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Annual Multi-Trip Travel Insurance

Annual Multi-Trip Travel Insurance covers you for multilple trips over a year, saving you time and money. Get cover online today from an award-winning travel insurance provider †

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  • Travel insurance cover for multiple trips over 12 months (up to 60 days each trip)**
  • 24/7 emergency assistance line
  • Optional cover for Excess waiver, Winter Sports, Cruise, Gadget, Golf, Sports & Activities cover and Business Insurance are available for an additional premium.
  • Up to £10m emergency medical cover^
  • All medical conditions considered >>
  • 5-star rated by defaqto for our Premier and Elite policies ^^

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Travelling more than once this year? Pack our Annual Multi-Trip Travel Insurance

Whether you're popping abroad to watch the football, fancy a weekend shopping trip to Paris, or are taking a two-week family holiday, if you're going away more than once in a year it's worth considering Annual Multi-Trip Travel Insurance. Taking out this cover means you can travel without the worry, or the hassle, of getting cover every time you go.

Your kids can be covered at no extra cost ~

Our travel insurance is family-friendly – your children under 18 are covered when named on a family travel insurance policy. If you've got a family Annual Multi-Trip policies and the kids on your policy are invited on holiday with another adult - like a friend or relative - then they'd still be covered on your policy while you're away.

Be aware that there is a limit to the length of time you can spend away on any individual trip. This will depend on the cover level chosen and could be 17 or 31 days. With some policies, this limit can be extended to 45 or 60 days for an additional premium.

What’s covered?

Personal liability and protection for legal costs that you might unexpectedly incur while you're away are covered. Terms and conditions apply >>. For full details of whats covered, take a look at our policy documents

  • Medical Emergencies

    Emergency Medical Expenses 

    We may be able to help if you need emergency medical treatment, medical repatriation and more outside your home country.

  • Airplane

    Delayed Departure ~~

    Cover if your first outward or final inward international departure is delayed for 12 hours or more due to certain reasons specified in the policy.

  • Baggage

    Baggage

    Cover for items that are usually carried or worn during a trip if they are lost, stolen or damaged.

  • Tick

    End Supplier Failure

    Cover for any non-refundable travel and accommodation costs in case of insolvency of airlines, hotel operators and trains.

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Choose a giftˠ with our Travel Insurance

when you purchase it with another selected travel product

Choose from a Hawaiian Tropic sun cream bundle worth up to £33 or a £10 Amazon.co.uk Gift Cardˡ. ˠTerms and conditions apply

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Additional travel insurance cover options

Optional cover for ski, cruise, gadget and golf are available at an additional premium.

Cruise Cover

You’ll need the right cover if you’re going on a cruise. There are a number of unique things that could go wrong – like missing your departure due to a breakdown or falling ill while on board. And if you lose your luggage for that black-tie party, we may be able to help with the costs towards replacing those items. >>

Gadget Cover

Lots of us wouldn’t get very far without our beloved tech. Whether it’s just your smartphone or a menagerie of various tablets, laptops, drones and consoles, our gadget cover can make sure you’ve got an extra level of protection for those things you couldn’t do without. >>

Winter Sports Cover

If you’re going skiing or snowboarding, then having specialist ski cover is mandatory. Winter Sports carry much more risk and emergency costs to airlift you from a mountain can be high, so make sure you have cover that protects you on the piste. >>

Golf Cover

If you’ve gone on holiday specifically to play golf, then one of the worst things that could happen is the loss of your clubs. We make sure you’ve got cover for unpleasant eventualities, such as losing clubs, refunds for course closures and more (subject to terms and conditions).

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    Winning awards for more than 10 years †

    The independent British Travel Awards have given us either Silver or Gold awards for more than a decade. And we’re especially proud because the awards are voted on by members of the public, so we’ve got a lot to thank you for. Our Premier and Elite policies are also Defaqto 5-star rated. ^^

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Annual Multi-Trip Travel Insurance FAQs

What is Annual Multi-Trip Travel Insurance?

This is a type of policy that covers you for multiple trips within one year. Depending on your level of cover, there will be a limit on the total amount of time you can spend away as well as how long each individual trip you take can be. Please check the policy wording for full details.

This is good for people who travel frequently and don’t want the expense of buying a new policy for each journey they take. Remember that if you travel to different parts of the world with each trip, you will need a policy that covers all of the areas you travel to.

What are the advantages of Annual Multi-Trip Travel Insurance?

You don’t have to buy travel insurance every time you take a trip. If you travel regularly, then Annual Multi-Trip may also be more economically sensible than getting a Single Trip policy each time, too.

