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Holiday Loan

Fund your big break, get cover and preferential money rates.
 

  • 15% off Post Office Travel Insurance*
  • An exclusive Post Office Money® foreign exchange rates on Travel Money Card

Post Office Personal Loans are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.

Low Rates From

3.0% APR Representative (Fixed) on loans from £15,001 – £25,000

Features

Planning that dream holiday or honeymoon? We'll give you a 15% discount off Post Office Travel Insurance and an exclusive foreign currency exchange rate.

  • 15% off Post Office Travel Insurance when you buy a Holiday Loan*
  • Exclusive Post Office Money foreign exchange rate
  • No arrangement fees or hidden charges
  • Funds transferred within 2 working days

How to get your exclusive Holiday Loan:

Get your Post Office Holiday Loan with free extra travel benefits in 4 easy steps.

  1. Select how much you want to borrow with our simple to use Loans calculator 
  2. Select 'Holiday' as your personal loan type 
  3. Complete our online application form for an instant decision where possible 
  4. We will send you via post the 15% off Post Office Travel Insurance discount code and Post Office Travel Money Discount code at the same time as you receive your funds.
  5. Apply before 1st February 2018 and you'll receive 15% discount off Post Office Travel Insurance and exclusive foreign exchange rates better than any currency available at Post Office.

Representative Example:

 

Representative 3.0% APR. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.13. Total amount repayable £18,847.80.

Repayments Calculator

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Important information
The interest rate offered on assessment may differ and the representative rate may not be the rate that you receive. The rate you are offered will depend on a number of factors including the amount you wish to borrow, your chosen term, your personal circumstances and your credit rating.The maximum APR you could be offered is 28.9%.


 

 

*Terms and conditions

15% off Travel Insurance when you buy a Holiday Loan and an exclusive Post Office Money foreign exchange rates on Travel Money Card.

  1. The Promoter is Post Office Money, registered office Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. 
  2. Post Office Travel Money Card is provided by First Rate Exchange Services
  3. Participation in this promotion is deemed acceptance of these terms and conditions. 
  4. This offer is to customers who have purchased Post Office Money Holiday Loans purchased only online.
  5. This offer entitles the purchaser of a Post Office Money Holiday Loan, between 10th August 2017 and 1st February 2018, to a 15% discount on prices when purchasing a new Single Trip Travel Insurance policy or a new Annual Multi-Trip Travel Insurance policy (Travel Insurance).
  6. We will send you via post the 15% off Post Office Travel Insurance discount code and Post Office Travel Money Discount code at the same time as you receive your funds. You can use your foreign exchange rate discount code when you load money on to a new Post Office Travel Money Card. Read more at Travel Money Card.
  7. The Travel Insurance policy you buy does not have to be in your name and can have other people covered by the policy.
  8. Discount applies to the full premium payable including any pre-existing medical conditions. Any pre-existing medical conditions will need to be declared and may incur an additional premium.
  9. The offer is not available to customers renewing an existing Annual Multi-Trip Travel Insurance policy.
  10. Age restrictions apply to the Travel Insurance policies and are based upon the product selected (full terms and conditions are set out in the Travel Insurance policy wording).
  11. This offer cannot be used in conjunction with any other offer.The offer is not transferable or exchangeable, cannot be redeemed for cash and is only available for purchases made at the same time as purchasing a Holiday Loan.
  12. If you decide to cancel your Travel Insurance policy within the first 14 days of taking it out for a  Single Trip policy or before the start date of an Annual Multi-Trip policy, the refund will be the  actual premium amount (inclusive of the discount) paid.
  13. The Post Office reserves the right to withdraw, amend, substitute or cancel this promotion and  terms and conditions at any time.
  14. Policy benefits and features may vary between insurance policies and are subject to underwriting   criteria.

 

Small print

Post Office Money® credit cards, personal loans and overdrafts are provided exclusively by Bank of Ireland (UK) plc.

Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited. Our FCA Register number is 409080. You can confirm our registration on the FCA's website (www.the-fca.org.ukopens in new window) or by contacting the FCA on 0800 111 6768.