If you've been impacted by the war in the Middle East, please see our Travel Alerts for updates
All medical conditions considered
Includes 24/7 outpatient medical support3
Under 18s with no medical conditions go free1
Buy travel insurance that's tailored to you and your adventures. Choose between three levels of cover, with multiple options to upgrade and customise your protection
Cover for anything from a short UK break to a year of travelling around the world. Age limits may apply2
Travelling more than once this year? Our annual cover could save you time and money
Looking for a gap year, career break or to travel the world? We could have the cover you're after
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Economy £125 excess Insurance Product Information Document (IPID) Emergency medical expenses and getting you back home Up to £5 million Cancellation and cutting short your trip Up to £1,000 Baggage (personal possessions) Up to £1,500 Money Up to £250 Missed departure n/a |
Standard £99 excess Insurance Product Information Document (IPID) Emergency medical expenses and getting you back home Up to £10 million Cancellation and cutting short your trip Up to £3,000 Baggage (personal possessions) Up to £2,000 Money Up to £350 Missed departure Up to £750 |
Premier £50 excess 
Insurance Product Information Document (IPID) Emergency medical expenses and getting you back home Up to £15 million Cancellation and cutting short your trip Up to £5,000 Baggage (personal possessions) Up to £3,000 Money Up to £5004 Missed departure Up to £1,500 |
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Insurance Product Information Document (IPID) |
Insurance Product Information Document (IPID) |
Insurance Product Information Document (IPID) |
Insurance Product Information Document (IPID) |
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Emergency medical expenses and getting you back home |
Emergency medical expenses and getting you back home Up to £5 million |
Emergency medical expenses and getting you back home Up to £10 million |
Emergency medical expenses and getting you back home Up to £15 million |
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Cancellation and cutting short your trip |
Cancellation and cutting short your trip Up to £1,000 |
Cancellation and cutting short your trip Up to £3,000 |
Cancellation and cutting short your trip Up to £5,000 |
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Baggage (personal possessions) |
Baggage (personal possessions) Up to £1,500 |
Baggage (personal possessions) Up to £2,000 |
Baggage (personal possessions) Up to £3,000 |
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Money |
Money Up to £250 |
Money Up to £350 |
Money Up to £5004 |
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Missed departure |
Missed departure n/a |
Missed departure Up to £750 |
Missed departure Up to £1,500 |
Need extra cover that's not included in your travel insurance quote? You can pay a little more to add these upgrades (optional or mandatory depending on the type of trip).
This optional extra helps protect you from the impact of airspace disruption, natural catastrophes, terrorist acts or Covid-19
If you’re happy with the cover offered, but worried about excess fees, you can opt for an excess waiver. For an additional premium, you can add it to any Post Office level of cover for zero excess fees
Insure all your devices with our easy-to-add gadget cover. It’s perfect to protect all your smartphones, tablets, laptops and consoles
Specialist cover is mandatory for winter sports like skiing and snowboarding as there’s a greater risk of emergency costs. Make sure you’re protected on the pistes
If you're going on a cruise, specialist cover is both important and mandatory. It covers missed departure due to breakdown, falling ill on board, being confined to your cabin, lost baggage and more
Trip extensions are available up to 45 or 60 days, increasing from the standard 31 days
Have peace of mind when you travel knowing that health professionals are just one click away.
Medical Assistance Plus3, powered by Air Doctor, comes free with all our travel insurance policies. It gives you access to outpatient medical support while you’re abroad.
Through the service you can book an in-person or video consultation with an English-speaking doctor. You can also get prescriptions delivered to your nearest pharmacy.
We’ll send you an SMS reminder about the service the day before you travel (for single-trip and backpacker cover) or the day before your policy begins (for annual multi-trip cover).
If you have a health condition it shouldn't stop you seeing the world. With the right cover, you can travel with the knowledge you're protected if you need medical assistance.
Post Office covers most pre-existing medical conditions. Contact us for a quote, tell us about all your conditions and any prescribed medications you take and we’ll help if we can.
If we can’t help and yours is a serious pre-existing medical condition, check the Money and Pensions Scheme (MaPS) directory. It lists companies that may be able to help you. Or call 0800 138 7777.
We’ll help you find the best holiday insurance option to match your travel needs. Get a travel insurance quote today
Holiday insurance can protect you against a range of unexpected events. From losing valuables to medical emergencies and a number of other things that could spoil your trip. Take a look at our travel insurance policy documents to make sure that you're getting the right level of cover.
