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Protection for skiing and snowboarding, on and off piste

Winter Sports Cover gives protection for a range of common and less-common snowbound activities including off-piste (within resort boundaries and in recognised areas). It covers lost, damaged or stolen ski equipment and piste closure. Whether it’s your first time or your hundredth, don’t hit the slopes without it

What’s covered?

Add the Winter Sports Option for an additional premium to any Post Office Travel Insurance policy and get all this extra protection

Skiing, snowboarding, airboarding and more

It’s not just skiing and snowboarding. Whether it’s ski-blading, airboarding, skidooing, tobogganing or even snowmobiling, there are plenty of winter sports we can cover you for^, off piste as well as on^^

Emergency medical support and evacuation

Your policy includes access to a 24/7 emergency medical helpline, plus medical evacuation in case you’re hurt in an inaccessible area

Lost, damaged or stolen equipment 

Whether you’ve your own equipment or you’ve hired some, we can cover loss, theft or damage. Terms and conditions apply. Check our policy wording for details

Piste closure

It can be fun to go up the mountain when the weather’s heavy, but when there’s no snow at all, there’s no point. If the piste is closed because there’s no snow, you could make a claim

Woman wearing swimsuit, swim cap and water shoes running in shallow sea water with shingle beach

All medical conditions considered

Living with a medical condition such as high blood pressure, cholesterol or diabetes shouldn't stop you having a fantastic holiday. But it's important you’re adequately insured. So make sure you tell us the full details of all existing medical conditions.

Post Office Travel Insurance covers most pre-existing medical conditions. Get a quote today to see if we can cover you.

If you have a serious pre-existing medical condition we’re unable to cover you for, check the Money and Pensions Scheme (MaPS) directory of companies that may be able to help you. Or call 0800 138 7777.

Pre-existing medical conditions

^^This service is not available for trips taken in the UK, only for international travel. The service allows up to 3 separate medical events per person, per policy and for each medical event up to 3 appointments per person listed on the policy. All appointment charges are covered by your travel insurance policy. You will not need to pay any excess fees for this service. For any online appointments or where the appointment was held at your accommodation, where a prescription is issued, you will need to pay for any medication and claim upon your return home. No excess will be applied for any prescription charges. If your appointment takes place at a clinic and they have a dispensing chemist, you will not need to pay for your prescription and all charges will be covered by your policy at the point of appointment. If there is no dispensing chemist at the clinic, you will either be given a prescription, or the prescription will be sent to a chemist by the treating Doctor, and you will need to pay for any medication and claim upon your return home. If your medical situation needs to be handed over from an outpatient case to an inpatient case and requires hospital admission, you will be handed over to our emergency medical assistance team in the UK. For any inpatient cases, no excess will be applicable.

Choose a travel insurance cover level

The table shows the maximum cover limits available with Ski and Winter Sports Cover for each of our cover levels. You can add Ski and Winter Sports Cover for an additional premium.

Policy wording

Economy

£125 excess

Ski equipment

Up to £500

Ski pack (including Ski Pass)

Up to £300

Ski hire (per day/max)

Up to £25/£250

Piste closure (per day/max)

Up to £25/£250

Avalanche cover

Up to £150

Standard

£99 excess

Ski equipment

Up to £500

Ski pack (including Ski Pass)

Up to £300

Ski hire (per day/max)

Up to £25/£250

Piste closure (per day/max)

Up to £25/£250

Avalanche cover

Up to £250

Premier

£50 excess

Defaqto 5 star award

Ski equipment

Up to £1,000

Ski pack (including Ski Pass)

Up to £400

Ski hire (per day/max)

Up to £50/£500

Piste closure (per day/max)

Up to £50/£500

Avalanche cover

Up to £350

Ski equipment

Ski equipment

Up to £500

Ski equipment

Up to £500

Ski equipment

Up to £1,000

Ski pack (including Ski Pass)

Ski pack (including Ski Pass)

Up to £300

Ski pack (including Ski Pass)

Up to £300

Ski pack (including Ski Pass)

Up to £400

Ski hire (per day/max)

Ski hire (per day/max)

Up to £25/£250

Ski hire (per day/max)

Up to £25/£250

Ski hire (per day/max)

Up to £50/£500

Piste closure (per day/max)

Piste closure (per day/max)

Up to £25/£250

Piste closure (per day/max)

Up to £25/£250

Piste closure (per day/max)

Up to £50/£500

Avalanche cover

Avalanche cover

Up to £150

Avalanche cover

Up to £250

Avalanche cover

Up to £350

Ready to get a quote?

