Leave your loved ones with happy memories, not the worry of funeral costs. This free addition to Over 50s Life Insurance could help give you and your family extra peace of mind
Up to £250 towards your funeral cost. Save £50 on Direct Cremation, £100 on a Essential funeral or £250 on a Tailored funeral.
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Guaranteed acceptance, no medical (UK residents aged 50-80)
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It's something you should consider adding to your Post Office Over 50s Life Cover policy if you want the cash sum to pay towards your funeral. Adding it won’t cost you a penny more. But it could help make a difficult time easier for those left behind.
You can add the funeral benefit option to your Over 50s Life Cover when you apply or any time later.
When the time comes, a payment will be made to Co-op Funeralcare. They’re one of the UK's leading funeral directors, with over 800 Co-op funeral homes. So there’s always a funeral director ready to support your family.
With a single call, a funeral director will take care of all the arrangements. And they’ll work with your loved ones to create the type of funeral you’ve said you want. This can be a huge help at a difficult time.
Depending on the funeral type you choose, the funeral benefit option can also come with discount of up to £250.
| What it includes | Discount |
|---|---|
| When Co-op Funeralcare arrange a tailored funeral with you, the first thing they’ll do is listen. Then they’ll advise, guide and inspire you to create a tailored funeral arrangement. From a horse-drawn hearse to a favourite colour theme, you decide what you want, and they’ll do their best to make it happen. | £250 |
| What it includes | Discount |
|---|---|
| The essential funeral is a simple, lower-cost option that provides everything needed for a funeral. This option might suit if you want to keep costs down or a simpler send off. | £100 |
| What it includes | Discount |
|---|---|
| A direct cremation is an unattended cremation without a funeral service. This allows the person arranging the funeral to choose their own way to remember their loved. This can be at a place and time that suits them. | £50 |
When you buy Post Office Over 50s Life Cover, you’ll also get a special reward. Choose a gift card† from a choice of retailers or an unforgettable experience†.
† Qualifying period, minimum premiums and terms and conditions apply
† Qualifying period, minimum premiums and terms and conditions apply
No. It doesn’t cost extra to add the funeral benefit option to your over 50s life cover policy.
If you bought your policy on or after 22 February 2021, you can add the funeral benefit option. That’s also long as:
If you take out a different funeral plan in the future, the funeral benefit option will be cancelled. Once you remove it, you can’t add it back on.
You can remove the funeral benefit option any time before your death. If you die, those who represent you can remove it too. But they’ll need to do this before Co-op Funeralcare has been instructed to provide your funeral service.
If the funeral benefit option is removed at any time, the cash sum from your Post Office Over 50s Life Cover policy will be paid to your legal beneficiary. You’ll no longer be eligible for any discount that applies towards your funeral costs.
Using Co-op Funeralcare is the only way to qualify for the applicable discount. But it's possible to remove this option at any point before Co-op has actually been instructed to provide the funeral.
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Post Office Over 50s Life Cover is underwritten by Aviva Life & Pensions UK Limited and jointly administered by Neilson Financial Services Limited and Aviva Life & Pensions UK Limited. If you buy Post Office Over 50s Life Cover over the telephone or online via the Post Office website, it is arranged and sold by Neilson Financial Services Limited, following an introduction by Post Office Limited. If you buy Post Office Over 50s Life Cover online via a price comparison website, it is arranged and sold by the firm that provides the price comparison website services.
Post Office Limited (company number 02154540) is an appointed representative of Post Office Management Services Limited (company number 08459718) which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Both companies are registered in England and Wales. Registered offices: Post Office Limited, 100 Wood Street, London, EC2V 7ER. Post Office Management Services Limited: 2nd Floor, MYO, One New Change, London EC4M 9AF.
† Gift card or Experience offer ends 30 April 2027. Minimum premiums and 180-day qualifying period applies.
* Restrictions apply, see amazon.co.uk/gc-legal
Depending on how long you live, you could pay more in monthly payments than the cash sum we pay out when you die. The cash sum you choose is fixed and inflation (the rising cost of goods and services) will reduce its value over time.
1 Data accurate as of March 2026.
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