For further information about the Horizon IT Scandal, please visit our corporate website

Why should I get camera insurance?

If you’re a budding Annie Leibowitz, then you can’t do without your camera. Losing it, accidentally breaking it or having it stolen are all situations that you’d like to avoid but if they happen, our camera insurance is there to help.

Your insurance doesn’t need to only cover your camera. As well as your lenses, everything you need to make your photography can be put on your policy (up to 10 gadgets, each valued at up to £1,500). That could be your laptop for editing, capturing spectacular landscapes on your camera or your GoPro, all protected on one policy.

Why choose Post Office Camera Insurance?

You can choose how you’d like to pay

We’re proud of our pay-as-you-go policy. So if you sell your camera and cancel your cover, you won’t incur a fee

Multiple devices on one policy

Photography isn’t only about cameras. And virtually all of the tech that you need can be covered on a single gadget insurance policy

Capturing the world

Our cover is worldwide, meaning that you can jet-set the world taking pictures and not worry about being covered

Cameras aren’t waterproof

Okay, some are. But if yours isn’t and you drop it into a lake while getting that perfect shot, you’ll be covered under our liquid damage cover

24/7 online portal and in-house claims team

No one knows when something might go wrong, so our online portal can help you out whenever and wherever you are

Family Bundle

If other members of your family have cameras or other gadgets they’d like to protect, our Family Bundle can help you save money

Protect your camera in 4 simple steps

  1. Add your gadgets

    Let us know which devices you want to cover by providing their device, brand, make and model

  2. Choose your cover

    Select from economy, standard and premier cover based on how much excess you want to pay

  3. Select a payment plan

    Pay monthly or pay annually to get 12 months for the price of 10^

  4. Provide your details

    Simply give us your details, set up a payment method and you're done

^ Price quoted includes the discount of 12 months for the price of 10

Father teaching his daughter how to use a camera surrounded by afternoon sunlit green grassy hills

Why buy camera insurance?

You can’t do much photography without a camera. And if your camera breaks, gets lost or stolen or is damaged then without insurance it can be very costly and take a lot of time to sort everything out. Insurance is there to help get you back to snapping away as quickly and easily as possible.

Whether it’s repairs, replacements or a payout to cover costs, Post Office Gadget Insurance is a safety net should something go wrong. And with a policy that can accommodate up to 10 devices*, you can have cover for the rest of your photography suite – from your laptop to your camera.

Our pay-as-you-go policy means you’re in control. If you sell a camera but it’s a while before you can upgrade, simply stop your policy. We’ll be ready for when you come back.

*10 Gadget Bundle is available on our Family Bundle product

Cover when it counts

We’ve thought hard about everything that can go wrong with a tablet or gadget and found a way to cover it

  • Accidental damage

  • Mechanical breakdown 

  • Cracked screen 

  • Unauthorised usage – up to £2,500 

  • Worldwide cover

  • Theft cover 

  • Liquid damage 

  • Loss cover 

  • Accessory cover – up to £150 

  • E-Wallet cover – up to £500 

Pay annually and get 2 months on us

The annual price we quote includes a 2-month discount. You’ll get 12 months of cover for the price of 10.

What’s the excess?

The more you need to insure, the higher the costs can climb. So we’ve worked hard to keep the excess to pay on claims as low as possible. The amount varies depending on the cover level you choose and how long after taking out the policy you claim.


Time since policy started


1-30 days


31-60 days


61-90 days


91-120 days


121-150 days


Over 150 days


1-30 days

1-30 days


31-60 days

31-60 days


61-90 days

61-90 days


91-120 days

91-120 days


121-150 days

121-150 days


Over 150 days

Over 150 days


Multi-device cover

Our gadget insurance isn’t limited to camera equipment. You can also insure your mobile phone, tablet, games console, wearable activity tracker and more on a single policy. Gadgets don’t all need to be yours, either. If you get a Family Bundle, your family’s gadgets can all be put on the same policy and you could make a saving too

Ready to get a quote?

Let’s find the protection that’s right for your camera. Get a quote for Post Office Camera Insurance

Common camera insurance questions

  • Camera insurance is a means of protecting cameras and camera-related equipment in the event that they are damaged, lost, stolen or suffer the result of a range of circumstances. A successful claim might help you by repairing broken or damaged equipment, replacing it, or offering you a cash sum. Gadget insurance, which covers cameras and camera equipment, offers this protection to a large range of gadgets.

  • Your home contents insurance might have exclusions for gadgets or the situations in which you can make a claim. There may be a single article limit (the maximum value an item can have for it to be insured) and certain pieces of technology you own can exceed that value.

    You might have opted for away from home cover on your home contents insurance, which means that specific items on your policy are covered when you take them abroad.

    Gadget insurance covers devices up to a pre-defined value worldwide. Your cover level will dictate what you are covered for, and it’s important to compare different types of policy to decide what type of insurance would best suit your needs.

  • Not just water; all manner of liquids. But yes, our gadget insurance covers liquid damage as standard.

  • Read more gadget insurance FAQs

Need some help?

Gadget insurance help and support

Find answers to common questions about gadget insurance, as well as details on how to contact us about your gadget insurance policy: 

Visit our gadget insurance support page

About our gadget insurance

Post Office® Gadget Insurance is arranged and administered by Taurus Insurance Services Limited and underwritten by ERGO TIS on behalf of Great Lakes Insurance UK Limited
Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered office: 100 Wood Street, London EC2V 7ER. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

Taurus Insurance Services Limited is an insurance intermediary authorised and regulated in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN.Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting;

ERGO TIS is registered in the UK, company number 11091555. Registered office: 10 Fenchurch Avenue, London, EC3M 5BN. Authorised and regulated by the Financial Conduct Authority, register number 805870.