Current Accounts

  • Straightforward, accessible banking

Post Office Money® Current Accounts are provided by Bank of Ireland UK. For overdrafts, Post Office Limited is a credit broker and not the lender.

Standard Account

A straightforward current account that offers free everyday banking with no hidden charges.

You can access


  • Online
  • On mobile
  • By phone

Control Account

A simple, straightforward account that protects you from unexpected bank charges and from accidentally going overdrawn for just £5 per month.

You can access


  • Online
  • On mobile
  • By phone

Give us a call

Existing Customers

0345 266 8977 8am - 10pm, Monday - Friday
8am - 6pm, Saturday
10am - 5pm Sunday and Bank Holidays

For lost & stolen cards

or account security:

0800 169 2646 24 hours a day

To apply call

0800 028 1122 9am - 5pm, Monday - Friday
9am - 2pm, Saturday

Your Deposits are Protected

Your eligible deposits with Bank of Ireland (UK) plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: ‘Bank of Ireland UK’ and ‘Post Office Money’ and savings accounts under the ‘AA Savings’ brand provided by Bank of Ireland UK. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please click here for further information or visit


Bank of Ireland UK adheres to the Standards of Lending Practice which are monitored and enforced by the Lending Standards Board. A copy of the Statement of Lender and Borrower responsibilities is available here.



0345: Calls to 03 numbers will cost no more than calling a standard geographic number starting with 01 or 02 from your fixed line or mobile and may be included in your call package dependent on your service provider. Calls may be monitored or recorded for training and compliance purposes.

0800: All calls to 0800 numbers are free of charge whether made from a landline or mobile phone. Calls may be monitored or recorded for training and compliance purposes.

Small print

Post Office Money® credit cards, personal loans and overdrafts are provided exclusively by Bank of Ireland (UK) plc. Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Post Office Limited is registered in England and Wales. Registered Number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trade marks of Post Office Limited.

Our FCA Register number is 409080. You can confirm our registration on the FCA's website