Young couple having a discussion

Compare all our savings accounts

Our Savings range at a glance to help you choose the right accounts for your needs.

 

Post Office ISAs are provided by OneFamily. Savings in Post Office cash ISAs are deposited with Bank of Ireland UK. All other Post Office savings accounts are provided by Bank of Ireland UK.

Compare all Post Office savings accounts

Products Why this option Rate Manage  
Online ISA
  • Choose as many variable or fixed rate products as you like
  • Easy Access: open with £100
  • Fixed Rate: open with £500 - single deposit only, no withdrawals during the fixed term
  • Transfer-in existing ISAs - some providers may charge a fee

Easy Access Issue 29
0.50% tax-free/AER variable for the first 12 months

After 12 months this changes to 0.15% tax-free/AER variable

Fixed Rate Issue 30
1 year at 0.70% tax-free/AER fixed
2 years at 0.80% tax-free/AER fixed
  • Online
 FIND OUT MORE
Easy Access Cash ISA
  • Unlimited withdrawals per tax year - once withdrawn you cannot replace the money without affecting your current ISA allowance.
  • Tax-free savings from just £100
  • Transfer-in existing ISAs - some providers may charge a fee

0.30% tax-free/AER variable

After 12 months this changes to 0.10% tax-free/AER variable

 
  • By phone
  • In branch
  • By post
 FIND OUT MORE
Fixed Rate Cash ISA
  • Tax-free savings from £500 - single deposit only, no withdrawals during the fixed term
  • Transfer-in existing ISAs - some providers may charge a fee

1 year at 0.45% tax-free/AER fixed

2 years at 0.50% tax-free/AER fixed

 
  • By phone
  • By post
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Junior ISA
  • Tax-efficient savings for a child
  • Open with a lump sum of £500 or from £10 per month
  • Transfer-in an existing Child Trust Fund or Junior ISA
  • There is an annual management fee of 1.5%

This is a medium to long term investment so you should be prepared to invest your money for 10 years or more.

Please bear in mind that the value of stocks and shares can fall as well as rise and the child could get back less than has been paid in.
  • Online
  • By phone
  • By post
 FIND OUT MORE
Instant Saver
  • Instant Access with an ATM card
  • Open with £100

0.30% gross/AER variable for the first 12 months.

After 12 months this reverts to 0.10% gross/AER variable
  • Online
  • In branch
  • By phone
  • By post
  • ATM
 FIND OUT MORE
Online Saver
  • Easy access, no withdrawal limits
  • Choose annual or monthly interest payments
  • Open with £1

0.50% gross/AER variable – first 12 months
 
After 12 months this reverts to 0.15% gross/AER variable

Monthly rates available
  • Online
 FIND OUT MORE
Online Bond
  • Choose annual or monthly interest payments
  • Open with £500 - single deposit only, no withdrawals

1.20% gross/AER fixed for 1 year

1.30% gross/AER fixed for 2 years

1.40% gross/AER fixed for 3 years

Monthly rates available
  • Online
 FIND OUT MORE
Growth Bond
  • Deposit from £500-£1million
  • Open with £500 - single deposit only, no withdrawals

0.70% gross/AER fixed for 1 year

0.75% gross/AER fixed for 2 years

0.80% gross/AER fixed for 3 years
  • Online
  • By phone
  • By post
 FIND OUT MORE

 

Rates correct as of 1st July 2022.

Definitions

AER: AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year.

Fixed: A fixed rate of interest remains the same and does not change for the duration of the term.

Gross rates: Gross rates means we will not automatically deduct tax from the interest we pay on money in your account. It’s your responsibility to pay any tax you may owe to HM Revenue & Customs (HMRC).

Tax-free: Interest paid will be free from UK Income Tax and Capital Gains Tax.

Tax-efficient: Returns will be free of UK income tax and capital gains tax.

Tax Advantage: The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.

Selected Category :Savings

Post Office ISAs are provided by OneFamily. Savings in Post Office  cash ISAs are deposited with Bank of Ireland UK. All other Post Office savings accounts are provided by Bank of Ireland UK.

OneFamily is a trading name of Family Assurance Friendly Society Limited (incorporated under the Friendly Societies Act 1992, Reg. No. 939F), of which Family Equity Plan Limited (Co. No. 2208249) is a subsidiary. Financial Services Register numbers 110067 and 122351 respectively. Registered in England and Wales at 16-17 West Street, Brighton, BN1 2RL, United Kingdom. Family Assurance Friendly Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Family Equity Plan Limited is authorised and regulated by the Financial Conduct Authority.

Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. Registered in England and Wales (No. 07022885). Registered Office: Bow Bells House, 1 Bread Street, London, EC4M 9BE.

The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website.

Post Office Limited is registered in England and Wales (No. 2154540). Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.