We'll repay you for any non-refundable, unused travel and accommodation costs if you have to cancel or cut short a trip due to reasons set out in the policy. This includes pre-booked activities and excursions, car hire and cattery and kennel fees, up to the limits shown
We can help if you need emergency medical treatments, repatriation (getting you back home) and more while you’re abroad
We’ll also cover any extra travel and accommodation costs you're charged if you arrive too late to travel on your booked transport because of reasons set out in the policy. These include vehicle breakdown and delay or cancellation of public transport due to a number of factors
We’ll also cover any extra travel and accommodation costs you're charged if you arrive too late to travel on your booked transport because of reasons set out in the policy and up to the policy limits. These include vehicle breakdown and delay or cancellation of public transport due to a number of factors
You're covered if your international departure is delayed by 4 or more hours, up to the policy limits and due to reasons set out in the policy wording. These include industrial action, weather (not including natural catastrophes), technical faults of transport and shortage of crew
You'll also get protection for any unexpected legal costs you might be charged while you're away
6 Delayed and missed departure are only available with our standard and premier cover levels.
Travel insurance gives you financial protection against unexpected events. Medical emergencies, flight or travel cancellations, lost luggage and theft can all be covered by insurance, up to the limits of the policy.
Many people buy holiday insurance for peace of mind. If you fall ill in another country, medical care or repatriation could leave you out of pocket by tens or even hundreds of thousands of pounds. Travel insurance helps to minimise the financial risk of such events.
Travel cover can also protect those travelling with you, and your belongings. If your luggage is lost, your insurance policy payout can help recover the costs of repurchasing your items. If you need to cancel your trip due to factors like redundancy or illness, insurance can help you recover those costs as well.
Post Office Travel Insurance can cover you for a single trip of up to 365 days2, or multiple trips in a single year. This applies to trips taken anywhere in the UK and abroad too. We also offer backpacker cover7 for a single trip of up to 18 months.
The type and level of cover provided depends on the insurance policy type and options you choose. It can include cover for:
You can add additional cover to your policy. Options include:
Winter sports cover is compulsory for winter sports trips and cruise cover is mandatory if you’re going on a cruise. It’s important to check the different travel insurances available, and their various options and add-ons you can buy. This way, you’re sure to be fully covered for your trip and all you’ll do on it.
Yes, you should still get holiday insurance even if you have the European Health Insurance Card (EHIC) or its replacement, the UK Global Health Insurance Card (GHIC). These cards will not cover all medical needs. Some of the most expensive medical services, such as repatriation, aren’t covered. They also won’t help with things like cancellation, loss or theft, all of which can be covered by travel insurance.
If you’re travelling in Europe, the EHIC no longer provides access to healthcare for UK nationals travelling to Iceland, Liechtenstein, Norway or Switzerland.
If you are travelling outside of the EU, a good travel insurance policy is a necessity as EHIC and GHIC cards are not valid.
Our travel insurance covers emergency treatment and hospitalisation, plus repatriation (getting you back to the UK) if you need it. Cover is provided up to the limit specified in the policy wording for the specific cover level you choose.
If you have existing medical conditions, you must declare them fully when you take out a policy, along with any prescribed medication you’re taking. We cover most pre-existing medical conditions, but failure to declare them could invalidate your policy.
Emergency medical assistance
If you need emergency medical assistance, you can call our dedicated team. They're here 24 hours a day, 7 days a week to get you the help you need. Check the correct contact details for your policy on our travel insurance help and support page.
Non-emergency medical support
If it’s not an emergency but you still need to see a medical professional, you can use our Medical Assistance Plus3 service. This outpatient service is included free with all Post Office Travel Insurance policies with no excess to pay. Get easy access to English-speaking medical experts such as doctors, dentists and gastroenterologists. The single online platform can be used anywhere outside the UK. Choose whether you’re seen at a clinic, in your hotel or via an online video consultation. All sessions are in your own language. They even have prescriptions delivered to your nearest pharmacy. This takes away the stress of finding medical help, so you can kick back and enjoy your holiday to the full.
The cost of travel insurance depends on things like your age, pre-existing medical conditions, destination, trip length, and the type of policy you need. Generally speaking, Travel insurance can save you money if something were to go wrong.
Single-trip policies are cheaper than annual multi-trip policies, but choosing an annual policy is much more cost-effective if you travel multiple times a year.
Get holiday insurance as soon as you book your trip. This will make sure you’re covered if anything happens and you need to cancel your holiday (such as falling ill or a family bereavement).
Look for a policy that includes key basics, such as cover for medical expenses and repatriation, cancellation cover, missed departures and delays, luggage cover, travel abandonment, and personal liability cover. With any travel insurance policy make sure that it meets your travel needs and the cover limits are sufficient for your trip.