Your individual trips can be between 17 and 31 days depending on the level of cover you choose (with the possibility to extend in some circumstances), and the total amount of time you can spend away in any given year would be 183 days. So this type of policy is great for people who love to take weekend getaways or travel often to see family and friends. 

What’s covered with Annual Multi-Trip Travel Insurance?

Your travel insurance would cover three main areas: emergency medical expenses, cancellation and curtailment and loss of belongings. 

These can cover a broad range of scenarios, from having an accident to losing your passport. But there’s a lot more covered than this, so it’s important to know what our different levels of cover offer (detailed in our policy documents) to help you make an informed decision.

What different cover levels are there for Annual Multi-Trip Travel Insurance?

We can offer you a choice of insurance at three different levels. Economy, Standard and Premier. We also offer Lite, Prime and Elite which are designed to allow us to offer cover to more customers with existing medical conditions.

If you decide on a Premier policy you will be able to enjoy complimentary airport lounge access if your flight is delayed for two or more hours. >

Still have questions about travel insurance?

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Travel Insurance Cover types

Annual Multi-Trip

  • Cover for multiple trips for a 12 month period
  • You can go away multiple times in the policy year with up to 60 days cover for each trip **

Single Trip

  • Cover for a one-off trip in the UK or abroad.
  • Perfect for one-off trips or longer holidays up to 365 days*

Backpacker

  • Cover for a one-off trip up to 18 months
  • Option to return home for up to 7 days on 3 occasions.
  • For people aged 18 to 60 wanting to travel around the world for a gap year or career break
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Handy Information

Policy documents

Super Economy, Economy, Standard, Premier and Premier Plus cover

Policy numbers starting with TC

Classic, Superior and Superios Plus cover

Policy number starting with TT

Lite, Prime and Elite cover

Policy number starting with TE

These policies are underwritten by Great Lakes Insurance SE, UK Branch, and administered by Collinson Insurance Services Limited. These policies are underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG,UK. These policies are underwritten by Great Lakes Insurance SE, UK Branch, and administered by ERV Services Limited.

For policies purchased on or after 2nd June 2019

Policy Wording opens in new window 
Health Declaration opens in new window

For policies purchased on or after 2nd September 2018

Classic Policy Wording opens in new window
Superior Policy Wording opens in new window
Superior Plus Policy Wording opens in new window

For policies purchased on or after 1st July 2019

Lite Policy Wording opens in new window
Prime Policy Wording opens in new window
Elite Policy Wording opens in new window

For policies purchased between  1st February 2019 and 1st June 2019

Policy Wording opens in new window 
Health Declaration opens in new window

For policies purchased between  2nd September 2018 and 31st January 2019

Policy Wording opens in new window
Health Declaration opens in new window

For policies purchased between 20th May 2018 and 1st September 2018

Classic Policy Wording opens in new window
Superior Policy Wording opens in new window
Superior Plus Policy Wording opens in new window

For policies purchased between  20th May 2018 and 1st September 2018

Policy Wording opens in new window 
Health Declaration opens in new window

For policies purchased between 13th August 2017 and 19th May 2018

Classic Policy Wording opens in new window
Superior Policy Wording opens in new window
Superior Plus Policy Wording opens in new window

For policies purchased between 28th May 2017 and 19th May 2018

Policy Wording opens in new window 
Health Declaration opens in new window

For policies purchased between 20 June and 12 August 2017

Classic Policy Wording opens in new window
Superior Policy Wording opens in new window
Superior Plus Policy Wording opens in new window

 

If you bought a policy before the above dates, please call us on 0330 123 3690*** 8am - 8pm, Mon – Fri, 9am - 5pm, Sat, 10am - 5pm, Sun

Make a claim call

Super Economy, Economy, Standard, Premier and Premier Plus cover 

Policy number starts with TC

Classic, Superior and Superior Plus Cover

Policy numbers starts with TT

Lite, Prime and Elite cover

Policy numbers starts with TE

0333 333 9702***
9am - 5pm, Monday - Friday

0203 829 3819*** or www.travel-claims.net

8am - 8pm  Monday - Friday,
9am -1pm -Saturday

+44 (0) 1403 330 233 or info@csal.co.uk

9am - 5.30pm  Monday - Friday

Emergency medical assistance

Super Economy, Economy, Standard, Premier and Premier Plus cover

Policy number starts with TC

Classic, Superior and Superior Plus Cover

Policy numbers starts with TT

Lite, Prime and Elite cover

Policy numbers starts with TE

+44 208 865 3074*** +44 (0) 203 829 3820***

+44 (0) 1403 289 163 (from anywhere except the USA, Canada or Mexico)

+1-877-324-0460 (toll free from the USA or Canada)

+1-819-780-0644 (from Mexico)

 

Please be aware

Emergency medical cover only applies when travelling outside the United Kingdom. See full policy wording for full limitations.

