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Gadget & Mobile Phone Insurance

We may only realise how important our gadgets are to our lives when something goes wrong. That’s why it’s helpful to know that if you lose your phone or your laptop breaks, you can be back up and running in no time. Whether you need your FitBit to stay in shape or you’re an avid gamer, Post Office Gadget Insurance can give you a lifeline.

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  • Loss, theft and damage are all covered as standard
  • We can arrange a repair at your convenience
  • Cover for the whole family on one policy – including kids
  • Pay-as-you-go policy – no long-term contracts
  • In-house claims team and 24/7 online portal
  • 12-month warranty on replacements
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Pay-as-you-go insurance

With our rolling pay-as-you-go contract, you can cover your and your whole family’s multiple gadgets under one policy. Flexible, comprehensive and cheap insurance for the tech-savvy family has never been easier.

Why choose Post Office gadget insurance?

  • Low Excess

    We know that the more things you need to insure, the higher the costs climb. That's why our product offers competitive excesses in relation to the market.

  • Kids gadgets are covered too

    Whether your kids use your technology or have devices of their own, it’s all covered as standard on our Gadget Insurance policy. Student and business use are also covered.

  • 12-month warranty on replacements

    We hope you don’t need a replacement for your tablet, mobile or laptop, but if you do you can rest assured it’s got a 12-month warranty to go with it for added peace of mind.

  • Skilled engineers and quality repairs

    We ensure that the people who fix your devices are as knowledgeable as can be. And we only source the high quality replacement parts, so your device can go on working as it should.

  • Unlimited number of claims

    It doesn’t matter how often something happens to your gadgets; you can always make a claim. There’s no restriction on how often you can claim for loss, theft or damage on any of your covered devices.

  • Repair shop

    Repairs at Apple or Samsung Genius Bars

    Subject to a successful claim and approval from the insurer, you may be able to get your iPhone/iPad or Samsung devices fixed at an official Apple or Samsung store and we'll reimburse you the cost.

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Why buy gadget insurance?

Phones are fragile. In the UK, If you haven’t already suffered a damaged phone, you might want to get Gadget Insurance before you do.

They’re expensive to repair or replace. Without Gadget Insurance, repairs to phones and gadgets generally can be very expensive, with a new replacement smartphone often exceeding £599.

Cases aren’t always enough. No case offers complete protection against damage, whether this is accidental damage or malfunction.

It’s not just phones and laptops. We can offer cover for a range of devices, including cameras and camera lenses, certain gadget accessories, SatNavs, games consoles and more.

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Loss, theft and accidental damage are covered as standard

The most common reasons for making a claim are loss, theft and accidental damage. We offer these as standard across all levels of cover.

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Levels of gadget insurance cover

We offer a range of coverage levels to suit your needs:

        Standard Excess* £125

  • Accidental Damage
  • Cracked Screen
  • Theft
  • Loss
  • Breakdown
  • Malicious Damage
  • Accessory Cover - Up to £150
  • Unauthorised usage - Up to £2,500
  • E-Wallet Cover - Up to £500
  • Worldwide Cover - Unlimited trips (maximum 31 days per trip)

 

Get a quote

        Standard Excess* £75

  • Accidental Damage
  • Cracked Screen
  • Theft
  • Loss
  • Breakdown
  • Malicious Damage
  • Accessory Cover - Up to £150
  • Unauthorised usage - Up to £2,500
  • E-Wallet Cover - Up to £500
  • Worldwide Cover - Unlimited trips (maximum 31 days per trip)

 

Get a quote

        Standard Excess* £25

  • Accidental Damage
  • Cracked Screen
  • Theft
  • Loss
  • Breakdown
  • Malicious Damage
  • Accessory Cover - Up to £150
  • Unauthorised usage - Up to £2,500
  • E-Wallet Cover - Up to £500
  • Worldwide Cover - Unlimited trips (maximum 31 days per trip)

 

Get a quote


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Gadget Insurance FAQs

What is it?

It’s a way to make sure you can replace or repair your devices if they’re lost, damaged, stolen or suffer accidental damage. Our pay-as-you-go policy can cover many of the costs incurred when something goes wrong.

Why buy it?

Gadget insurance can offer peace of mind that you won’t be without the devices you need most for longer than necessary. You can save money on repair or replacement costs and rely on us to sort out any problems.

What does it cover?

Post Office Gadget Insurance covers loss, theft and accidental damage as standard. Our cover levels, will also provide cover towards the reimbursement of lost money from unauthorised use of your digital wallet. Take a look at the policy wording for full details of whats covered.

The devices we cover are mobile phones, laptops, tablets, desktops, digital cameras, PC monitors, MP3 players, CD/DVD players, games consoles, video cameras, camera lenses, Bluetooth headsets, satellite navigation devices, PDAs, E-readers, head/earphones, and wearable technology (such as a smart watch or a health and fitness tracker).

What about items on my contents insurance?

Your contents insurance might only cover gadgets up to a certain value and may place limitations on what you can make a claim for (e.g. your policy might not cover accidental damage).

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Already have Post Office gadget insurance?

If you have not already registered your policy please enter your details and create a login in order to access your policy or register your gadgets.

Register your policy

If you have not already registered your policy please enter your details and create a login in order to access your policy

Login

Already registered? Login here to view, download or print your policy documents, update your details or medical conditions , add additional cover or to renew your policy

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Make a claim

Please ensure that you have your Policy number and the full circumstances as they will require it to process your insurance claim.

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Get a quote

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Its quick and easy to get a quote online today

Definitions

*Please note that an additional early claim Excess may apply. Please see page 14 of the Policy Wording for more details.

Post Office® Gadget Insurance is arranged and administered by Taurus Insurance Services Limited and underwritten by AmTrust Europe Limited.

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

Taurus Insurance Services Limited is an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Licence Number FSC00757B and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830. AmTrust Europe Limited, whose registered office is at Market Square House, St James’s Street, Nottingham, NG1 6FG, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial services register number 202189. These details can be checked on the Financial Services Register by visiting www.fca.org.uk or by contacting the Financial Conduct Authority on 0800 111 6768.