Understand your credit score and
make better financial decisions.
Why get a debt consolidation loan?
Let’s get an idea of your monthly loan repayments
I'd like to borrow
£
And pay it back over


Calculator result
Monthly repayments
£222.22
Total repayable
£10,657.18
Representative APR (fixed)
Annual Percentage Rate (APR) represents the amount of interest you'll pay annually for your loan. A representative APR is an advertised amount that a minimum percentage of customers will pay. The rate you are offered might differ depending on your personal circumstance and credit rating.
3.2%
- Instant decision in most cases
- Funds could be transferred the next day
What you’ll get with a Post Office Personal Loan
Need a hand with your first loan?
We’ll guide you through all you need to know and get you ready for your loan
Top questions people ask us
What is a debt consolidation loan?
What is an APR?
Will I receive my quoted APR?
Can you tell me how much a loan will cost without impacting my credit score?
Will I need a credit check?
Can I use this loan to pay off other debts?
When will I receive my money?
Can I change my mind about taking out a loan?
When do I need to make my first loan repayment?
Can I pay my loan off early?
Can I get help if I get into financial difficulty?
What is an Early Settlement?
Still have questions about loans?
Want to learn more about loans?
Get clued-up on the legal bits
Carve out some time to learn about the nitty-gritty of your loan
Contact us for general enquiries
Call us on
0800 169 2000
8.00am - 7.00pm, Mon - Fri
8.00am - 2pm, Sat
Closed bank holidays and Sundays