Life cover options
Join thousands who trust Post Office Life Insurance and Over 50's Life Cover
Protect your family, mortgage and lifestyle, cover funeral costs or leave a legacy
99.1% of life insurance claims paid in 20241
Post Office life cover options
Life Insurance
£100 gift card or a £200 experience offer
Choose a £100 gift card† or £200 experience†† when you buy Post Office Life Insurance.
Offers T&Cs, qualifying period and minimum premiums apply
Protect your family, home and lifestyle
- Cover up to £750,000
- For UK residents aged 18-70
- Choose level, decreasing or increasing cover
- Optional critical illness and children’s cover
Over 50s Life Cover
£125 gift card or a £200 experience offer
Choose a £125 gift card‡ or £200 experience‡‡ when you buy Post Office Over 50s Life Cover.
Offers T&Cs, qualifying period and minimum premiums apply
Cover funeral costs or leave a legacy
- Cover up to £10,000, depending on age
- No medical needed
- Guaranteed acceptance for UK residents aged 50 to 80
- Add Funeral Benefit Option at no extra cost to receive up to a £250 discount2
Reasons to choose life cover from Post Office
We've won Your Money awards for 15 years, including Best Life Insurance Provider in 2022 and Best Over 50s Life Cover in 20233.
What do you need to protect?
-
Your family
Pay a little every month to help protect your loved ones financially if you pass away
-
Your mortgage
Choose a policy that could help you pay off a repayment or interest-only mortgage
Important information
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Offer terms and conditions
Life Insurance
† Gift card offer ends 31 December 2025. Minimum premiums and 180-day qualifying period applies.
†† Experience offer ends 31 December 2025. Minimum premiums and 180-day qualifying period applies.
Over 50s Life Cover
‡ Gift card offer ends 31 December 2025. Minimum premiums and 180-day qualifying period applies.
‡‡ Experience offer ends 31 December 2025. Minimum premiums and 180-day qualifying period applies
Other footnotes
1 Scottish Friendly paid 99.1% of life insurance claims they received in 2024.
2 Discounts available depends on funeral type selected. £250 for Tailored, £100 for Essential & £50 for Direct to Cremation.
3 In the last 15 consecutive annual YourMoney.com Awards, Post Office was shortlisted for our protection product features and price, before being judged by a panel of readers on the quality of service provided. Post Office Insurance won at least one of: Best Online Life Insurance Provider, Best Direct Life Insurance Provider, Best Life Insurance Provider or Best Over 50s Life Cover.