We have recently made changes to a number of our interest rates for existing customers. For more information on rates that now apply please see here
| Issue 8 | Current AER | Current gross |
|---|---|---|
| Interest rate | 0.05% | 0.05% |
Current rates effective 06/07/2017
Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day).
| Issue 11 | Current AER | Current gross |
|---|---|---|
| Including 12 month bonus from account opening | 0.75% | 0.75% |
| After 12 months rate reverts to underlying rate | 0.10% | 0.10% |
Current rates effective 13/07/2017
Interest is variable, calculated daily and paid annually in March.
| Current AER | Current gross | |
|---|---|---|
| Interest rate | 0.10% | 0.10% |
Current rates effective 17/03/2009
Interest is variable, calculated daily and paid when funds are transferred into the Loyalty Bond.
| Issue 8 | Current AER | Current gross |
|---|---|---|
| Interest rate | 0.05% | 0.05% |
Current rates effective 06/07/2017
Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day).
| Issue 15 | Current AER | Current tax-free |
|---|---|---|
| Including 12 month bonus from account opening | 1.15% | 1.15% |
| After 12 months rate reverts to underlying rate | 0.25% | 0.25% |
Current rates effective 15/03/2019
Interest is variable, calculated daily and paid annually in March.
| Current AER | Current tax-free | |
|---|---|---|
| Interest rate | 0.10% | 0.10% |
Current rates effective 18/01/2019
Interest is variable, calculated daily and paid annually in March.
| Issue 36 Annual Interest | Current AER | Current gross |
|---|---|---|
| Including 12 month bonus from account opening | 1.30% | 1.30% |
| After 12 months rate reverts to underlying rate | 0.25% | 0.25% |
Current rates effective 15/03/2019
Interest is variable, calculated daily and paid between 20 and 25 March each year.
| Issue 36 Monthly Interest | Current AER | Current gross |
|---|---|---|
| Including 12 month bonus from account opening | 1.30% | 1.29% |
| After 12 months rate reverts to underlying rate | 0.25% | 0.24% |
Current rates effective 15/03/2019
Interest is variable, calculated daily and paid on the first business day of each month.
| Issue 4 (Available for existing Savings customers only)
|
Current AER | Current gross |
|---|---|---|
| Annual Interest | 1.45% | 1.45% |
| Monthly Interest | 1.45% | 1.44% |
Current rates effective 14/12/2018
Interest is variable, calculated daily and paid between 20 and 25 March each year for annual interest or on the first business day of each month for monthly interest.
| Issue 16 | Current AER | Current tax-free |
|---|---|---|
| Including 12 month bonus from account opening | 0.90% | 0.90% |
| After 12 months rate reverts to underlying rate | 0.25% | 0.25% |
Current rates effective 06/04/2018
Interest is variable, calculated daily and paid annually in March.
| Current AER | Current tax-free | |
|---|---|---|
| Interest rate | 0.10% | 0.10% |
Current rate effective for 2018/2019 tax year
Interest is variable, calculated daily and paid annually in March.
| Issue 23 | Current AER | Current tax-free |
|---|---|---|
| 1 year | 1.00% | 1.00% |
| 2 year | 1.15% | 1.15% |
Current rates effective 06/04/2018
Interest is fixed, calculated daily and paid on the anniversary of product opening.
| Loyalty Issue 4 (available to maturing Fixed Rate Cash ISA customers only) |
Current AER | Current tax-free |
|---|---|---|
| 1 year | 1.05% | 1.05% |
| 2 year | 1.20% | 1.20% |
| 3 year | 1.35% | 1.35% |
Current rates effective 11/01/2018
Interest is fixed, calculated daily and paid on the anniversary of product opening.
| Issue 37 | Current AER | Current gross |
|---|---|---|
| 1 year | 1.30% | 1.30% |
| 2 year | 1.50% | 1.50% |
| 3 year | 1.70% | 1.70% |
Current rates effective 06/07/2018
Interest is fixed, calculated daily and paid on the anniversary of product opening.
| Issue 49 (available to maturing Growth Bond & Loyalty Bond customers only) |
Current AER | Current gross |
|---|---|---|
| 1 year | 1.35% | 1.35% |
| 2 year | 1.55% | 1.56% |
| 3 year | 1.75% | 1.78% |
Current rates effective 20/07/2018
Interest is fixed, calculated daily and paid when your bond matures.
| Issue 51 | ||||
|---|---|---|---|---|
| Current annual | Current monthly | |||
| AER | Gross | AER | Gross | |
| 1 year | 1.60% | 1.60% | 1.60% | 1.58% |
| 2 year | 1.70% | 1.70% | 1.70% | 1.68% |
| 3 year | 1.80% | 1.80% | 1.80% | 1.78% |
Current rates effective 15/03/2019
Interest is paid on either the monthly or annual anniversary of the account opening or the closest business day (depending on the interest payment option chosen).
| Issue 52 Available to maturing Online Bond customers only |
||||
|---|---|---|---|---|
| Current annual | Current monthly | |||
| AER | Gross | AER | Gross | |
| 1 year | 1.61% | 1.61% | 1.61% | 1.59% |
| 2 year | 1.71% | 1.71% | 1.71% | 1.69% |
| 3 year | 1.81% | 1.81% | 1.81% | 1.79% |
Current rates effective 15/03/2019
Interest is paid on either the monthly or annual anniversary of the account opening or the closest business day (depending on the interest payment option chosen).
| Issue 16 | Current AER | Current tax-free |
|---|---|---|
| 1 year | 1.25% | 1.25% |
| 2 years | 1.35% | 1.35% |
Current rates effective 15/03/2019
Interest is fixed, calculated daily and paid on the anniversary of product opening.
Fixed: A fixed rate of interest does not fluctuate and remains the same through out the lifetime of a savings account.
Variable: A variable rate of interest can go up or down throughout the lifetime of a savings account.
AER: AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross: Gross rates are paid without the deduction of income tax.
Tax-free: Tax-free means the interest paid will be free from UK Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.