Camera Insurance

Q: Does Gadget Insurance cover water damage?

Not just water; all manner of liquids! But yes, our Gadget Insurance covers liquid damage as standard.

If you’re a budding Annie Leibowitz then you can’t do without your camera. Losing it, accidentally breaking it or having it stolen are all situations that you’d like to avoid but if they happen, our camera insurance is there to help.

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Loss, theft and damage are all covered as standard
A range of gadgets you use for photography are covered
24/7 online portal and in-house claims team

Up to 10 devices can be covered on a single policy**
Pay-as-you-go policy means flexibility for you

It’s not just your camera, it’s your suite

Your insurance doesn’t need to only cover your camera. As well as your lenses, everything you need to make your photography can be put on your policy (up to 10 gadgets, each valued at up to £1,500). That could be your laptop for editing, capturing spectacular landscapes on your camera or your GoPro, all protected on one policy.

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Why choose Post Office camera insurance?

You can choose how you’d like to pay

We’re proud of our pay-as-you-go policy. So if you sell your camera and cancel your cover, you won’t incur a fee.

Multiple devices on one policy

Photography isn’t only about cameras. And virtually all of the tech that you need can be covered on a single Gadget Insurance policy.

Capturing the world

Our cover is worldwide, meaning that you can jet set the world taking pictures and not worry about being covered.

Cameras aren’t waterproof

Okay, some are. But if yours isn’t and you drop it into a lake while getting that perfect shot, you’ll be covered under our liquid damage cover.

24/7 online portal and in-house claims team

No one knows when something might go wrong, so our online portal can help you out whenever and wherever you are.

Family Bundle

If other members of your family have cameras or other gadgets they’d like to protect, our Family Bundle can help you save money.

Protect your camera in 4 simple steps

Add your gadgets

Let us know which devices you want to cover by providing their device, brand, make and model

Choose your cover

Select from economy, standard and premier cover based on how much excess you want to pay

Select payment plan

Pay monthly or pay annually to get 12 months for the price of 11^

Provide your details

Simply give us your details, set up a payment method and your done!

Why buy camera insurance?

You can’t do much photography without a camera. And if your camera breaks, gets lost or stolen or is damaged then without insurance it can be very costly and take a lot of time to sort everything out. Insurance is there to help get you back to snapping away as quickly and easily as possible.

Whether it’s repairs, replacements or a payout to cover costs, Gadget Insurance is a safety net should something go wrong. And with a policy that can accommodate up to 10 devices**, you can have cover for the rest of your photography suite – from your laptop to your camera.

Our pay-as-you-go policy means you’re in control. If you sell a camera but it’s a while before you can upgrade, simply stop your policy. We’ll be ready for when you come back.

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Cover to suit you

We’ve thought hard about everything that can go wrong with a camera and found a way to cover it.

Accidental Damage
Theft Cover
Mechanical breakdown
Liquid Damage
Cracked screen
Loss Cover
Unauthorised usage - Up to £2,500
Accessory Cover - Up to £150
Worldwide cover
E-Wallet Cover - Up to £500

Pay annually - Get 12 months for the price of 11 ^

We know that the more things you need to insure, the higher the costs climb. That's why our product offers competitive excesses in relation to the market.

	Economy	Standard	Premium
Standard Excess*	£125.00	£75.00	£25.00

Multi-device cover

Our Gadget Insurance isn’t limited to camera equipment. You can also insure your mobile phone, tablet, games console, wearable activity tracker and more on a single policy. Gadgets don’t all need to be yours, either. If you get a Family Bundle, your family’s gadgets can all be put on the same policy and you could make a saving too.

Camera Insurance FAQs

What is camera insurance?

Camera insurance is a means of protecting cameras and camera-related equipment in the event that they are damaged, lost, stolen or suffer the result of a range of circumstances. A successful claim might help you by repairing broken or damaged equipment, replacing it, or offering you a cash sum. Gadget Insurance, which covers cameras and camera equipment, offers this protection to a large range of gadgets.

What about items on my contents insurance?

Your home contents insurance might have exclusions for gadgets or the situations in which you can make a claim. There may be a single article limit (the maximum value an item can have for it to be insured) and certain pieces of technology you own can exceed that value.

You might have opted for away from home cover on your home contents insurance, which means that specific items on your policy are covered when you take them out. It’s important to check your policy documents if you want to take these abroad.

Gadget Insurance covers devices up to a pre-defined value worldwide. Your cover level will dictate what you are covered for, and it’s important to compare different types of policy to come to a conclusion about what type of insurance would best suit your needs.

Does Gadget Insurance cover water damage?

Already have Post Office gadget insurance?

View or edit your policy

Login here to view, download or print your policy documents, update your details, add additional cover or to renew your policy

Make a claim

Please ensure that you have your Policy number and the full circumstances as they will require it to process your insurance claim

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Definitions

*Please note that an additional early claim Excess may apply. Please see page 14 of the Policy Wording for more details.

**10 Gadget Bundle is available on our Family Bundle product.

^ Price quoted includes the discount of 12 months for the price of 11

Post Office® Gadget Insurance is arranged and administered by Taurus Insurance Services Limited and underwritten by ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

Taurus Insurance Services Limited is an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. ERGO TIS is registered in the UK, company number 11091555. Registered office: 10 Fenchurch Avenue, London, EC3M 5BN. Authorised and regulated by the Financial Conduct Authority, register number 805870.

It’s not just your camera, it’s your suite

Why choose Post Office camera insurance?

Protect your camera in 4 simple steps

Why buy camera insurance?

Cover to suit you

Pay annually - Get 12 months for the price of 11 ^

Economy

Standard

Premium

Standard Excess*

Multi-device cover

Already have Post Office gadget insurance?

View or edit your policy

Make a claim

Online

Definitions

Post Office® Gadget Insurance is arranged and administered by Taurus Insurance Services Limited and underwritten by ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)