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Holiday Loan

Fund the trip you’ve always dreamed of with a holiday loan from Post Office.


Post Office Personal Loans are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.

Our holiday loan rates start from

3.0% APR representative (Fixed) on loans from £15,001 – £25,000

Your personal rate will depend on the loan amount, the loan terms and your personal circumstances.


  • Borrow from £1,000 - £25,000 over 1-7 years
  • Instant online decision in most cases
  • Personalised Fast Checker without affecting your credit rating
  • Funds  could be transferred the following day
  • No penalty for overpayments

Check if you're eligible for our personal loans without affecting your credit score

Representative Example:


Representative 3.0% APR. Based on a loan of £17,500 over 5 years, with monthly repayments of £314.13 and total amount repayable of £18,847.80, which includes £1,347.80 interest at 3.0% fixed.

Repayments Calculator


Your Summary






Important information
The interest rate offered on assessment may differ and the representative rate may not be the rate that you receive. The rate you are offered will depend on a number of factors including the amount you wish to borrow, your chosen term, your personal circumstances and your credit rating.The maximum APR you could be offered is 28.9%.



Holiday loans

Take the holiday of a lifetime and pay for it over a number of years. Make a trip to a dream destination or special event. Or spread the cost if you need to travel overseas for a wedding, celebration or to meet up with family and friends.

Use your Post Office holiday loan for worldwide travel including:

  • Flights
  • Accommodation
  • Cruises
  • Honeymoon
  • Family weddings or celebrations

Will I get accepted?

Try our Fast Checker. It won’t affect your credit score

Fast Checker

How much can I borrow?

Find out how much you can get on your holiday loan with our online loan calculator

Loan calculator


Small print

Post Office Money® credit cards, personal loans and overdrafts are provided exclusively by Bank of Ireland (UK) plc.

Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited. Our FCA Register number is 409080. You can confirm our registration on the FCA's website ( in new window).

For general enquiries call:

0800 169 2000 8.00am - 8.00pm, Mon - Sat
9.00am - 5pm, Sun
Closed Bank Holidays

When you take out a loan we will send you two text messages, one to confirm the loan and the second to advise you of your first payment