We also make it easy to upgrade your policy with things like trip disruption cover, gadget cover, winter sports cover, cruise cover, and trip extensions.
We offer reliable travel insurance for both occasional and frequent travellers, with single-trip and multi-trip cover available. In the last five years alone, we’ve paid out over £62 million in claims.
We’re an award winning provider, having won Best Travel Insurance Provider at the Your Money Awards in 2025.
Our premier cover is 5 Star Defaqto Rated. Defaqto is a financial information business, helping financial institutions and consumers make better informed decisions.
Our policies provide cover for cancellation for Covid-19 if:
If an insured trip has to be cut short, the unused portion of it can be claimed for if:
There's no other coronavirus cover on our policies but, for extra reassurance, you can add our trip disruption cover upgrade option. This gives you added protection against missed departures and expenses charged due to change of testing or quarantine requirements. Add it to your preferred policy for an extra premium.
Should the FCDO advise against all travel to your destination, there's no cover under any section of the policy if you decide to travel.
If the FCDO have advised to only undertake essential travel to a destination and your trip's not essential and you choose to travel, we'll only cover a claim if the cause is not linked to the reason for the FCDO advice. This limitation applies even if you've purchased an optional trip disruption cover upgrade. You may be able to travel with full cover if we authorise in writing that your trip's essential before you depart. Should you like to request this, please email travelinsurancefeedback@postoffice.co.uk
Please make sure you’re clear what’s covered and what’s not. Check the answers to common questions about coronavirus cover and the full policy wording for more details.
We provide cover whether you’re taking a break in the UK or going on holiday overseas. You’re covered if your luggage or personal belongings are lost, stolen or damaged while you’re staying away from home in Britain. And if you have to cancel or cut short your trip in some circumstances, we can cover that too. As long as it matches the reasons set out in your policy.
Our annual multi-trip travel insurance can cover you for UK trips too. The minimum requirements are one night’s pre-booked and paid accommodation. Or your stay must be at least 100 miles from your home. Or you must have at least one sea crossing.
Standard policies only provide limited cover for electronic items.
Single article limits apply (£150 for economy policies, £250 for standard, and £400 for premier).
If you're travelling with lots of expensive devices, make sure you add the gadget cover when you buy holiday insurance with us. This will cover:
Check the policy wording for full terms.
Yes, there is. We’ve teamed up with Student Beans to offer both student and graduate discounts. Before you run your travel insurance quote, take a look at how to get money off:
1. Visit the student or graduate link
2. Either register for an account (to verify your student/graduate status) or log in if you have already registered
3. You'll then be sent a unique code
4. Enter the code in the promotional code box when you get a travel insurance quote online
5. The discount will then be automatically applied to the quote provided.
7 Backpacker policies only available on the economy level of cover.
8 Immediate relative: your mother, father, sister, brother, spouse, civil partner, fiance/e, your children (including adopted and fostered), grandparent , grandchild, parent- in- law, daughter-in -law; sister-in-law, son-in- law, brother- in- law, aunt, uncle, cousin, nephew, niece, step-parent, step- child, step-brother, step-sister or legal guardian.
You can buy travel insurance and view your policy all in our free Post Office travel app. Plus you can order and top-up our Travel Money Card wherever you are too
Buy your travel money online. You can click and collect from a branch near you or choose next-day delivery to your home
With festivals overseas becoming the new norm, festivalgoers need to do a bit more planning than for a UK festival.
While it’s useful to take hard copies of travel documents away, you can minimise your worry and risk. Here are some handy tips on keeping your travel documents safe.
Satisfy your travel craving while making your holiday budget go further.
Find out what medical care Brits can access in New Zealand and travel risks to be aware of like natural catastrophes, however rare.
Before your little bundle of joy arrives, you may be considering taking a holiday. But is it safe? And what precautions should you consider before making a booking?
The white stuff is alluring, so make sure you can enjoy it safely, are ready for the unexpected and pack travel insurance for extra reassurance.
Read our guide to travelling in later life. We explore what to look for in your travel insurance, plus taking trips with your grandchildren.
Taking your best friend on holiday with you is everyone's ideal situation, but travelling with a dog can be a complicated process. Make sure you know how.
A trip to Turkey offers toasty beaches and tourist treats aplenty. No wonder it’s so popular with holidaymakers from the UK and elsewhere.
Discover top places to visit, tips on staying safe and why travel insurance is essential for an unforgettable USA adventure
Over 60 million people travel from the UK most years for holidays or business. The vast majority enjoy smooth, trouble-free journeys. Sometimes, though, things go wrong.
