These days phones and other gadgets are essential on many travel packing lists. We provide limited cover under our standard policies. Our Gadget cover is a way to increase the amount we cover and includes additional gadgets and devices that you may take with you. Add it with ease with our optional gadget cover by paying a little extra.
Once upon a time, going away involved passports, insurance papers, boarding passes and more. Now you can travel with just your passport and phone. But many of us take lots of other tech too.
Snapping photos on your phone? Reading on your tablet? Watching a film on your laptop? Keeping kids entertained on a console? Gadget cover can give you the added protection you need.
To make sure you’ve got the cover you need, we offer cover for a range of gadgets, including:
Mobiles, smartphones and tablets
Digital and video cameras
Bluetooth headsets and speakers
Laptops and game consoles
Satnavs, smart watches and wrist-worn activity trackers
For the full list, please read the policy wording.
Let’s find the protection that’s right for your travels. Get a quote for Post Office Travel Insurance.
Best Travel Insurance Provider
Post Office won a ‘Best Travel Insurance Provider’ award at the Your Money Awards in 2021, 2022 and 2023
Best Travel Insurance Provider
Post Office won a “Best Travel Insurance Provider” award at the British Travel Awards in 2023
Defaqto 5-star rated cover
Our travel insurance policies with premier level cover are Defaqto 5-star rated
Our gadget cover is an optional extra for travel insurance. It provides protection for technology you take away on holiday. You can add it to your policy to provide cover for a long list of devices you might want to take with you.
Our standard travel insurance policies will only provide limited cover for electronic items such as mobile/smart phones, camcorders and their accessories, all photographic/ digital/ optical/ audio/ video media and equipment, iPods, MP3/4 players or similar and/or accessories, E-book readers, and satellite navigation systems up to the single article limit.
Our gadget cover option is a way to increase the cover provided on our standard policy for the above listed items, as well as providing cover for other devices or gadgets that you may take with you. Just pay an extra premium to add it to your policy. See below for what extra gadgets and devices can be covered.
No, gadget cover in this sense is an add-on for Post Office Travel Insurance policies only. It’s different from Post Office Gadget Insurance, which provides everyday protection for gadgets rather than on your travels.
Gadget cover offers protection for various devices including:
You'd only be covered for items on your home contents insurance if you chose out-of-home cover. Even then your cover might have a limit well below £2,000.
If you have home contents insurance, check whether it includes cover for gadgets you want to take on holiday. You may need supplementary cover.
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Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited.
Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: 100 Wood Street, London, EC2V 7ER. Post Office and the Post Office logo are registered trademarks of Post Office Limited.
The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).
(1) For economy, standard and premier policies, the single-trip policy will cover you for one trip up to:
365 days for persons aged up to and including age 70
90 days for persons aged between 71 and 75
31 days for persons aged between 76 and above