As a thank you for choosing Post Office Life Insurance, we'll give you a gift card worth £100 after a qualifying period.
Choose cards from:
Amazon (check restrictions)
Offer terms and conditions apply
Be ready for the unexpected with Post Office Life Insurance. You could get up to £750,000 (1) of cover
It’s important to protect the things that really matter – like your loved ones, home and lifestyle – in case the unexpected happens.
Life insurance can give you that reassurance. It’s quick and easy to set up. And it doesn’t need to be expensive. So why not get a quote today?
Pays up to £750,000 in cover if you die or are diagnosed with a terminal illness (1)
Terminal illness cover’s in place from day one. And if a medical specialist diagnoses you as likely to die within 12 months, we’ll pay your full lump sum
Choose level, decreasing or increasing cover options to suit your lifestyle and budget
Add optional critical illness cover. If you develop a critical illness, it pays a lump sum for financial support while you recover. An extra cost applies
It’s quick and easy to get a quote for Post Office Life Insurance online
Monday to Friday: 9am - 8pm
Saturday: 9am - 5pm
Closed on Sundays and bank holidays
Work out how much life insurance cover you may need with our easy-to-use calculator
Could you keep paying the bills if you were diagnosed with a critical illness like cancer or a heart attack? Paying a little more to add optional critical illness cover to your policy could ease the financial burden if you’re unable to work.
As serious conditions can affect anyone, at any age, we also offer optional children's cover. It pays a one-off lump sum if any of your insured children dies in an accident. It also pays out if they’re diagnosed with a serious injury or illness, to support your family at a difficult time.
These services are separate to and don't form part of the Post Office Life Insurance policy contract. They're available to you for free but may be withdrawn at any time.
Life insurance is a policy that pays out a lump sum to your family or loved ones if you die or are diagnosed with a terminal illness during its term.
We know you'd rather not think of the time when you're no longer around. But it's important to protect the things that really matter, like your loved ones, home and lifestyle, – in case the unexpected happens.
Life insurance can give you reassurance. It's quick and easy to set up. And it needn't be expensive.
People rarely want to think about life insurance. But certain moments in life may make you look seriously into taking out a policy – like getting married, having children, buying a home and more.
If you have people who depend on you, like children or a partner, it can be sobering to consider what might happen to them if you pass away unexpectedly.
A life insurance policy can protect your loved ones against uncertainty and make sure your dependants are financially protected if the worst were to happen.
Even if you don't have a mortgage, life insurance could help your family cover the cost of everyday living and maintain their lifestyle. Things like rent, private or university education costs, birthdays and weddings all need paying for. You may even need cover to pay for domestic tasks if the person left behind has to pay someone to do them after you're gone.
Critical illness cover pays a cash sum if, during your policy term, you suffer from heart attacks, strokes (depending on the severity), coronary artery or certain types of cancer that meet our definition.
At such a difficult time, it can ease financial pressures on you, your family or your partner. For instance, it may help pay for a mortgage, rent or everyday living costs. It might also be used for modifications to your home needed as a result of your illness. Find out more about our critical illness benefit.
The last thing your loved ones need when you’re gone is a drawn-out claims process. So we make it easy for your personal representatives to claim the cash sum from your policy when the time comes.
If you've recently lost someone and need to claim, you can find all the information you need in our life cover support page.
Joint life insurance protects two people under one policy with one monthly premium payment. It only pays out once if a policyholder dies within the term.
Two single policies protect each policyholder separately but will mean paying two premiums each month. Consider which option is right for you.
Serious conditions can affect anyone, at any age. Children’s cover is like your own critical illness cover. You can use the lump sum to pay medical bills, care costs and adapt your home to accommodate a changing lifestyle.
With Post Office Life Insurance, your monthly payments will continue until the earliest of these:
If you make a claim after being diagnosed with a terminal illness, please don't stop paying your monthly payments. We’ll first confirm if your terminal illness meets our terminal illness definition, as per the terms and conditions.
(1) Your cash sum is dependent on your age, smoker status, length and type of cover and your personal circumstances at the time you apply.
(2) In the last 14 consecutive annual YourMoney.com Awards, Post Office Insurance won at least one of: Best Online Life Insurance Provider, Best Direct Life Insurance Provider or Best Life Insurance Provider. On each occasion, we were shortlisted for our product features and price, before being judged by a panel of readers on the quality of service provided. There was no award in 2020.
(3) Calls to 03 numbers will cost no more than calling a standard UK number starting with 01 or 02 from your fixed line or mobile and may be included in your call package. Calls may be monitored or recorded for training and compliance purposes.