Kids’ travel insurance

It's a proud feeling when children turn eighteen and start holidaying on their own. Although, perhaps it's tinged with a feeling of relief. But you can't help but worry a little too.

What happens if they lose their passports? Will they be robbed or have an accident? How can you help them if they run into trouble when you're so far away? That’s where travel insurance comes in.

A group of friends on the top deck of a tourist bus

Young, carefree - and not concerned about travel insurance

If you want to rest assured your kids have cover when they are away, take out some travel insurance on their behalf. Because they may not have arranged it themselves.

Some countries are riskier for tourists than others - it’s wise to check before plans are made and flights booked. If you need to confirm that we are able to provide cover for where your children are travelling, call our helpline on 0330 123 3690. You may also want to check with the latest travel advice from the Foreign, Commonwealth & Development Office (FCDO).

Having travel insurance means that if they get involved in an accident or unexpectedly fall ill while they are away, they may be able to recover some or all of the costs.

In common with most travel insurance policies, injury or mishaps that occur as a result of careless or negligent acts like balconing and tombstoning or being under the influence of alcohol or recreational drugs will not be covered. Check the details in your policy document closely.

Make sure you've got good travel insurance to cover you and your family

We could save them - and you - from paying out a small fortune

That's especially reassuring to know if they are exploring the United States or Canada, where emergency medical treatment can be prohibitively expensive. If they end up somewhere remote needing medical assistance we can help too. We'll try to get them to the nearest suitable hospital if a doctor determines that they need medical treatment. If necessary, we can even get them back home as soon as possible.

Make sure they know about Ghic 

If your children are travelling to Europe help them to get a valid UK Global Health Insurance Card (Ghic). It's free, so make sure no one tries to charge. And it means they might receive state-provided medical healthcare for less. However, our travel insurance cover could pay more of the cost for you.

The availability of cover options is dependent upon the level of cover you select. Conditions and exclusions apply. For full details of what's included with your cover, check the policy documents tab.

Interested in travel insurance?

Other travel products

Travel Money

Order foreign currency online or in selected branches. Pick up in any branch or get it delivered to your home.

Travel Money Card

One prepaid Mastercard™ that stores up to 23 currencies.

Passport Check & Send

Get your passport application right the first time. We can even complete and submit it for you digitally.