Annual Multi-Trip Travel Insurance

with coronavirus cover

  • Cost-effective, convenient cover if you travel frequently

  • Available to everyone aged 75 and under

  • Trip extensions available

What does travel insurance cover for Covid-19?


All new policies include coronavirus cover for cancellation, curtailment and medical costs due to Covid-19 in certain circumstances. And you can add extra protection for missed departures or change in testing and quarantine rules with our Covid-19 upgrade.

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If you’ve used Post Office Travel Money, Travel Insurance or both and liked how we did things; your votes could help us win at this year’s British Travel Awards 2022. We’ve been nominated in the Best Travel Insurance Provider and Best Travel Money Provider categories this year. 

Whoever you vote for, you have the chance to win a fantastic holiday worth up to £5,000. Winners will be crowned based on public votes alone. So, if we’ve earned it, please vote for Post Office today. Terms and conditions

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Travelling more than once this year?

Whether you're popping abroad to watch the football, fancy a weekend shopping trip to Paris, or are taking a two-week family holiday, if you're going away more than once in a year it's worth considering Annual Multi-Trip Travel Insurance. Taking out this cover means you can travel without the worry, or the hassle, of getting cover every time you go.

Please note that there is a limit to the length of time you can spend away on any individual trip. This will depend on the cover level chosen and could be 17 or 31 days. With some policies, this limit can be extended to 45 or 60 days for an additional premium.

Kids covered free ~

If you buy a family Annual Multi-trip Travel insurance policy, your children aged under 18 named on it will be covered at no extra cost. They’re covered even if they’re invited on holiday with another adult – like a friend or relative – while you’re away enjoying your own.

What’s covered?

Personal liability and protection for legal costs that you might unexpectedly incur while you're away are covered. Terms and conditions apply >>. For full details of whats covered, take a look at our policy documents

  • Medical Emergencies

    Emergency Medical Expenses 

    We may be able to help if you need emergency medical treatment, repatriation to the UK and more while you’re abroad.

  • Airplane

    Delayed Departure ~~

    If your first outward or final inward international departure is delayed by 4 or more hours due to certain reasons set out in the policy.

  • Baggage


    Items that are usually carried or worn during a trip are covered if they get lost, stolen or damaged.

  • Tick

    End Supplier Failure ~~

    Plus, you’re covered for any non-refundable travel and accommodation costs in case of insolvency of airline, train and hotel operators.

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It's easy to upgrade your cover

Need specific cover that's not included in our Annual Multi-trip policies as standard? For an extra premium you can add these extras to get the specific protection you want or must have, depending on the type of trip.

Trip Disruption cover (including Terrorism, Natural Catastrophe and Air Space disruption)

Holidays are meant for relaxing but outside factors can sometimes cause disruption and worry. This optional extra helps protect you from the impact of airspace disruption, natural catastrophes or terrorist acts on your travels.>>

Covid-19 Cover

Add extra coronavirus protection to the standard cover included in all our Travel Insurance policies. Includes missed departures, connections and unexpected costs due to Covid-19. Cutting short your trip, if those you stay or travel with test positive for the virus. >>

Gadget Cover

From smartphones and tablets to laptops, consoles and drones, give the gadgets essential for your trip the extra protection they need with our easy-to-add gadget cover.>>

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Winter Sports Cover

If you’re going skiing or snowboarding, having specialist ski cover is mandatory. Winter sports carry much more risk and emergency costs to airlift you from a mountain can be high, so make sure you have cover that protects you on the piste. >>

Cruise Cover

If you're going on a cruise you'll need specialist specialist cover. Our Cruise Cover option protects you in the event of missed departure due to breakdown, lost baggage,falling ill on board, being confined to your cabin and more.>>

Sports and Activities Cover (including golf)

Lots of activities are covered as standard by our policies but some, like golf and extreme sports, need extra protection >>.

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All medical conditions considered

Just because you live with a medical condition it shouldn’t stop you seeing the world. And with the right travel insurance in place you can enjoy peace of mind on your adventures, just in case something unfortunate happens.

At Post Office, we cover most pre-existing conditions so get a quote to see if we can cover you. It’s important to declare upfront all your medical conditions and any medication you're taking.

If we can’t help and yours is a serious pre-existing medical condition, check the Money and Pensions Scheme (MaPS) directory of companies that may be able to help you. Or call 0800 138 7777.

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    Our awards

    Post Office won a "Best Travel Insurance provider" award at the Your Money Awards 2022. 


    Post Office won a "Best Travel Insurance provider" award at the Your Money Awards 2021. 


    Our Premier policies are Defaqto 5-star rated. 

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Travel-Insurance award Defaqto logo
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Annual Multi-trip Travel Insurance FAQs

Still have questions about travel insurance?

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Already have Post Office travel insurance?

Register your policy

If you've not already registered your policy, please enter your details and create a log in so that you can access it at any time.

Log in

Already registered? Log in here to view, download or print your policy documents, update your details or medical conditions, add additional cover or renew your policy

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Travel Insurance cover types

Annual Multi-trip

  • Cover for multiple trips for a 12-month period
  • You can go away multiple times in the policy year with various trip durations available **
  • Available for everyone aged up to 75 years


  • Cover for a one-off trip in the UK or abroad
  • Perfect for one-off trips or longer holidays up to 365-days*
  • No age limit


  • Cover for a one-off trip up to 18 months
  • Option to return home for up to 7 days on 3 occasions
  • For people aged 18 to 60 wanting to travel around the world for a gap year or career break
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Handy Information

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Get a travel insurance quote


Its quick and easy to get a quote online today


* For Economy, Standard and Premier policies, the Singe trip policy will cover you for one trip up to:

365 days for persons aged up to and including age 70.

90 days for persons aged between 71 and 75.

31 days for persons aged between 76 and above.


** For Economy, Standard and Premier policies under Annual Multi-trip policy although you can take as many trips as you want within the policy year, there is a maximum duration for each individual trip. This limit varies depending on the cover level chosen and will be 17 or 31 days. On some policies the limit can be extended to 31, 45 or 60 days for an additional premium.


~ Kids can be covered at no extra cost on our Economy, Standard and Premier policies provided that they have no existing medical conditions.


~~ Delayed Departure and End Supplier Failure are available on Standard and Premier.


>> Terms & conditions apply


<< You need to register your flight online at least 24 hours before your scheduled departure time. Your free lounge access  or ability for a monetary cash value will become available on the announcement of a minimum one-hour delay, this can either be announced as one single period of delay or reached as a consequence of multiple incremental shorter delays provided that your flight departs from an airport terminal with a lounge that's part of the LoungeKey network.


Small Print


Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. 


Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.


The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).