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Holiday Loans

Fund the trip you’ve always dreamed of with a holiday loan from Post Office.


Post Office Personal Loans are provided by Bank of Ireland UK. Post Office Limited is a credit broker and not a lender.

Due to the coronavirus pandemic, we have changed our opening hours to Monday to Friday, 9am to 7pm and Saturday 9am to 2pm.

We are also dealing with a higher number of calls than usual. We ask that our customers only call if they have an urgent query that can’t wait so that we can prioritise the most critical cases first. General information regarding our loans including frequently asked questions can be found on our website.

For more information click here.

3.1% APR Representative (Fixed) on loans from £15,001 – £25,000

Your personal rate will depend on the loan amount, the loan terms and your personal circumstances.


  • Borrow from £1,000 - £25,000
  • Terms from 1 year to 7 years, depending on the amount borrowed
  • Instant online decision in most cases
  • Personalised Fast Checker without affecting your credit rating
  • Funds  could be transferred the following day
  • Unlimted overpayments

Check if you're eligible for our personal loans without affecting your credit score

Representative Example:


Representative 3.1% APR. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment £314.89. Total amount repayable £18,893.40

Repayments Calculator


Your Summary






Important information
The interest rate offered on assessment may differ and the representative rate may not be the rate that you receive. The rate you are offered will depend on a number of factors including the amount you wish to borrow, your chosen term, your personal circumstances and your credit rating.The maximum APR you could be offered is 29.9%.



Holiday Loans

Take the holiday of a lifetime and pay for it over a number of years. Make a trip to a dream destination or special event. Or spread the cost if you need to travel overseas for a wedding, celebration or to meet up with family and friends.

Use your Post Office holiday loan for worldwide travel including:

  • Flights
  • Accommodation
  • Cruises
  • Honeymoon
  • Family weddings or celebrations

Will I get accepted?

Try our Fast Checker. It won’t affect your credit score

Fast Checker

How much can I borrow?

Find out how much you can get on your holiday loan with our online loan calculator

Loan Calculator