24/7 access to an English-speaking doctor1 through your phone
Travel insurance for seniors
All pre-existing medical conditions considered
24/7 access to an English-speaking GP1 through your phone
5-star Defaqto rated Premier cover
Cover you can count on.
In the last five years, we’ve paid out over £79 million in claims
Supporting you on your next adventure
Post Office Travel Insurance is designed to help you have better peace of mind when taking a much-deserved holiday, whatever stage of life you happen to be in. That's why we have cover available for all ages and consider all pre-existing medical conditions.
Why choose Post Office Travel Insurance?
Grandchildren under 18 with no medical conditions go free on family policies
Get a quote online in minutes
Over £79 million paid out in claims over the last 5 years
A multiple award-winning provider2
Make your claim online, over the phone or by post
What's covered
Post Office Travel Insurance comes in three levels, Economy, Standard and Premier, so you can choose the amount of protection that suits your trip and your budget.
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Economy Insurance Product Information Document (IPID) Emergency medical expenses and getting you back home Up to £5 million Cancellation and cutting short your trip Up to £1,000 Baggage (personal possessions) Up to £1,500 Money Up to £250 Missed departure n/a |
Standard Insurance Product Information Document (IPID) Emergency medical expenses and getting you back home Up to £10 million Cancellation and cutting short your trip Up to £3,000 Baggage (personal possessions) Up to £2,000 Money Up to £350 Missed departure Up to £750 |
Premier 
Insurance Product Information Document (IPID) Emergency medical expenses and getting you back home Up to £15 million Cancellation and cutting short your trip Up to £5,000 Baggage (personal possessions) Up to £3,000 Money Up to £5003 Missed departure Up to £1,500 |
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Insurance Product Information Document (IPID) |
Insurance Product Information Document (IPID) |
Insurance Product Information Document (IPID) |
Insurance Product Information Document (IPID) |
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Emergency medical expenses and getting you back home |
Emergency medical expenses and getting you back home Up to £5 million |
Emergency medical expenses and getting you back home Up to £10 million |
Emergency medical expenses and getting you back home Up to £15 million |
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Cancellation and cutting short your trip |
Cancellation and cutting short your trip Up to £1,000 |
Cancellation and cutting short your trip Up to £3,000 |
Cancellation and cutting short your trip Up to £5,000 |
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Baggage (personal possessions) |
Baggage (personal possessions) Up to £1,500 |
Baggage (personal possessions) Up to £2,000 |
Baggage (personal possessions) Up to £3,000 |
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Money |
Money Up to £250 |
Money Up to £350 |
Money Up to £5003 |
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Missed departure |
Missed departure n/a |
Missed departure Up to £750 |
Missed departure Up to £1,500 |
3Increased to £750 if you bought your foreign currency from Post Office.
Pre-existing medical conditions
You don't need to be in perfect health to get travel insurance. In fact, Post Office Travel Insurance covers most pre-existing medical conditions. If we can't offer you a policy, we'll refer you to a specialist provider which may be able to help.
Be sure to declare any conditions you have when you get a quote, even things that are manageable and don't impact you day-to-day, such as high blood pressure or asthma. If you fail to declare a medical condition when you take out your policy, a claim you make may be rejected, which means you will have paid for cover you then don't benefit from.
24/7 access to a doctor with Medical Assistance Plus
If you'd rather not navigate a hospital visit in a foreign language for a non-emergency concern, you don't have to. Medical Assistance Plus1 , powered by Air Doctor, enables you to speak to an English-speaking doctor, either through via video call, at your hotel or at a nearby clinic.
The doctor you speak to can even have prescriptions delivered to your nearest pharmacy. It gives you the extra peace of mind that should you need to speak to someone about your health, you don’t need to know the ins and outs of that particular country's medical system.
Tailor your policy to your trip and your preferences
Post Office Travel Insurance enables you to build your policy around what works for you and your trip. Here you'll find required add-ons for certain types of trip, like cruise cover and winter sports cover, as well as other optional add-ons. These extra features come at an additional cost, which is added to your premium.
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Trip disruption cover
This optional extra helps protect you from the impact of airspace disruption, natural catastrophes, terrorist acts or Covid-19
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Excess waiver
If you’re happy with the cover offered, but worried about excess fees, you can opt for an excess waiver. For an additional premium, you can add it to any Post Office level of cover for zero excess fees
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Gadget cover
Insure all your devices with our easy-to-add gadget cover. It’s perfect to protect all your smartphones, tablets, laptops and consoles
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Winter sports cover
Specialist cover is mandatory for winter sports like skiing and snowboarding as there’s a greater risk of emergency costs. Make sure you’re protected on the pistes
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Cruise cover
If you're going on a cruise, specialist cover is both important and mandatory. It covers missed departure due to breakdown, falling ill on board, being confined to your cabin, lost baggage and more
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Trip extensions
Trip extensions are available up to 45 or 60 days, increasing from the standard 31 days
Travel insurance for over 60s
If you're in your 60s and looking to make the most of your travels, we can explain how annual and single-trip cover compare and what to expect if you're managing a health condition.
Travel insurance for over 70s
If you’re over 70, you get the same level of cover as anybody else, but our annual multi-trip cover stops at 75. Read more about what you need to know on our designated page.
Common questions
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There's no upper age limit for single-trip cover with Post Office. As you get older, the amount of time a single trip insurance policy can cover does reduce, and annual multi-trip cover is only available up to age 75. Our pages on travel insurance for over 60s and travel insurance for over 70s go into more detail on this.
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Yes. We consider all pre-existing conditions, though you'll need to complete medical screening so we can understand your health and offer cover that fits. If we can't cover a particular condition, we'll point you towards a specialist provider.
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It depends on how often you travel. Annual multi-trip cover can work out cheaper if you take more than one trip a year, but it's only available up to age 75. Single-trip cover has no upper age limit, making it the main option for older travellers taking one longer trip.
Put cover in place for your next trip today
About our travel insurance
Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited.
Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited (company number 02154540) and Post Office Management Services Limited (company number 08459718) are registered in England and Wales. Registered Offices: Post Office Limited, 100 Wood Street, London, EC2V 7ER. Post Office Management Services Limited: 2nd Floor, MYO, One New Change, London EC4M 9AF. Post Office and the Post Office logo are registered trademarks of Post Office Limited.
The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).
Things you need to know
1 Medical Assistance Plus is not available for trips taken in the UK, only for international travel. The service allows up to 3 separate medical events per person listed on the policy, and up to 3 appointments per event. All appointment charges are covered by your travel insurance policy. You will not need to pay any excess fees for this service. You may need to pay for your prescription upfront and claim on your return home.
2 Post Office also won a Best Travel Insurance Provider award at the Your Money Awards in 2021, 2022, 2023, 2025 and 2026.