Ready to jet off on a much-needed break but confused about what you can take with you on the flight?
Travel can help teenagers grow and discover new places. This guide shares the best trips for teens, advice for those travelling independently for the first time, plus tips for parents too.
Looking for holiday destinations that promise warmer days as UK temperatures start to fall? We can help with that.
Discover some top places to visit in Spain, tips on staying safe while you’re there and why travel insurance is essential for an unforgettable Spanish adventure.
Thailand’s idyllic beaches, azure-blue sea, buzzing cities and exciting alternative scene are a draw for Brits. A trip can be a once-in-a-lifetime event.
Travelling with kids? Before you get on the plane, read our quick and easy guide to help make sure your journey runs smoothly.
With the winter sports season upon us, we conducted a Winter Sports Survey for the second year running. It found as many as four in 10 UK travellers (39%) planned to take up a winter sports activity this year, with 25% keen to go skiing. It also emerged that many prefer winter escapes to summer ones. But has the nation considered all the protection we need for winter sports holidays? Or are we woefully underprepared?
Looking to escape the chilly UK winter? Our Winter Sun Survey reveals the top sunny destinations UK travellers are choosing this season. And learn why travel insurance is key for a worry-free holiday in the sun.
Looking for holiday destinations that promise warmer days in the UK’s colder winter months? We can help with that.
Whether you’re travelling solo because of business, you’re hoping to meet someone, or simply because you enjoy it, being by yourself can sometimes be a daunting prospect when you’re abroad.
If you’re thinking of heading abroad without insurance, think again. This guide explains why doing so can be risky, busts common myths about the need for insurance and shows how easy it is to protect yourself.
There’s no better feeling than planning an amazing trip to an exotic destination. Make staying safe with travel vaccinations top of your to-do list.
Spring is a great time to leave the cooler UK and go somewhere sunny. And we can help with that.
There are different rules for travelling to the Schengen Area from the UK since Brexit. If you’re visiting this part of Europe, find out if you need a Schengen visa and travel insurance.
Travelling solo means freedom and independence, making new connections and never having to compromise.
How safe is South Africa to visit and why is having travel insurance important when you go? Our guide looks at the potential travel risks and the cover you may want to look for in a policy.
ATOL stands for Air Travel Organisers' Licensing, a scheme that helps make sure consumers are covered if travel firms fall into financial difficulties.
Some vaccinations for Thailand are recommended and some are mandatory in certain circumstances. It’s important to know which vaccinations or injections for Thailand you need to get before you leave home.
Do you need travel insurance for your trip? Is travel insurance worth it? And, if yes, when is the right time to buy cover?
Travel’s a great way to unwind, see the world, open the mind and expand horizons. But rapidly changing situations around the world can soon impact such plans.
If you're the type of sunchaser who looks forward to that sizzling summer break, can’t wait to escape to warmer climes in the UK’s winter months or can't be away from vitamin D too long, we’ve got a few ideas about where to go.
Find the best places to visit in Australia, tips on staying safe and why travel insurance is a must for your trip.
Going backpacking is one of life’s great adventures. But before you set off you’ll need some packing tips so you're not weighed down on the way.
It’s one of the most popular holiday hotspots for UK holidaymakers. But what can you expect from a trip to the Balearics?
Adventure holidays come in all shapes and sizes. They can be full of action or just include a few activities, depending on the type of getaway you’re going for.
Finding out that your airline or holiday company has gone bust is a shock – especially if you’re on holiday at the time. But there are plenty of laws and regulations in place to protect you and your family from losing what could be a lot of money.
Lots of people who need assisted travel at airports are missing out simply because they don’t know how to go about asking for it.
Dreaming of turquoise waters and sun-kissed beaches? Planning the perfect Caribbean cruise starts with choosing the right time to go. This guide explores the best month for a Caribbean cruise, what weather to expect and how to prepare.
Bank holidays are special days off when many people in the UK don’t work. They’re a great chance to relax, travel, see family or catch up on things.
Ever dreamed of sailing to the world’s most exciting places? Cruises can make that happen.
Today, Cuba is more accessible than it has been for many decades, and those who decide to holiday there can expect a mixture of colourful city life and luxurious beaches.
The last thing you want to happen on holiday is standing the luggage carousel at the airport waiting for bags that don't appear. It's a huge inconvenience that can cost you time, money and a lot of stress.
Make sure you’re travelling safely in Egypt with the latest advice and risks, and learn about getting around and local culture.
If you're travelling to an EU country from the UK, make sure you take a Global Health Insurance Card (Ghic) with you or existing European health Insurance Card (Ehic), if it's still in date. You'll need them to access free healthcare during your stay, should you need it.
