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As a ‘thank you’ for taking out extra cover, you’ll be eligible to choose a £160 M&S or Amazon.co.uk Gift Card*
Terms and conditions apply, see below.
Policies purchased on or after 1 April 2025 will not be eligible for this offer.
It’s been a while since you took out your Post Office Over 50s Life Cover. We wrote to you to check you’re still happy you have the right amount of cover in place for your loved ones. By taking out a little extra now with a new policy, you could do even more to look after them when you’re no longer around.
People's lives and circumstances change over time. Your original cover amount may not go as far in the future as it does today. Or perhaps you now have more family members to think about.
An additional policy is quick and easy to arrange. And, just like when you took out your original policy, there are no health questions to answer. Plus, we still guarantee your monthly payments will never change.
Feel good physically and mentally with Post Office Health and Wellbeing Services†, included free with your policy.
Talk to a UK doctor online anytime. Get advice from nutrition and fitness experts. And check in with mental health specialists all year round.
You, your partner and your children up to age 21 can use these services as often as you like.
Please note, this service is separate to and doesn’t form part of the policy contract. It may be withdrawn at any time.
Our policies have won Your Money awards 15 years in a row**. That includes Best Over 50s Life Cover Provider in 2023. They’re rigorously judged and mystery shopped by the public for price and quality.
It’s quick and easy to get a quote for Post Office Over 50s Life Cover online.
Monday to Friday: 9am - 8pm
Saturday: 9am - 5pm
Closed on Sundays and bank holidays
Post Office Over 50s Life Cover is underwritten by Aviva Protection UK Limited and jointly administered by Neilson Financial Services Limited and Aviva Protection UK Limited. If you buy Post Office Over 50s Life Cover in a Post Office branch, it is arranged and sold by Post Office Limited and Post Office Management Services Limited. If you buy Post Office Over 50s Life Cover over the telephone or online via the Post Office website, it is arranged and sold by Neilson Financial Services Limited, following an introduction by Post Office Limited. If you buy Post Office Over 50s Life Cover online via a price comparison website, it is arranged and sold by the firm that provides the price comparison website services.
Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered office: 100 Wood Street, London, EC2V 7ER.
Depending on how long you live, you could pay more in monthly payments than the cash sum we pay out when you die. The cash sum you choose is fixed and inflation (the rising cost of goods and services) will reduce its value over time.
If you stop making your payments your cover will end and you’ll get nothing back. We can tell you about our cover but cannot advise if it is right for you. If you are not sure if it is right for you, please ask your financial advisor, or visit Unbiased to find one who could help.
†This service is separate to and does not form part of the Post Office Over 50s Life Cover policy contract. It’s available to you for free but may be withdrawn at any time. Health and Wellbeing Services are provided by MediPartner Limited.
* Restrictions apply. Find out more on Amazon.
** In the last 15 consecutive annual YourMoney.com Awards, Post Office was shortlisted for our protection product features and price, before being judged by a panel of readers on the quality of service provided. There was no award in 2020.
^ Calls to 03 numbers will cost no more than calling a standard UK number starting with 01 or 02 from your fixed line or mobile and may be included in your call package. Calls may be monitored or recorded for training and compliance purposes.
1. Participation in this promotion is deemed acceptance of these Terms and Conditions.
2. This promotion entitles you to a single M&S or Amazon.co.uk Gift Card* or eGift Card worth £160 (the “Gift”) as a ‘thank you’ if you buy a Post Office Over 50s Life Cover policy between 25th February 2025 and 31st March 2025 inclusive (the "Offer"), subject to these Terms and Conditions.
3. To be eligible for the Offer, you must:
3.1 Make all due monthly direct debit payments for at least the minimum 180-days qualifying period; and
3.2 Pay a total premium amount that exceeds the value of the Gift.
4. After the end of the 180-day qualifying period, you will be contacted by either post or email (per the contact details you provided in your application for Post Office Over 50s Life Cover) “the Invitation”, and therein invited to make a selection of the Gift you wish to receive. You must select your Gift, either online: via the link in the Invitation email, or at the webpage specified in the Invitation letter; or by telephone - on the number provided in the Invitation. You cannot select a Gift until you receive the Invitation, which will be after the qualifying period has passed. You may select your Gift at any date following receipt of the Invitation, but no later than 30 days from receipt of the Invitation.
5. If you have not selected your Gift within 30 days from the date the Invitation is sent, the Invitation will expire, and no Gift will be sent to you.
6. The Gift that you selected will be sent to you, if eligible, within 28 days of you selecting your gift, as long as the policy is still active, and all due monthly payments have been paid
7. Gift Cards will be sent by post; eGift Cards will be sent by email per the contact details you provided in your application for Post Office Over 50s Life Cover.
8. If you decide to cancel your cover within the first 30 days of the commencement date of the policy you will be refunded the monthly payments you have paid in full but will not be eligible for the Offer. If you decide to cancel after the first 30 days but before the end of the 180-day qualifying period, you will not be refunded monthly payments already made or be eligible for the Offer.
9. The Offer is open to anyone who is a permanent UK resident aged between 50 and 80 (inclusive) eligible for Post Office Over 50s Life Cover, who were sent a letter with an exclusive £160 gift card offer. This Offer does not apply to Post Office Limited employees, Post Office Management Services Limited employees, or Post Office Postmasters and their employees who work in Post Office branches.
10. Each eligible customer is entitled to receive only One Gift, regardless of the number of policies applied for, whether they are joint or single.
11. The Offer cannot be used in conjunction with any other promotion or offer.
12. This Offer is applicable to applications for Post Office Over 50s Life Cover made online or by phone between 25th February 2025 and 31st March 2025 inclusive. The Offer is not available if you apply for Post Office Over 50s Life Cover through a price comparison site, affiliate cashback site or via a third party.
13. The Offer is not transferable or exchangeable and no cash alternative will be offered.
14. The Offer can only be redeemed/used once per person. A customer may purchase more than one Post Office Over 50s Life cover policy during the offer period, so may receive more than one Invitation to select a Gift. However, once a Gift has been sent to that customer under this Offer, no further Gifts will be sent to them.
15. The Promoter reserves the right to withdraw or amend the Offer without notice at any time in exceptional circumstances only.
16. The promoter of this promotion is Post Office Management Services Limited (the "Promoter") and the promotion is administered by Neilson Financial Services who are acting on behalf of Post Office Management Services Limited. Their correspondence address is PO Box 6063, Windsor, SL4 9GL.
17.*Amazon.co.uk Gift Card restrictions apply, see www.amazon.co.uk/gc-legal
18.M&S gift cards and e-gift cards are subject to Terms & Conditions which can be found at www.marksandspencer.com/c/faqs/gift-cards-and-egift-cards
19. Post Office Limited, Post Office Management Services Limited and Neilson Financial Services Limited accept no responsibility for lost, stolen or defaced M&S or Amazon.co.uk Gift Cards*, or for M&S or Amazon.co.uk Gift Cards* or eGift Cards being used without your permission.
20. M&S or Amazon.co.uk Gift Card* or eGift Cards are provided by The Marketing Lounge Partnership ("MLP") who only use personal data provided to it to administer this promotion and for no other purpose. MLP are processing data on behalf of Neilson Financial Services Limited and will delete all personal data 1 year following the last claims date. Please see the Privacy Policy at https://over50s.postoffice.co.uk/privacy-notice/ for more information on how Neilson Financial Services Limited uses personal data.