Post Office ISAs are provided by OneFamily. Savings in Post Office cash ISAs are deposited with Bank of Ireland UK. All other Post Office savings accounts are provided by Bank of Ireland UK

Choose the savings account that suits you

Open any of these accounts in selected branches or by post. You can choose a product that suits how you want to manage your savings: online, in person, by post or by phone.

Instant Saver

Easy access to your savings whenever you need them. Minimum amount to open £1.

Choose monthly or annual interest, calculated daily and paid annually between 20 and 25 March.

Open this account
In branch | By post

Manage this account
In branch | By phone | By post | Online 

Interest rate with bonus 3.40%
Gross/AER variable (includes a fixed bonus of 2.25% gross for 12 months)
Interest rate without bonus after 12 months 1.15%
Gross/AER variable

Growth Bond

Earn a fixed rate for a fixed term. Make a single deposit from £500 to £1 million.

No additional deposits, withdrawals or closures can be made during the fixed term.

Open this account
In branch | By post

Manage this account
Online | By phone | By post

1 year

3.80%

Gross/AER fixed

2 years

3.60%

Gross/AER fixed

3 years

3.50%

Gross/AER fixed

Easy Access Cash ISA

Save tax-free from just £100, with no withdrawal limits.

Minimum amount to open £100. Annual interest, calculated daily and paid annually in March.

Open this account
In branch | By post

Manage this account 
By phone | By post

Interest rate with bonus 3.30%
Tax Free/AER variable (includes a fixed bonus of 2.15% gross for 12 months)
Interest rate without bonus after 12 months 1.15%
Tax Free/AER variable 

Fixed Rate Cash ISA

Save tax-free from £500. No additional deposits, withdrawals or closures can be made during the fixed term.

Interest is fixed, calculated daily and paid on the anniversary of the account opening date.

Open this account
In branch | By post

Manage this account 
By phone | By post

1 year

3.80%

Tax-free/AER fixed

2 years

3.60%

Tax-free/AER fixed

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      Savings help and support

      For answers to common questions, helpful guides, to manage your existing account online or contact us:

      Visit our savings support page

      Definitions

      AER :
      AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to your account each year.

      Gross:
      Gross rates means we will not automatically deduct tax from the interest we pay on money in your account. It’s your responsibility to pay any tax you may owe to HM Revenue & Customs (HMRC).

      Linked Account:
      A Linked Account is a current account that we link to your savings account so that you can transfer money between accounts safely and securely. It must be a UK personal bank or building society account in your name(s).

      Nominated account:
      A nominated account is a current account that we link to your savings account so that you can transfer money safely and securely. It must be a UK personal bank or building society account in your name(s) that accepts Direct Credits.

      Variable:
      A variable rate of interest can go up or down throughout the lifetime of a savings account.

      Fixed:
      A fixed rate of interest remains the same and does not change for the duration of the term.

      Tax-free:
      Tax-free means that interest paid will be free from UK Income Tax and Capital Gains Tax. The tax advantages depend on your individual circumstances and the tax treatment of your ISA may change in the future.

      Tax efficient:
      The income of the fund is subject to Corporation Tax. Capital gains in the fund are, however, exempt from Corporation Tax.

      Protecting your savings

      Find out more about the Financial Services Compensation Scheme (FSCS) and how it protects your savings.

      About FSCS protection

      About our savings accounts

      Post Office Fixed Rate Cash ISA is provided OneFamily, savings in Post Office Cash ISAs are deposited with Bank of Ireland UK.

      OneFamily is a trading name of Family Assurance Friendly Society Limited (incorporated under the Friendly Societies Act 1992, Reg. No. 939F), of which Family Equity Plan Limited (Co. No. 2208249) is a subsidiary. Financial Services Register numbers 110067 and 122351 respectively. Registered in England and Wales at 16-17 West Street, Brighton, BN1 2RL, United Kingdom. Family Assurance Friendly Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Family Equity Plan Limited is authorised and regulated by the Financial Conduct Authority.

      Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. Registered in England and Wales (No. 07022885). Registered Office: 45 Gresham Street, London EC2V 7EH.

      The above details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website.

      Post Office Limited is registered in England and Wales (No. 2154540). Registered Office: 100 Wood Street, London, EC2V 7ER.

      Post Office and the Post Office logo are registered trademarks of Post Office Limited.