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We offer a range of postal services to send, collect and return items, including regular sender services.
We have recently made positive changes to a number of our interest rates for existing customers. For more information on the rates that now apply please see here
| Issue 9 | Current AER | Current gross |
|---|---|---|
| Interest rate | 0.05% | 0.05% |
Current rates effective 04/02/2022
Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day).
| Issue 17 | Current AER | Current gross |
|---|---|---|
| Including 12 month bonus from account opening | 0.20% | 0.20% |
| After 12 months rate reverts to underlying rate | 0.10% | 0.10% |
Current rates effective 12/04/2022
Interest is variable, calculated daily and paid annually in March.
| Current AER | Current gross | |
|---|---|---|
| Interest rate | 0.05% | 0.05% |
Current rates effective 04/02/2022
Interest is variable, calculated daily and paid when funds are transferred into the Loyalty Bond.
| Issue 9 | Current AER | Current gross |
|---|---|---|
| Interest rate | 0.05% | 0.05% |
Current rates effective 04/02/2022
Interest is variable, calculated daily and paid on the anniversary of account opening (or closest business day).
| Issue 27 | Current AER | Current tax-free |
|---|---|---|
| Including 12 month bonus from account opening | 0.20% | 0.20% |
| After 12 months rate changes to underlying rate | 0.10% | 0.10% |
Current rates effective 12/04/2022
Interest is variable, calculated daily and paid annually in March.
| Current AER | Current tax-free | |
|---|---|---|
| Interest rate | 0.05% | 0.05% |
Current rates effective 04/02/2022
Interest is variable, calculated daily and paid annually in March.
| Issue 54 Annual Interest | Current AER | Current gross |
|---|---|---|
| Including 12 month bonus from account opening | 0.20% | 0.20% |
| After 12 months rate reverts to underlying rate | 0.10% | 0.10% |
Current rates effective 12/04/2022
Interest is variable, calculated daily and paid between 20 and 25 March each year.
| Issue 54 Monthly Interest | Current AER | Current gross |
|---|---|---|
| Including 12 month bonus from account opening | 0.20% | 0.19% |
| After 12 months rate reverts to underlying rate | 0.10% | 0.09% |
Current rates effective 12/04/2022
Interest is variable, calculated daily and paid on the first business day of each month.
| Issue 22 | Current AER | Current tax-free |
|---|---|---|
| Including 12 month bonus from account opening | 0.20% | 0.20% |
| After 12 months rate changes to underlying rate | 0.10% | 0.10% |
Current rates effective 12/04/2022
Interest is variable, calculated daily and paid annually in March.
| Current AER | Current tax-free | |
|---|---|---|
| Interest rate | 0.05% | 0.05% |
Current rate effective for 2022/2023 tax year
Interest is variable, calculated daily and paid annually in March.
| Issue 30 | Current AER | Current tax-free |
|---|---|---|
| 1 year | 0.30% | 0.30% |
| 2 year | 0.35% | 0.35% |
Current rates effective 12/04/2022
Interest is fixed, calculated daily and paid on the anniversary of product opening.
| Loyalty Issue 11 (available to maturing Fixed Rate Cash ISA customers only) |
Current AER | Current tax-free |
|---|---|---|
| 1 year | 0.35% | 0.35% |
| 2 year | 0.40% | 0.40% |
| 3 year | 0.45% | 0.45% |
Current rates effective 12/04/2022
Interest is fixed, calculated daily and paid on the anniversary of product opening.
The loyalty rate received will be the rate offered in your maturity letter. This rate may differ from the rates above
| Issue 46 | Current AER | Current gross |
|---|---|---|
| 1 year | 0.45% | 0.45% |
| 2 year | 0.50% | 0.50% |
| 3 year | 0.55% | 0.55% |
Current rates effective 12/04/2022
Interest is fixed, calculated daily and paid on the anniversary of product opening.
| Issue 58 (available to maturing Growth Bond & Loyalty Bond customers only) |
Current AER | Current gross |
|---|---|---|
| 1 year | 0.50% | 0.50% |
| 2 year | 0.55% | 0.55% |
| 3 year | 0.60% | 0.60% |
Current rates effective 12/04/2022
Interest is fixed, calculated daily and paid when your bond matures.
| Issue 75 | ||||
|---|---|---|---|---|
| Current annual | Current monthly | |||
| AER | Gross | AER | Gross | |
| 1 year | 0.45% | 0.45% | 0.45% | 0.44% |
| 2 year | 0.50% | 0.50% | 0.50% | 0.49% |
| 3 year | 0.55% | 0.55% | 0.55% | 0.54% |
Current rates effective 12/04/2022
Interest is paid on either the monthly or annual anniversary of the account opening or the closest business day (depending on the interest payment option chosen).
| Issue 76 Available to maturing Online Bond customers only |
||||
|---|---|---|---|---|
| Current annual | Current monthly | |||
| AER | Gross | AER | Gross | |
| 1 year | 0.46% | 0.46% | 0.46% | 0.45% |
| 2 year | 0.51% | 0.51% | 0.51% | 0.50% |
| 3 year | 0.56% | 0.56% | 0.56% | 0.55% |
Current rates effective 12/04/2022
Interest is paid on either the monthly or annual anniversary of the account opening or the closest business day (depending on the interest payment option chosen).
| Issue 28 | Current AER | Current tax-free |
|---|---|---|
| 1 year | 0.30% | 0.30% |
| 2 years | 0.35% | 0.35% |
Current rates effective 12/04/2022
Interest is fixed, calculated daily and paid on the anniversary of product opening.
Fixed: A fixed rate of interest does not fluctuate and remains the same through out the lifetime of a savings account.
Variable: A variable rate of interest can go up or down throughout the lifetime of a savings account.
AER: AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross: Gross rates are paid without the deduction of income tax.
Tax-free: Tax-free means the interest paid will be free from UK Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.
