip only).
Winter Sports Cover is compulsory for Winter Sports trips and Cruise cover is compulsory if you’re going on a cruise. It’s important to check the different travel insurances available, and their various options and add-ons, to ensure you’ll be sufficiently covered for your trip and all you’ll do on it.
Post Office is an award-winning travel insurance company, having won Best Travel Insurance Provider Gold award each year from 2006 to 2015 and the Silver award in 2016 to 2018 at the British Travel Awards and winner of the Best Travel Insurance Provider at the Your Money Awards in 2021.
Our Premier cover is 5 Star Defaqto Rated. Defaqto is a financial information business, helping financial institutions and consumers make better informed decisions.
We have a range of cover options available to suit lots of different holidays, so you can choose the cover that suits you best. We’re there for our customers when they need us the most; since we launched travel insurance in 2007, we’ve paid out over £167 million in claims.
Having travel insurance is a worthwhile purchase for anyone going abroad for their holidays. Even in relatively safe locations such as central Europe, a myriad of things can go wrong. Flights can be delayed. Airlines can lose your luggage.
Thieves often operate in tourist areas. And you could eat something that disagrees with you anywhere in the world.
We hope that none of these events happen to you. But if they do, you could be out of pocket – and with emergency medical problems it could be by tens or even hundreds of thousands of pounds.
Holiday insurance may be able to help avoid some of this risk. It’s a way to insure for travel you, those travelling with you and your belongings.
If your luggage is lost, holiday insurance may not be able to replace it, but the payout from a claim can help recover any costs that you have had to pay to get temporary alternatives.
In particular, the medical cover outside of the EU offered by insurance is a necessity.
Within the EU, you may think that an Ehic, or its replacement the Ghic , can cover all your medical needs. This isn’t true. Some of the most expensive medical services, such as repatriation, aren’t covered by the Ehic or Ghic. They are limited to health cover and won’t help at all with things like cancellation, loss or theft. As of 1 January 2021, the Ehic will no longer provide access to healthcare for UK nationals travelling to Iceland, Liechtenstein, Norway or Switzerland.
Even if you’re staying in the UK for your break, having holiday insurance will provide cover for lost, damaged or stolen possessions such as baggage, and cancellation, cutting your trip short or delay to your trip in some circumstances.
Our standard travel insurance policies will not provide complete coverage for any gadgets or devices you might like to use whilst on your trip. The only cover provided for gadgets as standard is for a mobile/smart phone up to the limit of £100.
Gadget Cover is an optional add on you can buy at any time to add protection for your gadgets. It will cover mobile/smart phones, tablets, computers, laptops, smart watches, drones, games (including handheld) consoles, all accessories for these items, plus wearable activity trackers. See the policy wording for full terms.
Yes, we do. We’ve partnered with Student Beans to offer a discount to students. To claim it, you’ll need to either register for a Student Beans account (to verify your student status) or log in with your existing account here. You’ll be given a unique code, which you’ll need to enter into the promotion Code box that appears when getting your travel insurance quote. The discount will be taken off your quote total.
Still have questions about travel insurance?