Learn the difference between embassies and consulates, and why you might need them when travelling.
You should be able to get the right cover to travel abroad if you’re diabetic, making sure that your medical needs are taken care of.
It’s easier now to mix business and leisure travel. Whether you’re planning a bleisure trip, taking a workation or exploring life as a digital nomad, there are more options than ever to work from anywhere with nomad travel insurance.
Travel insurance for a holiday in the UK isn't something you must have, but it might be something you want to have.
Discover top places to visit, tips on staying safe and why travel insurance is essential for an unforgettable Dubai adventure.
Going on a trip with your family is a great way to spend time together. It could be a holiday, a weekend away or a big trip abroad.
Most of the time, getting a flight is a hassle-free event. If you only take hand luggage, have your boarding pass saved to your phone and everything’s running to plan then you can breeze through security and hop on your flight with little fuss.
It may be a short hop away, but a trip to France is not without its travel risks. Make sure you’re clued up on what they are and have travel insurance in place to help protect you, so you can concentrate on just enjoying your break.
Exploring the globe can be scary, but there’s so much to find at the edge of your comfort zone. We look at some of the top destinations to visit on your own – and share tips on how to keep safe when you go.
Booking a last-minute holiday can get the blood pumping with the sudden thrill of adventure, but it also makes it easier to overlook things.
Whether you’re heading to the beach for a much-needed break or boarding a boat for a cruise somewhere breath-taking, it’s important to know what to pack in advance so you’ll have everything you need.
We all know the feeling – getting to the airport, then a wave of panic comes over you. Did you remember your passport? What time's the flight? And where on earth did you put the kids?
The whole idea of lounging around on the beach is to switch off and enjoy the sunshine. But the reality is that opportunistic thieves are on the lookout for unattended valuables, and it’s important to make sure you’re protected.
There’s nothing worse than falling ill while away from home. Along with the worry of the cost of visiting a doctor and getting treatment, being poorly can put a real dampener on your trip.
Find out about medical care available to Brits in Mexico, as well as travel risks, transport options and the importance of taking travel insurance.
Perched on the northern tip of Africa, Morocco’s long been a popular destination for UK holidaymakers. If you’re heading there soon, make sure you’ve got good travel insurance to cover you.
For many UK holidaymakers, India is an intriguing and diverse culture with colourful traditions and engrossing history. For many others, it’s a home from home.
Do UK residents need travel insurance for Ireland? And what healthcare is available for Brits if they’re visiting the country?
The arrival of Airbnb has helped to transform the travel industry in recent years. On any one night, over two million people stay in homes advertised through Airbnb in 65,000 cities around the world.
Find out about the safety of travelling to Italy as well as the medical care available to Brits and how to get around.
If you’re jetting off to Japan soon make sure you have good travel insurance to cover your trip. The right policy may offer more protection than the standard medical care UK citizens can access when they visit.
If you're living with cancer but love to travel, can you get travel insurance for your trip?
It’s exciting when your child takes their first trip without you. Whether it’s a school visit, a holiday with friends or a gap year adventure, you’ll feel proud… but it’s normal to worry too.
Travel insurance is essential for any trip. It can help protect you from things like flight cancellations, medical emergencies and lost luggage.
Thinking of going on a cruise? Learn how cruise travel insurance protects you from unexpected events on board, at sea and on land, for smooth sailing and a stress-free experience.
There are several ways to get to the top of the class on your flight – whether that's business or even first.
Greece and the Greek islands have long been a popular travel destination for us Brits. But are there any travel risks or other factors to keep in mind before and when you go?
Travelling with high blood pressure is fine – but it’s important to make sure you’ve got the right cover in case something goes wrong abroad.
So, you’ve booked your flights, accommodation and activities. What next?
A surprising number of items get lost on holiday. Learn what you can insure and how to keep it safe.
Canada is a vast country of diverse delights – everything from bustling cities to snow-capped mountains, deep forests and crystal clear lakes. If you're thinking of experiencing them, it's time to consider your travel insurance.
People flock to the Canary Islands from all over Europe. No wonder, with such appealing beaches, landscapes and temperatures to enjoy.
Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited.
Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: 100 Wood Street, London, EC2V 7ER. Post Office and the Post Office logo are registered trademarks of Post Office Limited.
The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).
1 Post Office has won the following awards:
2 For economy, standard and premier policies, the single-trip policy will cover you for one trip up to:
365 days for persons aged up to and including age 70
90 days for persons aged between 71 and 75
31 days for persons aged between 76 and above