Natural Catastrophe and Terrorism Cover

Need more reassurance than the medical cover for injury from terrorism that comes with our Travel Insurance as standard? Our Natural Catastrophe and Terrorism add-on provides it if there's an incident.

  • Cancellation within 7 days of travel if it's near where you'll arrive or stay

  • Abandoning your trip before you leave after 24 or more hours’ delay

  • Disruption on the way there if you’re already in transit

Remember: check the latest Foreign, Commonwealth & Development Office (FCDO) and local government travel advice before you go. Your cover won’t count if you travel against it.

What does travel insurance cover for Covid-19?


Find out what coronavirus cover new or existing policies provide.

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Enhanced protection for unforeseen events

Our Travel Insurance already provides cover for medical assistance if you’re injured by terrorism or as a result of a natural disaster. You may need more than the standard help available in these situations, and this new add-on could give you the added protection you need.

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What’s covered?

Terms and conditions apply. Please see policy wording for full details.


Cancellation of your trip

Should a natural catastrophe or terrorist event happen within 20km of your arrival point or your pre-booked accommodation and it takes place within the 7 days before you are due to leave, you can decide that you don't want to go. >


Abandonment before you leave

If a terrorist event or natural catastrophe prevents you from being able to leave from your departure point, after 24 hours or more of delay then you can make a claim to cancel your trip. >


Disruption after you’ve left

If you’ve left the UK and a terrorist event or natural catastrophe prevents you from making it to your destination or returning home, you may be able to claim for additional accommodation and travel expenses you are required to pay. >

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Cutting your trip short

If you’ve needed inpatient or outpatient treatment for shock, stress or trauma following a terrorist attack or natural catastrophe and it’s necessary for you to return home, we’ll cover the cost. The same conditions and limits will apply, as those under cancelling or curtailing your trip.

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Why choose Post Office?

  • Added protection for your baggage
  • Cancellation of your trip in some circumstances
  • Choosing to come home in some circumstances
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All medical conditions considered

If you have medical conditions, this should not be a reason to hold you back from exploring the world.

Having the right cover in place, should the unfortunate happen, will give you peace of mind while on your adventures.

It's important that you declare all your medical conditions and any medication that you're taking.

Post Office Travel Insurance covers most pre-existing medical conditions. Get a quote today to see if we can cover you. If you have a serious pre-existing medical condition that Post Office Travel Insurance cannot offer cover for, the Money and Pensions Scheme (MaPS) have launched a directory listing companies that may be able to help you. The directory can be accessed by either clicking here or calling 0800 138 7777.

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    Our awards speak for themselves 

    Post Office won a "Best Travel Insurance provider" award at the Your Money Awards in 2021.


    Post Office won a ‘Best Travel Insurance Provider’ category award at the British Travel Awards in 2019.

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Bronze - British Travel Awards 2019 - Best Travel Insurance Provider

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Natural Catastrophe and Terrorism Cover FAQs

Still have questions about travel insurance?

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Travel Insurance cover types

Single Trip

  • Cover for a one-off trip in the UK or abroad.
  • Perfect for one-off trips or longer holidays up to 365 days >

Annual Multi-Trip

  • Cover for multiple trips for a 12 month period
  • You can go away multiple times in the policy year with various trip durations available >
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Get a travel insurance quote


It’s quick and easy to get a quote today


> Terms and Condition's apply. Only available on Economy, Standard and Premier policies.

Small Print


Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. 


Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.