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Life Insurance

Get life insurance from an award-winning provider from £7 a month - that’s just 24p a day.

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Get a £100 One4all Gift Card*

As a thank-you for choosing Life Insurance from Post Office®, we'll give you a £100 One4all gift card* if you buy your policy between 7 January to 31 March 2019. *T&Cs apply, click here for full details.

Post Office Life Insurance is provided by The Royal London Mutual Insurance Society Limited.

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Why choose Post Office?

  • You can pay from just £7 per month or pay more and get up to £500,000 of cover^
  • Choose Level, Decreasing or Increasing cover to suit your lifestyle and budget
  • We include Terminal Illness Cover free and pay out early if you're diagnosed with a terminal illness that meets our definition
  • Pay more each month to add Critical Illness Cover to your policy
  • Receive a £100 One4all gift card
  • Access our Here to Help service
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Post Office Here to Help in the hardest times

Once you’re covered, you’ll have access to the Post Office Here to Help Service^ at no extra cost.  This is a one-to-one long term support from a dedicated personal nurse for your family if you die. We're also there for you if you lose someone yourself or are diagnosed with a serious illness. If it’s beneficial, a course of assessed therapy or counselling can also be provided when that difficult time comes, with a simple and understanding claims process and bereavement support at no extra cost

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Life Insurance Calculator

Work out how much life insurance cover you may need with this easy-to-use calculator.

Looking for Over 50s Life Insurance?

We’ll give you a £100 Argos Gift Card** if you buy an Over 50s Life Insurance policy before the 31st of March 2019.**T&Cs apply, click here for full details.

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    Best Direct Life Insurance Provider

    Post Office Money was judged by a panel of readers on the quality of service provided

Best direct life insurance provider 2018
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Get a quote


Its quick and easy to get a quote online today

Call us on

0330 123 3947
We are available; 8am-7pm Mon-Fri 9am-5pm Sat Closed on Sundays

Things you need to know

  • ^ Monthly payments depend on the amount, length, type of cover and your personal circumstances.
  • Post Office Money Life Insurance offers up to £500,000 cover for customers who are UK residents aged 18-70 at the start of the policy. The minimum term is 5 years and cover must end before your 81st birthday.
  • We won’t pay a claim on death if it was as a result of suicide or intentional self-inflicted injury within 12 months of the start date of your policy.
  • Critical Illness Benefit can pay an extra cash sum if you are diagnosed, during the term of your policy, with one of the three critical illnesses covered that meets our definition and then survive for at least 10 days after.
  • We won’t pay a claim on terminal illness if you don’t meet our definition of terminal illness; or terminal illness is caused by intentional self-inflicted injury within 12 months of the start date of your policy. The full definition of terminal illness can be found in the Terms and Conditions.
  • We won’t pay a claim if you don’t keep your payments up to date as you will no longer be covered under the policy. If you don’t tell us something or give us incorrect answers to our application questions that affects your cover we may reduce the amount we pay for a claim or at worst cancel your cover and not refund your monthly payments. If you’re a UK resident aged between 18 and 70, excluding members of the Armed Forces, Army Reserve (previously known as the TA) or Reservists, you can apply. Please see Terms and Conditions for further details about the restrictions that apply.


Post Office Money Life Insurance is provided by The Royal London Mutual Insurance Society Limited.