Annual Multi-Trip Travel Insurance

  • Up to £10m emergency medical cover when abroad in case of accident or injury whilst you're away ^
  • 24/7 medical emergency helpline; we're there if you need us
Award-winning travel insurance provider †

Wherever you're going on holiday, remember to pack travel insurance. Get instant cover online today.

Get instant cover online today

Overview

Travelling? Wherever you're going, pack travel insurance

Taking out Annual Multi-Trip Travel Insurance means you can travel without the worry, or the hassle, of getting cover every time you go. If you're travelling more than once this year, consider choosing multi-trip cover.

Our Annual Multi-Trip Travel Insurance is family friendly - your children under 18 are covered when travelling on a family policy.

Travelling more than once this year? Consider multi-trip cover

So whether you're simply popping over to watch the football, fancy a weekend shopping trip to Paris, or are taking a two week family holiday, if you're going away more than once in a year it's worth considering Multi-Trip Travel Insurance.

With our Annual Multi-trip policy although you can take multiple trips within the policy year, there is a maximum duration for each individual trip. This limit varies depending on the cover level chosen and will be 17 or 31 days*. On some policies the limit can be extended to 45 or 60 days for an additional premium.*

Pay a little now, or risk paying a lot more later

Our recommendation to anyone travelling away is to make sure you have adequate travel insurance. It's only a small cost to pay for something that could save you a small fortune if you are unlucky enough to have an accident or unexpectedly fall ill abroad.

If you have a European Health Insurance Cardopens in new window (EHIC) some state-provided medical healthcare may cost less than you'd otherwise pay when you're travelling in Europe. But travel insurance will normally cover more of the cost for you.

You voted us one of the best Travel Insurance providers

With everyone from banks to supermarkets offering travel insurance nowadays, which provider should you choose? Perhaps you should consider what Post Office Money has to offer. We’ve been voted one of the best British Travel Insurance Providers by the UK public for over ten consecutive years. We're particularly proud of our achievement because those awards are based solely on the number of votes we receive from the UK public. In other words, we have people like you to thank for our success.

What makes us so popular?

It could be how well we protect you when you travel away. For example, our emergency medical cover doesn't just protect you if you're unfortunate enough to have unexpected hospital treatment when you're on holiday. It insures you for emergency dental treatment too. So if your toothache is so bad that you have to include a visit to the dentist on your itinerary, at least we can take away some of the pain when you get the bill.

We protect you in other ways too

If your passports, travel documents or luggage gets lost or stolen, we can help by paying towards sorting out a replacement. We can also cover you if a broken-down vehicle or public transport delay means you arrive at the airport late and miss your departure. You'll enjoy personal liability and protection for legal costs you might unexpectedly incur while you are away too.

If you decide on a Premier or Premier Plus policy you will be able to enjoy complimentary airport lounge access if your flight is delayed for two or more hours.^^

Winter Sports, Gadgets, Golf, Cruise & Business cover too

If you are looking forward to a skigolfcruise or business trip, we offer the below additional cover options for an additional premium ;

  • Winter Sports cover for skiing, ski run walking, snow boarding and skiing & snow boarding off piste within resort boundaries. Essential protection in case of accidents on the piste and damaged or stolen ski equipment and piste closure. Please note that Winter Sports cover provides up to 17 days cover, in total, during the policy year. If you are participating in any winter sports activities you must purchase the winter sports cover option to be covered for claims relating to these activities. 
  • Cruise cover for missed port, cruise interruption and evening dress hire cover. As well as protecting you if you’re ill or require emergency treatment on board, this cover will pay for you to continue your trip if you miss your departure. There's also cover if a temporary illness or lost passport interrupts your trip or you need to hire evening dress if yours is lost, stolen or damaged. 
  • Gadget cover provides additional protection of up to £1,000 per policy for loss, theft or damage to mobile/smart phones, laptops, tablet computers, games consoles, SatNavs, PDAs, drones etc taken on a trip. 
  • Note: This cover is per policy and not per person and is in addition to the cover provided for Gadgets under the standard Baggage cover. A policy excess will apply and there may also be a deduction for wear and tear. (See the Policy Wording for full terms).
  • Golf cover for golf equipment that is lost, stolen or damaged and non-refundable green fees if you are unable to play due to illness or adverse weather conditions that make the course unplayable.  There's also hole-in-one cover for your celebrations on the 19th hole.
  • Business cover for accidental loss, theft or damage to business equipment and business cash.  A replacement employee if illness or injury prevents you completing the trip.

If your holiday is cancelled, we can help

Our multi-trip cover is in place for a whole year, so you can be reassured knowing your holiday is protected from the policy date start. That means even if you're fabulously unlucky and all your holiday bookings this year are cancelled, you'll be covered every time.

Quality cover and service

If something goes wrong on holiday it's too late to find out that your travel insurance isn't as good as you hoped. So if you want peace of mind before you go away, make sure your travel insurance is with a provider that you can really trust.

Choice of cover to suit your needs

We offer Annual Multi-trip policies right up to the age of 75 with different levels of cover to choose from. Whichever is right for you, you'll enjoy protection from a provider who helps look after thousands of UK travellers around the globe every year.

How it works

To be eligible for this insurance you must reside in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man and not spent more than 6 months abroad in the year prior to purchasing the policy, and you must be registered with a GP in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man.

The availability of cover options is dependent upon the level of cover you select. Conditions and exclusions apply. For full details of what's included with your cover, check the Policy Wording

What's covered

It’s really important that you make sure the cover provided is suitable for your needs.

For full details of what's covered within our Single Trip and Annual Multi -Trip Travel Insurance  policies, please download or check the policy documents below.

