Travel Insurance

If you’re planning a trip, in the UK or abroad, you can get travel insurance from Post Office now, so you’re protected when it’s safe to go. There’s no upper age limit. All medical conditions are considered.


For any new policy you buy or new trip booked covered by an existing annual multi-trip policy on or after 12 March 2020, we’ll still cover any medical claims due to coronavirus if you’re travelling to an area where there’s no Foreign and Commonwealth office (FCO) or Government advice against travel.


We won’t cover any other claim, under any section of the policy, relating to coronavirus (COVID-19) including any cancellation claim.


Is coronavirus covered?

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Travel in confidence with Post Office.

Government guidance on travel within the UK and FCO advice on international travel may change at short notice. So it's important to check the latest advice regularly. But don’t worry. You can still get travel insurance from an award-winning provider in place today, ready for when it’s safe to visit your destination.

Then, if you fall ill while you’re overseas – even with coronavirus – we’ll cover the cost of emergency medical treatment and transport home if you need it. And, if the reason’s not coronavirus related, we’ve still got you covered for missed or delayed flights, lost or stolen luggage and passports, and even cancellation in some cases.

Like other insurers, we don’t provide any other cover for coronavirus. That includes if you have to cancel a trip because you or a close relative falls ill with or passes away from the virus.

Remember, your cover won’t count if you travel against official Government and FCO advice. So be sure before you go. Get the latest FCO advice on international travel here. Check the Government’s UK travel guidelines here. And find out what’s covered on our support page

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Travel insurance policies that suit you

We have different types of cover for whatever you have planned, all medical conditions considered

Single Trip Cover

Offering cover for anything from a short UK break to a year of travelling around the world. 

Covers you for a one-off trip up to 365 days*

Perfect for short or long trips for anywhere in the UK or abroad

Annual Multi-Trip Cover 

Travelling more than once this year? An Annual Multi-Trip policy could save you time and money.

Covers you for multiple trips for a 12 month period

Various individual trip durations available**

Backpacker Cover >

Aged 18 to 60 and looking for a gap year, career break or to travel the world? We could have the cover you're looking for.

Covers you for one trip up to 18 months

Option to return home for up to 7 days on 3 occasions.

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All medical conditions considered

If you've an existing medical condition such as high blood pressure, cholesterol or diabetes, it doesn't mean you can't have a fantastic holiday. But it's important that you are adequately insured. So as well as checking your passport and travel documents are in good order, make sure you let us know full details of all existing medical conditions.

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Additional travel insurance cover options

Additional cover for Natural Catastrophe and Terrorism, Air Space Closure (Enhanced trip disruption), Gadget and Golf. Mandatory cover for Cruise and Winter Sports cover are available for an additional premium too.

Natural Catastrophe and Terrorism cover

The chances of encountering a natural catastrophe or terrorist event are small, but they can happen. If you’re affected it can cause huge disruptions and worry. Our new, optional extra covers some of the unpleasant consequences such an event could have on your trip. >>

Enhanced Trip Disruption Cover

Recently, drones buzzing around caused disruption to many travellers by closing airspace. Don’t get caught out: take a look at our additional cover option to be covered for cancellation and delay from airspace closure. >>

Gadget Cover

Lots of us wouldn’t get very far without our beloved tech. Whether it’s just your smartphone or a menagerie of various tablets, laptops, drones and consoles, our gadget cover can make sure you’ve got an extra level of protection for those things you couldn’t do without. >>

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Winter Sports Cover

If you’re going skiing or snowboarding, then having specialist ski cover is mandatory. Winter Sports carry much more risk and emergency costs to airlift you from a mountain can be high, so make sure you have cover that protects you on the piste. >>

Cruise Cover

Cruise cover is mandatory if you’re going on one. But it’s important as it covers you for a raft of things that could go wrong - from missing your departure point due to a breakdown to falling ill on board; being confined to your cabin to losing your baggage. >>

Golf Cover

If you’ve gone on holiday specifically to play golf, then one of the worst things that could happen is the loss of your clubs. We make sure you’ve got cover for unpleasant eventualities, such as losing clubs, refunds for course closures and more (subject to terms and conditions).

What is travel insurance?

Travel Insurance may be able to protect you against a range of unforeseen circumstances that can negatively impact your holiday – from losing valuables to medical emergencies. There are several types of travel insurance to cater to the needs of different sorts of travellers, from those taking a gap year and backpacking around the world to those who take an annual cruise. And everything in between. You can make sure that you’re getting the best cover for your needs by reading our policy documents.


