Natural Catastrophe and Terrorism Cover

Our Travel Insurance already provides cover for medical assistance if you’re injured by terrorism or as a result of a natural disaster. But, you might need more than the standard help available in these situations. Our Natural Catastrophe and Terrorism add-on offers extra protection..

 

For any new policy you buy or new trip booked covered by an existing annual multi-trip policy on or after 12 March 2020, we’ll still cover any medical claims due to coronavirus if you’re travelling to an area where there’s no Foreign and Commonwealth office (FCO) or Government advice against travel.

 

We won’t cover any other claim, under any section of the policy, relating to coronavirus (COVID-19) including any cancellation claim.

 

Is coronavirus covered?

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Travel in confidence with Post Office.

Government guidance on travel within the UK and FCO advice on international travel may change at short notice. So it's important to check the latest advice regularly. But don’t worry. You can still get travel insurance from an award-winning provider in place today, ready for when it’s safe to visit your destination.

Then, if you fall ill while you’re overseas – even with coronavirus – we’ll cover the cost of emergency medical treatment and transport home if you need it. And, if the reason’s not coronavirus related, we’ve still got you covered for missed or delayed flights, lost or stolen luggage and passports, and even cancellation in some cases.

We don't provide any other cover for coronavirus. That includes if you have to cancel a trip because you or a close relative falls ill with or passes away from the virus.

Remember, your cover won’t count if you travel against official Government and FCO advice. So be sure before you go. Get the latest FCO advice on international travel here. Check the Government’s UK travel guidelines here. And find out what’s covered on our support page

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Enhanced protection for unforeseen events

Our Travel Insurance already provides cover for medical assistance if you’re injured by terrorism or as a result of a natural disaster. You may need more than the standard help available in these situations, and this new add-on could give you the added protection you need.

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What’s covered?

Terms and conditions apply. Please see policy wording for full details.

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Cancellation of your trip

Should a natural catastrophe or terrorist event happen within 20km of your arrival point or your pre-booked accommodation and it takes place within the 7 days before you are due to leave, you can decide that you don't want to go. >

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Abandonment before you leave

If a terrorist event or natural catastrophe prevents you from being able to leave from your departure point, after 24 hours or more of delay then you can make a claim to cancel your trip. >

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Disruption after you’ve left

If you’ve left the UK and a terrorist event or natural catastrophe prevents you from making it to your destination or returning home, you may be able to claim for additional accommodation and travel expenses you are required to pay. >

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Cutting your trip short

If you’ve needed inpatient or outpatient treatment for shock, stress or trauma following a terrorist attack or natural catastrophe and it’s necessary for you to return home, we’ll cover the cost. The same conditions and limits will apply, as those under cancelling or curtailing your trip.

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Why choose Post Office?

  • Added protection for your baggage
  • Cancellation of your trip in some circumstances
  • Choosing to come home in some circumstances
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    Our awards speak for themselves 

    Post Office has won a ‘Best Travel Insurance Provider’ award at the British Travel Awards.

     

    Post Office has won a "Best Online Travel Insurance provider" award at the Your Money Awards.

YourMoney Award 2019 - Best Online Travel Insure Provider - Post Office
YourMoney Award 2019 - Best Online Travel Insure Provider - Post Office
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Natural Catastrophe and Terrorism Cover FAQs

Still have questions about travel insurance?

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Travel Insurance cover types

Single Trip

  • Cover for a one-off trip in the UK or abroad.
  • Perfect for one-off trips or longer holidays up to 365 days >

Annual Multi-Trip

  • Cover for multiple trips for a 12 month period
  • You can go away multiple times in the policy year with various trip durations available >
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Definitions

> Terms and Condition's apply. Only available on Economy, Standard and Premier policies.

Small Print

 

Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. 

 

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.

 

For Economy, Standard and Premier Policies

 

Post Office® Travel Insurance is underwritten by Great Lakes Insurance SE, UK Branch, and administered by Collinson Insurance Services Limited, FRN 311883.

 

Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. Registered number of HRB 230378 in the commercial register. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority under FRN 769884. Details about the extent of its regulation by the Financial Conduct Authority and Prudential Regulation Authority is available on request.

 

Collinson Insurance Services Limited is registered in England & Wales, registered number 758979. Registered Office: Cutlers Exchange, 123 Houndsditch, London, EC3A 7BU. Collinson Insurance Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 311883.