All pre-existing medical conditions considered
Grandchildren under 18 with no medical conditions go free on family policies
24/7 access to an English-speaking doctor1
Turning 60 often means more time and freedom to travel, whether that's a long-awaited trip abroad or a few short breaks throughout the year. Post Office Travel Insurance is built to keep pace with you, with cover available at any age and all pre-existing medical conditions considered.
Round-the-clock access to an English-speaking doctor1 through your phone, or arrange a visit to your hotel
A 5-star Defaqto rating on Premier policies and several industry awards2
Cruise cover, excess waiver and more add-ons available if your trip needs them
Get a quote online in minutes
Grandchildren under 18 with no medical conditions go free on family policies
Over £79 million paid out in claims over the last 5 years
Post Office Travel Insurance comes in three levels, Economy, Standard and Premier, so you can choose the amount of protection that suits your trip and your budget. If you're weighing up annual cover against single-trip cover, it's worth thinking about the level of cover alongside how often you travel, since both affect the overall price.
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Economy £125 excess Insurance Product Information Document (IPID) Emergency medical expenses and getting you back home Up to £5 million Cancellation and cutting short your trip Up to £1,000 Baggage (personal possessions) Up to £1,500 Money Up to £250 Missed departure n/a |
Standard £99 excess Insurance Product Information Document (IPID) Emergency medical expenses and getting you back home Up to £10 million Cancellation and cutting short your trip Up to £3,000 Baggage (personal possessions) Up to £2,000 Money Up to £350 Missed departure Up to £750 |
Premier £50 excess 
Insurance Product Information Document (IPID) Emergency medical expenses and getting you back home Up to £15 million Cancellation and cutting short your trip Up to £5,000 Baggage (personal possessions) Up to £3,000 Money Up to £5003 Missed departure Up to £1,500 |
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Insurance Product Information Document (IPID) |
Insurance Product Information Document (IPID) |
Insurance Product Information Document (IPID) |
Insurance Product Information Document (IPID) |
|
Emergency medical expenses and getting you back home |
Emergency medical expenses and getting you back home Up to £5 million |
Emergency medical expenses and getting you back home Up to £10 million |
Emergency medical expenses and getting you back home Up to £15 million |
|
Cancellation and cutting short your trip |
Cancellation and cutting short your trip Up to £1,000 |
Cancellation and cutting short your trip Up to £3,000 |
Cancellation and cutting short your trip Up to £5,000 |
|
Baggage (personal possessions) |
Baggage (personal possessions) Up to £1,500 |
Baggage (personal possessions) Up to £2,000 |
Baggage (personal possessions) Up to £3,000 |
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Money |
Money Up to £250 |
Money Up to £350 |
Money Up to £5003 |
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Missed departure |
Missed departure n/a |
Missed departure Up to £750 |
Missed departure Up to £1,500 |
3Increased to £750 if you bought your foreign currency from Post Office.
You don't need to be in perfect health to get travel insurance. Post Office Travel Insurance covers most pre-existing medical conditions, including ones that are common in your 60s, such as high blood pressure, high cholesterol or joint and mobility issues. If we can't offer you a policy, we'll refer you to a specialist provider that may be able to help.
Be sure to declare any conditions you have when you get a quote, even things that are well managed and don't affect you day to day. If you fail to declare a medical condition when you take out your policy, it may invalidate a claim.
Medical Assistance Plus1, run by Air Doctor, puts an English-speaking doctor within reach wherever you are, by video call, at your hotel room or at a local clinic. It's there for the smaller things that need attention but aren't an emergency, like a chest infection or a suspected sprained ankle.
Prescriptions can be sent straight to a nearby pharmacy too, so a health hiccup mid-trip doesn't have to mean losing an afternoon to finding a doctor who speaks your language.
Some trips need specific add-ons by default, cruise cover and winter sports cover among them, while others are entirely optional, like an excess waiver. If you opt for any of these add-ons, the cost is simply added on top of your premium when you get your quote.
This optional extra helps protect you from the impact of airspace disruption, natural catastrophes, terrorist acts or Covid-19
If you’re happy with the cover offered, but worried about excess fees, you can opt for an excess waiver. For an additional premium, you can add it to any Post Office level of cover for zero excess fees
Insure all your devices with our easy-to-add gadget cover. It’s perfect to protect all your smartphones, tablets, laptops and consoles
Specialist cover is mandatory for winter sports like skiing and snowboarding as there’s a greater risk of emergency costs. Make sure you’re protected on the pistes
If you're going on a cruise, specialist cover is both important and mandatory. It covers missed departure due to breakdown, falling ill on board, being confined to your cabin, lost baggage and more
Trip extensions are available up to 45 or 60 days, increasing from the standard 31 days
If your 60s means more trips with the grandchildren in tow, you can cover the whole family under one policy with Family Travel Insurance. This covers you, a partner and any dependent children or grandchildren under 18, including biological, fostered, adopted and step-grandchildren.
All kids under 18 without any medical conditions travel free on a Post Office Travel Insurance family policy, which can make a multi-generational holiday simpler and cheaper to insure.
75. If you're in your 60s now, that generally leaves plenty of runway to keep using annual cover if you travel a few times a year.
Not automatically. Age is one of several things insurers weigh up, alongside your destination, trip length and any conditions you declare.
Yes, just be sure to put their details down when you take out a family policy. Family travel insurance covers grandchildren under 18 on the same policy as you, and they travel free if they don't have any pre-existing medical conditions.
Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited.
Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited (company number 02154540) and Post Office Management Services Limited (company number 08459718) are registered in England and Wales. Registered Offices: Post Office Limited, 100 Wood Street, London, EC2V 7ER. Post Office Management Services Limited: 2nd Floor, MYO, One New Change, London EC4M 9AF. Post Office and the Post Office logo are registered trademarks of Post Office Limited.
The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).
1 Medical Assistance Plus is not available for trips taken in the UK, only for international travel. The service allows up to 3 separate medical events per person listed on the policy, and up to 3 appointments per event. All appointment charges are covered by your travel insurance policy. You will not need to pay any excess fees for this service. You may need to pay for your prescription upfront and claim on your return home.
2 Post Office has won the following awards:
Post Office won a “Best Travel Insurance Provider” award at the Your Money Awards in 2022, 2023, 2025 and 2026.