Car Loans

Get car finance for a new or used car with a Personal Loan from Post Office.

Post Office Personal Loans are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.

Due to the coronavirus pandemic, we have changed our opening hours to Monday to Friday, 9am to 7pm and Saturday 9am to 2pm.

We are also dealing with a higher number of calls than usual. We ask that our customers only call if they have an urgent query that can’t wait so that we can prioritise the most critical cases first. General information regarding our loans including frequently asked questions can be found on our website.

For more information click here.

Low car loan rates from

3.1% APR representative (Fixed) on loans from £15,001 – £25,000

Your personal rate will depend on the loan amount, the loan terms and your personal circumstances.

Features

Borrow from £1,000 - £25,000
Terms from 1 year to 7 years, depending on the amount borrowed
Instant online decision in most cases
Personalised Fast Checker without affecting your credit rating
Funds could be transferred the following day
No penalty for overpayments

Check if you're eligible for our personal loans without affecting your credit score

Representative Example:

Representative 3.1% APR. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment £314.89. Total amount repayable £18,893.40

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Important information
The interest rate offered on assessment may differ and the representative rate may not be the rate that you receive. The rate you are offered will depend on a number of factors including the amount you wish to borrow, your chosen term, your personal circumstances and your credit rating.The maximum APR you could be offered is 29.9%.

START YOUR LOAN APPLICATION

Car Loans – the right way to buy for you?

Get the car you want with a Personal Loan from Post Office.

These days, there are lots of ways to finance a new car, including leasing and PCP (personal contract purchase) deals.

With a car loan from Post Office:

There’s no deposit
You buy your car outright
You become a cash buyer when you buy your car
There’s no more to pay at the end of your term

Small print

Post Office ® personal loans are provided exclusively by Bank of Ireland (UK) plc.

Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Our FCA Register number is 409080. You can confirm our registration on the FCA's website (www.the-fca.org.ukopens in new window).

Please read

opens in new window Important Loans Information (PDF 64Kb) opens in new window Personal Loans Terms & Conditions (PDF 157Kb) opens in new window Statement of Lender and Borrower Responsibilities (PDF 38kb) opens in new window Bank of Ireland UK adheres to the Standards of Lending Practice which are monitored and enforced by the Lending Standards Board opens in new window Post Office privacy notice Bank of Ireland UK privacy notice
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For general enquiries call:

0800 169 2000 09:00 – 19:00 Mon-Fri
09:00 – 14:00 Sat
Closed Bank Holidays