Protecting you against unforeseen circumstances

Our cover levels provides a package of travel insurance benefits which can be bought as either a Single Trip or Annual Multi-Trip policy.

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    Cancellation and Curtailment

    Cover for any non-refundable, unused travel and accommodation costs if you have to cancel or cut a trip short due to certain reasons specified in the policy wording.

  • Medical Emergencies

    Emergency Medical Expenses

    We may be able to offer help if you need emergency medical treatment, medical repatriation and more outside your home country.

  • Airplane

    Missed Departure <<

    Cover for additional travel and accommodation costs if you arrive too late to travel on your booked transport due to certain reasons specified in the policy wording.

  • Time

    Delayed Departure <<

    Cover if your first outward or final inward international departure is delayed for 12 hours or more due to certain reasons specified in the policy wording.

  • Baggage


    Cover for items that are usually carried or worn during a trip if they are lost, stolen or damaged (subject to terms and conditions).

  • Medical Emergencies

    Personal Accident

    This is cover for the event that you’re hurt, however seriously, in an accident. Look at our policy wording for specific details.

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    Award-winning travel insurance provider †

    Post Office Premier and Elite Travel Insurance have been 5-star rated by Defaqto. ^^


    Post Office has won a ‘Best Travel Insurance Provider’ award at the British Travel Awards. †


    Post Office has won a "Best Online Travel Insurance provider" award at the Your Money Awards. +

Your Money 2019
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We’ve paid out over £150 million in claims ~

We’re there for our customers when they need us the most. Since we launched travel insurance back in 2007, we’ve paid out over £150 million in claims. In 2018 to 2019 someone bought Post Office Travel Insurance every 44 seconds. ~~

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Travel Insurance FAQs

Does travel insurance provide cover for coronavirus?

If you’ve had to change your travel plans because of coronavirus or you want to book a trip for when the Government or FCO says it’s safe to go, you can buy Post Office Travel Insurance now, so you’re covered ready. 

This includes cover for emergency medical expenses and costs to return you home if you fall ill during the trip you’re insured for – including with coronavirus.  But please note that, like most other providers, our travel insurance provides no other coronavirus cover, including if you have to cancel a trip you’ve planned or have already booked. Remember, if you travel somewhere against any FCO or Government advice not to do so or preventing travel, or if there is any change in regulation brought about by COVID-19, your cover won’t be valid.  Get the latest FCO advice here. Check the Government’s UK travel guidelines here. And find out more about what’s covered.

Do you offer UK travel insurance?

The current travel restrictions and uncertainty due to coronavirus mean many people are now considering a ‘staycation’ in Britain. If you’re among them, you can get it covered with Post Office Travel Insurance now.  

We provide cover whether you’re taking a break in the UK or going on holiday overseas, which could be welcome reassurance if your luggage or personal belongings are lost, stolen or damaged while you’re away. You’re also covered if you have to cancel or cut short your trip due to reasons other than coronavirus, as set out in the policy. You can find out more here.

Why choose Post Office?

Post Office is an award-winning provider of travel insurance, having won Best Travel Insurance Provider Gold award each year from 2006 to 2015 and the Silver award in 2016 to 2018 at the British Travel Awards.

Every 44 seconds, someone protects their holiday with a Post Office policy. (Based on Travel Insurance sales from 2018 to 2019)

We have a range of cover options available to suit lots of different holidays, so you can choose the cover that suits you best.

Why is it important to have travel insurance?

Having travel insurance is a worthwhile purchase for anyone going abroad for their holidays. Even in relatively safe locations such as central Europe, a myriad of things can go wrong. Flights can be delayed. Airlines can lose your luggage. Thieves often operate in tourist areas. And you could eat something that disagrees with you anywhere in the world.

We hope that none of these events happen to you. But if they do, you could be out of pocket – and with emergency medical problems it could be by tens or even hundreds of thousands of pounds. Holiday insurance may be able to help avoid some of this risk.

If your luggage is lost, holiday insurance may not be able to replace it, but the payout from a claim can help recover any costs that you have had to pay to get temporary alternatives.

In particular, the medical cover outside of the EU offered by insurance is a necessity.

Within the EU, you may think that an EHIC can cover all of your medical needs. This isn’t true. Some of the most expensive medical services, such as repatriation, aren’t covered by EHIC.

Moreover, EHIC is limited to health cover and won’t help at all with things like cancellation, loss or theft.

Still have questions about travel insurance?

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Levels of travel insurance cover

We can offer you a choice of insurance at three different levels: Economy, Standard, Premier. We also offer Lite, Prime and Elite which are designed to allow us to offer cover to more customers with existing medical conditions.