There is no cover under this policy for travel to a country or region where the Foreign & Commonwealth Office has advised against travel. Please refer to their website for further information: www.gov.uk/foreign-travel-advice

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How it works

To be eligible for this insurance you must reside in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man and not spent more than 6 months abroad in the year prior to purchasing the policy, and you must be registered with a GP in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man. The availability of cover options is dependent upon the level of cover you select. Conditions and exclusions apply. For full details of what's included with your cover, check the Policy Wording.

Definitions

*The Single Trip policy will cover you for one trip up to:

365 days for persons aged up to and including age 70.

90 days for persons aged between 71 and 75.

31 days for persons aged between 76 and 85.

 

** Under an Annual Multi-trip policy although you can take as many trips as you want within the policy year, there is a maximum duration for each individual trip. This limit varies depending on the cover level chosen and will be 17 or 31 days. On some policies the limit can be extended to 31, 45 or 60 days for an additional premium.

 

*** 0330 & 0333: Calls to 03 numbers will cost no more than calling a standard geographic number starting with 01 or 02 from your fixed line or mobile and may be included in your call package dependent on your service provider.

 

~ Kids can be covered at no extra cost on our Economy, Standard and Premier policies provided that they have no existing medical conditions.

 

^ When abroad, Economy and Lite policies offer up to £2 million medical cover, Standard and Prime policies offer up to £5 million, and Premier and Elite policies offer up to £10 million. Terms and conditions apply, please see the policy wordings for full details.

 

~~ Delayed Departure is available on Standard, Premier, Prime and Elite levels of cover.

 

^^ Post Office Premier and Elite Travel Insurance policies have been 5 Star rated by Defaqto.

Defaqto is a financial information business, helping financial institutions and consumers make better informed decisions.

 

> You need to register your flight online at least 24 hours before your scheduled departure time. Your free lounge access will become available on the announcement of a minimum two-hour delay, this can either be announced as one single period of delay or reached as a consequence of multiple incremental shorter delays provided that your flight departs from an airport terminal with a lounge that's part of the LoungeKey network.

 

>> Terms & conditions apply

 

† Post Office Money has won a 'Best Travel Insurance Provider' award each year from 2006 to 2015 and won the Silver award from 2016 to 2018 at the British Travel Awards.

 

ˡ Restrictions apply, see amazon.co.uk/gc-legal

 

ˠ Offer open to customers who purchase Travel Money or load currency onto a new or existing Travel Money Card in-branch or online (minimum spend applies to online purchases), or use Passport or Digital Passport Check & Send service in-branch, or apply for an International Driving Permit in-branch between 1 June and 29 September 2019, and then go on to buy a new Travel Insurance Policy online, by phone or in-branch, between 1 June and 29 September 2019 or renew a Travel Insurance Policy online, or by phone, between 1 June and 29 September 2019. Customers must use the promotional code provided when buying the Travel Insurance Policy and must have a valid email address. One £10 Amazon.co.uk Gift Card or Hawaiian Tropic Sun Cream Bundle to the value of £33 per Policy, providing each Policy is purchased at least 30 days apart. Customers have 14 days to claim the gift from receipt of email on how to redeem. Gifts will be sent within 7 days of being claimed. Each Gift is subject to its own T&Cs. Cannot be used in conjunction with other offers. For full T&Cs visit postoffice.co.uk/traveloffer19.

Small Print

 

Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. 

 

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.

 

For Economy, Standard and Premier Policies

 

Post Office® Travel Insurance is underwritten by Great Lakes Insurance SE, UK Branch, and administered by Collinson Insurance Services Limited, FRN 311883.

 

Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Registered number of HRB 230378 in the commercial register. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority under FRN 769884. Details about the extent of its regulation by the Financial Conduct Authority and Prudential Regulation Authority is available on request.

 

Collinson Insurance Services Limited is registered in England & Wales, registered number 758979. Registered Office: Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. Collinson Insurance Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 311883.

 

For Lite, Prime and Elite Policies

 

Post Office® Travel Insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority.

 

Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

 

This policy is administered by ERV Services Ltd: registered in the UK, company number 11091555. Authorised and regulated by the Financial Conduct Authority, register number 805870 and registered office: Plantation Place, 30 Fenchurch Street London, EC3 3AJ.

 

The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).