To complete the application, you will need:
To apply for a Top up, you will need to confirm that you:
Before you apply, you will have the opportunity to get a quote using our Top Up loan FastChecker. If you choose to get a quote from us, you are agreeing to let us look at your credit file and carry out an affordability check to see if we can offer you a loan. We will use this information to give you an indication of whether we are likely to accept your application and if your application was to be successful, a REPRESENTATIVE APR and monthly payment amount. This check will only be visible to us. Other lenders won't know that you have checked your loan eligibility with us and your quote will not affect your credit score.
Once we have given you your quote, you can choose to continue to a full application. At this point you will have a full credit search carried out that will be stored on your credit file and will be visible to other lenders.
We take your privacy seriously and we want you to be clear about how we use your personal information. Please read our PO Privacy Notice and Bank of Ireland UK (plc Privacy Notice) which explains, for example:
- The types of personal information we collect
- How we use your personal information
- Who we share your personal information with
- Your personal information rights
Please read the Statement of Lender & Borrower Responsibilities which sets out our key responsibilities.
Post Office ® personal loans are provided exclusively by Bank of Ireland (UK) plc.
Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited. Our FCA Register number is 409080. You can confirm our registration on the FCA's website (opens in new window).