Compare all Post Office savings accounts
Products | Why this option | Rate | Manage | |
---|---|---|---|---|
Online ISA |
|
Easy Access Issue 29 After 12 months this changes to 0.15% tax-free/AER variable Fixed Rate Issue 30 |
|
FIND OUT MORE |
Easy Access Cash ISA |
|
0.30% tax-free/AER variable After 12 months this changes to 0.10% tax-free/AER variable
|
|
FIND OUT MORE |
Fixed Rate Cash ISA |
|
1 year at 0.45% tax-free/AER fixed 2 years at 0.50% tax-free/AER fixed
|
|
FIND OUT MORE |
Junior ISA |
|
This is a medium to long term investment so you should be prepared to invest your money for 10 years or more. Please bear in mind that the value of stocks and shares can fall as well as rise and the child could get back less than has been paid in. |
|
FIND OUT MORE |
Instant Saver |
|
0.30% gross/AER variable for the first 12 months. After 12 months this reverts to 0.10% gross/AER variable |
|
FIND OUT MORE |
Online Saver |
|
0.50% gross/AER variable – first 12 months Monthly rates available |
|
FIND OUT MORE |
Online Bond |
|
1.20% gross/AER fixed for 1 year 1.30% gross/AER fixed for 2 years 1.40% gross/AER fixed for 3 years Monthly rates available |
|
FIND OUT MORE |
Growth Bond |
|
0.70% gross/AER fixed for 1 year 0.75% gross/AER fixed for 2 years 0.80% gross/AER fixed for 3 years |
|
FIND OUT MORE |
Rates correct as of 1st July 2022.
Definitions
AER: AER stands for Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded once each year.
Fixed: A fixed rate of interest remains the same and does not change for the duration of the term.
Gross rates: Gross rates means we will not automatically deduct tax from the interest we pay on money in your account. It’s your responsibility to pay any tax you may owe to HM Revenue & Customs (HMRC).
Tax-free: Interest paid will be free from UK Income Tax and Capital Gains Tax.
Tax-efficient: Returns will be free of UK income tax and capital gains tax.
Tax Advantage: The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.