Let’s find the protection that’s right for your travels. Get a quote for Post Office Travel Insurance

An award-winning provider

Personal Finance Winner 2023 award

Best Travel Insurance Provider

Post Office won a ‘Best Travel Insurance Provider’ award at the Your Money Awards in 2021, 2022 and 2023

Bronze British Travel Awards 21/22 Best Company for Travel Insurance award

Best Travel Insurance Provider

Post Office won a “Best Travel Insurance Provider” award at the British Travel Awards in 2022

Defaqto expert rated Travel Insurance 5 star award

Defaqto 5-star rated cover

Our Premier level policies have a 5-star Defaqto rating

Common questions

  • The risks posed when taking part in winter sport are very different to those a person might face on any other kind of holiday. In some cases, they’re more dangerous too. It’s important to make sure that, as well as taking part in winter sports safely and responsibly, you have cover in case something goes wrong. This cover also provides protection for things that can happen to your equipment, such as loss, theft or damage.

  • Whether you have your own equipment or you’re hiring it, replacements can be expensive if they have to come out of your pocket. If you're going on a trip involving winter sports, then adding this cover is mandatory.  Its not just your equipment that needs to be covered but you as well. We can help you if you’re taken ill while on the mountain or get injured, and if the weather decides to dry up and there’s no snow on the piste, we can help restore the balance. 

  • UK citizens travelling in EU countries can access some state-provided healthcare there for free or at a reduced cost. You'll need a UK Global Health Insurance Card (Ghic) or, if it’s still in date, a European Health Insurance Card (Ehic).

    Remember, neither card covers any additional cost to return you to the UK or for a relative to stay or fly out to be with you. In a medical emergency you may have no control over the hospital you are taken to or the closest hospital may be private. But medical travel insurance may be able to cover some of the cost for you.

    Also, Ehic no longer provides access to healthcare services in Iceland, Liechtenstein, Norway or Switzerland for UK nationals in most costs.

  • Read more travel insurance FAQs

Need some help?

Travel insurance help and support

For emergency medical assistance, to make a claim, find answers to common questions about our cover or get in touch:

Visit our travel insurance support page

Travel insurance policy types

  • Single-trip Travel Insurance

    Single-trip Travel Insurance

    • Cover for a one-off trip in the UK or abroad 
    • Perfect for one-off trips or longer holidays of up to 365 days*
    • No age limit 
  • Annual Multi-trip Travel Insurance

    • Cover for multiple-trips for a 12-month period 
    • You can go away multiple times in the policy year with various trip durations available**
    • Available for everyone aged up to 75 years 
  • Backpacker Insurance

    • Cover for a one-off trip up to 18 months 
    • Option to return home for up to 7 days on 3 occasions. 
    • For people aged 18 – 60 wanting to travel the world for a gap year or career break 

* For Economy, Standard and Premier policies, the Singe trip policy will cover you for one trip up to:

365 days for persons aged up to and including age 70

90 days for persons aged between 71 and 75

31 days for persons aged between 76 and above

** For Economy, Standard and Premier policies under Annual Multi-Trip although you can take as many trips as you want within the policy year, there is a maximum duration for each individual trip. This limit varies depending on the cover level chosen and will be 17 or 31 days. On some policies the limit can be extended to 31, 45 or 60 days for an additional premium.

About our travel insurance

Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited.

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: 100 Wood Street, London, EC2V 7ER. Post Office and the Post Office logo are registered trademarks of Post Office Limited.

The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).