Annual Multi-Trip Travel Insurance

with coronavirus cover

  • Includes trip cancellation and curtailment cover

  • Covers overseas medical and repatriation expenses

  • Trip extensions available

  • No upper age limit and all medical conditions considered


Remember: check the latest Foreign, Commonwealth & Development Office (FCDO) and local government travel advice before you go. Your cover won’t count if you travel against it.

Due to the government’s new coronavirus travel restrictions, the earliest start date for new policies will be the 3 December 2020 onwards. What does travel insurance cover for Covid-19?

 


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Travelling more than once this year? Pack our Annual Multi-Trip Travel Insurance

Whether you're popping abroad to watch the football, fancy a weekend shopping trip to Paris, or are taking a two-week family holiday, if you're going away more than once in a year it's worth considering Annual Multi-Trip Travel Insurance. Taking out this cover means you can travel without the worry, or the hassle, of getting cover every time you go.

Your kids can be covered at no extra cost ~

Our travel insurance is family-friendly – your children under 18 are covered when named on a family travel insurance policy. If you've got a family Annual Multi-Trip policies and the kids on your policy are invited on holiday with another adult - like a friend or relative - then they'd still be covered on your policy while you're away.

Be aware that there is a limit to the length of time you can spend away on any individual trip. This will depend on the cover level chosen and could be 17 or 31 days. With some policies, this limit can be extended to 45 or 60 days for an additional premium.

What’s covered?

Personal liability and protection for legal costs that you might unexpectedly incur while you're away are covered. Terms and conditions apply >>. For full details of whats covered, take a look at our policy documents

  • Medical Emergencies

    Emergency Medical Expenses 

    We may be able to help if you need emergency medical treatment, medical repatriation and more outside your home country.

  • Airplane

    Delayed Departure ~~

    Cover if your first outward or final inward international departure is delayed for 12 hours or more due to certain reasons specified in the policy.

  • Baggage

    Baggage

    Cover for items that are usually carried or worn during a trip if they are lost, stolen or damaged.

  • Tick

    End Supplier Failure ~~

    Cover for any non-refundable travel and accommodation costs in case of insolvency of airlines, hotel operators and trains.

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Additional Travel Insurance cover options

Additional cover for Natural Catastrophe and Terrorism, Air Space Closure (Enhanced trip disruption), Gadget and Golf. Cover for Cruise and Winter Sports cover are available for an additional premium too.

Natural Catastrophe and Terrorism Cover

The chances of encountering a natural catastrophe or terrorist event are small, but they can happen. If you’re affected it can cause huge disruptions and worry. Our new, optional extra covers some of the unpleasant consequences such an event could have on your trip. >>

Enhanced Trip Disruption Cover

Drones buzzing around have caused disruption to many travellers by closing airspace. Don’t get caught out: take a look at our additional cover option to be covered for cancellation and delay from airspace closure. >>

Gadget Cover

Lots of us wouldn’t get very far without our beloved tech. Whether it’s just your smartphone or a menagerie of various tablets, laptops, drones and consoles, our gadget cover can make sure you’ve got an extra level of protection for those things you couldn’t do without. >>

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Winter Sports Cover

If you’re going skiing or snowboarding, then having specialist ski cover is mandatory. Winter Sports carry much more risk and emergency costs to airlift you from a mountain can be high, so make sure you have cover that protects you on the piste. >>

Cruise Cover

Cruise cover is mandatory if you’re going on one. But it’s important as it covers you for a raft of things that could go wrong - from missing your departure point due to a breakdown to falling ill on board; being confined to your cabin to losing your baggage. >>

Golf Cover

If you’ve gone on holiday specifically to play golf, then one of the worst things that could happen is the loss of your clubs. We make sure you’ve got cover for unpleasant eventualities, such as losing clubs, refunds for course closures and more (subject to terms and conditions).


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All medical conditions considered

If you have medical conditions, this should not be a reason to hold you back from exploring the world. Having the right cover in place, should the unfortunate happen, will give you peace of mind while on your adventures.

It's important that you declare all your medical conditions and any medication that you're taking.

Post Office Travel Insurance covers most pre-existing medical conditions. Get a quote today to see if we can cover you. If you have a serious pre-existing medical condition that Post Office Travel Insurance cannot offer cover for, the Money and Pensions Scheme (MaPS) have launched a directory listing companies that may be able to help you. The directory can be accessed by either clicking here or calling 0800 138 7777.

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    Winning awards for more than 10 years

    Post Office won a ‘Best Travel Insurance Provider’ catergory award at the British Travel Awards. 

     

    Our Premier and Elite policies are also Defaqto 5-star rated. 

     

    Post Office won a "Best Online Travel Insurance provider" award at the Your Money Awards. 

Defaqto award 2020 - Best Online Travel Insure Provider - Post Office
Bronze - British Travel Awards 2019 - Best Travel Insurance Provider
YourMoney Award 2019 - Best Online Travel Insure Provider - Post Office
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Annual Multi-Trip Travel Insurance FAQs

Still have questions about travel insurance?

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Travel Insurance Cover types

Annual Multi-Trip

  • Cover for multiple trips for a 12 month period
  • You can go away multiple times in the policy year with various trip durations available **

Single Trip

  • Cover for a one-off trip in the UK or abroad.
  • Perfect for one-off trips or longer holidays up to 365 days*

Backpacker

  • Cover for a one-off trip up to 18 months
  • Option to return home for up to 7 days on 3 occasions.
  • For people aged 18 to 60 wanting to travel around the world for a gap year or career break
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Handy Information

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Get a travel insurance quote

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How it works

To be eligible for this insurance you must reside in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man and not spent more than 6 months abroad in the year prior to purchasing the policy, and you must be registered with a GP in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man. The availability of cover options is dependent upon the level of cover you select. Conditions and exclusions apply. For full details of what's included with your cover, check the Policy Wording.

Definitions

* For Economy, Standard and Premier policies, the Singe trip policy will cover you for one trip up to:

365 days for persons aged up to and including age 70.

90 days for persons aged between 71 and 75.

31 days for persons aged between 76 and 85.

 

** For Economy, Standard and Premier policies under Annual Multi-trip policy although you can take as many trips as you want within the policy year, there is a maximum duration for each individual trip. This limit varies depending on the cover level chosen and will be 17 or 31 days. On some policies the limit can be extended to 31, 45 or 60 days for an additional premium.

 

~ Kids can be covered at no extra cost on our Economy, Standard and Premier policies provided that they have no existing medical conditions.

 

~~ Delayed Departure and End Supplier Failure are available on Standard, Premier, Prime and Elite levels of cover.

 

>> Terms & conditions apply

Small Print

 

Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. 

 

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.

 

The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).