  • Up to £2,000,000 medical cover

  • Up to £1,000 cancellation or curtailment cover

  • Up to £1,000 baggage claim cover


Get a quote

Optional extras

  • Natural Catastrophe and Terrorism
  • Enhanced Trip Disruption
  • Excess Waiver
  • Winter Sports Cover
  • Cruise Cover
  • Gadget Cover
  • Annual Multi Trip extensions up to 31, 45 or 60 days >>

All of these optional covers come at an additional premium

  • Up to £5,000,000 medical cover

  • Up to £3,000 cancellation or curtailment cover

  • Up to £1,500 baggage claim cover


Get a quote

Optional extras

  • Natural Catastrophe and Terrorism
  • Enhanced Trip Disruption
  • Excess Waiver
  • Winter Sports Cover
  • Cruise Cover
  • Gadget Cover
  • Annual Multi Trip extensions up to 31, 45 or 60 days >>

All of these optional covers come at an additional premium

  • Rated 5 Star by Defaqto^^

  • Up to £10,000,000 medical cover

  • Up to £5,000 cancellation or curtailment cover

  • Up to £2,000 baggage claim cover


Get a quote

Optional extras

  • Natural Catastrophe and Terrorism
  • Enhanced Trip Disruption
  • Excess Waiver
  • Winter Sports Cover
  • Cruise cover
  • Gadget Cover
  • Annual Multi Trip extensions up to 31, 45 or 60 days >>

All of these optional covers come at an additional premium

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Access your Travel Insurance policy wherever you are

Download Post Office Travel app to buy or view your travel insurance policy. You can also buy and top-up our Travel Money Card wherever you are.

Search: Post Office Travel

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Travel insurance to suit all needs

Family Travel Insurance

Kids can be a worry to parents, but if you’ve taken out travel insurance that covers your family you at least know you may be covered if something goes wrong. Children must be under 18 and in full-time education or living at home to be eligable for our family travel insurance. 

Worldwide Travel Insurance

There’s a lot to get excited about in this wide world of ours, and if you want to see it all, you’ll need the right travel insurance. We provide a range of cover to make sure you’ve got protection. Why not check out our policy wording for more details?

Over 65s Travel Insurance

Like fine wine, people mature as they get older, and have different needs. People over 65 still qualify for all of our travel insurance products except Backpacker Insurance, and can get covered to travel all over the world.

Over 18s Travel Insurance

Getting good travel insurance for wherever you're going should be a priority whenever you are looking to travel. Whether it’s an overseas festival, a gap year, a round-the-world flight or some time on the beach to recover from exam season, we’ve got a range of cover options to meet your needs.

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Need some Travel Money?

Buy your travel money online - click & collect from a branch near you or next day delivery

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Get a travel insurance quote


It's quick and easy to get a quote online today


*For Economy, Standard and Premier policies, the Singe trip policy will cover you for one trip up to:

365 days for persons aged up to and including age 70.

90 days for persons aged between 71 and 75.

31 days for persons aged between 76 and 85.


**For Economy, Standard and Premier policies under Annual Multi-trip policy although you can take as many trips as you want within the policy year, there is a maximum duration for each individual trip. This limit varies depending on the cover level chosen and will be 17 or 31 days. On some policies the limit can be extended to 31, 45 or 60 days for an additional premium.


# For Lite, Prime and Elite policies, there is no upper age limit: For persons over 75 years a single trip policy will cover you for one trip up to 63 days. For Annual Multi trip, individual trip limit is 31 days.


^ For Single Trip (including Backpacker) cover for cancellation begins immediately you buy a policy. For Annual Multi-Trip all cover begins from the policy start date you choose. For cancellation cover to begin immediately for any trips you’ve already booked, make sure you choose the date you buy the insurance as the start date for the policy.


> Backpacker policies only available on the Economy level of cover


<< Delayed and Missed Departure is only available on Standard, Premier, Prime and Elite levels of cover.


>> Terms & conditions apply


~ This is based on Post Office Claims Data from 2007 – 2018


~~ This is based on our Travel Insurance sales from 2018 to 2019


^^ Post Office Premier and Elite Travel Insurance policies have been 5 Star rated by Defaqto. Defaqto is a financial information business, helping financial institutions and consumers make better informed decisions.


† Post Office has won Bronze in the 'Best Travel Insurance Provider' category at the British Travel Awards 2019.


+ Post Office has won a "Best Online Travel Insurance provider" award at the Your Money awards in 2019.