Super Economy, Economy, Standard, Premier and Premier Plus cover

Policy numbers starting with TC

Classic, Superior and Superior Plus cover

Policy number starting with TT

These policies are underwritten by Great Lakes Insurance SE, UK Branch, and administered by Collinson Insurance Services Limited

These policies are underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK.

Policy Wording  Classic Policy Wording 
Superior Policy Wording 
Superior Plus Policy Wording 

 

To make a claim call:

Super Economy, Economy, Standard, Premier and Premier Plus cover

Policy number starts with TC

Classic, Superior and Superior Plus cover

Policy number starts with TT

0333 333 9702**
9am - 5pm, Monday - Friday

0203 829 3819** or www.travel-claims.net
8am - 8pm, Monday - Friday
9am- 1pm - Saturday

 

Emergency medical assistance - We're there if you need us 24 hours a day, 365 days a year

Super Economy, Economy, Standard, Premier and Premier Plus cover

Policy number starts with TC

Classic, Superior and Superior Plus cover

Policy number starts with TT

+44 208 865 3074**

+44 (0) 203 829 3820**

 

Please be aware

Emergency medical cover only applies when travelling outside the United Kingdom. See full policy wording for full limitations.

There is no cover under this policy for travel to a country or region where the Foreign & Commonwealth Office has advised against travel. Please refer to their website for further information: www.gov.uk/foreign-travel-advice

Policy documents

Handy info

For more details about our current travel insurance policies and previous versions, check out the documents below:

Super Economy, Economy, Standard, Premier and Premier Plus cover

Policy numbers starting with TC

Classic, Superior and Superios Plus cover

Policy number starting with TT

These policies are underwritten by Great Lakes Insurance SE, UK Branch, and administered by Collinson Insurance Services Limited. These policies are underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG,UK.

For policies purchased on or after 2nd September 2018

Policy Wording

 

For policies purchased on or after 2nd September 2018

Classic Policy Wording
Superior Policy Wording
Superior Plus Policy Wording

For policies purchased between  20th May 2018 and 1st September 2018

Policy Wording 
Health Declaration

For policies purchased between 20th May 2018 and 1st Septmber 2018

Classic Policy Wording
Superior Policy Wording
Superior Plus Policy Wording

For policies purchased between 28th May 2017 and 19th May 2018

Policy Wording 
Health Declaration

For policies purchased between 13th August 2017 and 19th May 2018

Classic Policy Wording
Superior Policy Wording
Superior Plus Policy Wording

For policies purchased between 26 July 2016 and 27 May 2017

Policy Wording
Health Declaration 

For policies purchased between 20 June and 12 August 2017

Classic Policy Wording
Superior Policy Wording
Superior Plus Policy Wording

 

 


If you bought a policy before the above dates, please call us on 0330 123 3690**
8am - 8pm, Mon – Fri, 9am - 5pm, Sat, 10am - 5pm, Sun

Definitions

^When abroad, Super Economy and Economy policies offer up to £2 million medical cover, Standard policies offer up to £5 million and Premier and Premier Plus policies offer up to £10 million. Classic, Superior and Superior Plus cover up to £10 million.Terms and conditions apply, please see policy wording for full details.

* Under Super Economy, Economy, Standard, Premier and Premier Plus policies there is an overall maximum of 183 days travel, in total, during the policy year.

^^ You need to register your flight online at least 24 hours before your scheduled departure time. Your free lounge access will become available on the announcement of a minimum two-hour delay, this can either be announced as one single period of delay or reached as a consequence of multiple incremental shorter delays.

† Post Office Money has won the 'Best Travel Insurance Provider' each year from 2006 to 2015 and won the Silver award in 2016 and 2017 at the British Travel Awards. 

**0330 & 0333: Calls to 03 numbers will cost no more than calling a standard geographic number starting with 01 or 02 from your fixed line or mobile and may be included in your call package dependent on your service provider.

Get instant cover online today

Award-winning travel insurance provider†

Single Trip Cover

Offering cover for anything from a short UK break to a year of travelling around the world.

Find out more

Backpacker Cover

Cover if you're aged 18 to 60 and looking for a gap year, career break or to travel the world.

Find out more

Small print

Post Office Money® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. 

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

For Super Economy, Economy, Standard, Premier and Premier Plus Policies 

Post Office Money® Travel Insurance is underwritten by Great Lakes Insurance SE, UK Branch, and administered by Collinson Insurance Services Limited, FRN 311883.

Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Registered number of HRB 230378 in the commercial register. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority under FRN 769884. Details about the extent of its regulation by the Financial Conduct Authority and Prudential Regulation Authority is available on request.

Collinson Insurance Services Limited is registered in England & Wales, registered number 758979. Registered Office: Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. Collinson Insurance Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 311883.

For Classic, Superior and Superior Plus Policies 

Post Office Money® Travel Insurance is underwritten by Travel Insurance Facilities and Insured by Union Reiseversicherung AG, UK.

Travel Insurance Facilities are authorised and regulated by the Financial Conduct Authority. Union Reiseversicherung AG are authorised by BaFin and subject to limited regulation by the Financial Conduct Authority.

The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).
 

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2017 British Travel Awards

Defaqto 5 star rating award

This independent company awarded Post Office Money second place based on the number of votes received from the UK public.

5 Star rated Travel Insurance

Defaqto 5 star rating award

Post Office Premier and Premier Plus Travel Insurance have been 5 Star rated by Defaqto.

Defaqto is a financial information business, helping financial institutions and consumers make better informed decisions.

Can we help?

To get a quote, buy your travel insurance or cancel your policy, call:

0330 123 3690** 8am - 8pm, Mon - Fri
9am - 5pm, Sat
10am - 5pm, Sun