Laptop Insurance

Laptop cover protects your PC or MacBook from a range of potentially damaging things, such as accidents, loss, theft, liquid damage and more. The protection can come in the form of repair, replacement or payout.

You know best whether or not you’d benefit from having your devices protected by insurance. But if you have cover and something goes wrong with your laptop, then insurance can help reassure you that you won’t be without it for longer than is necessary.

Gadget Insurance covers a range of technology, including mobile phones, laptops, tablets, desktops, digital cameras, PC monitors, MP3 players, CD/DVD players, games consoles, video cameras, camera lenses, Bluetooth headsets, satellite navigation devices, PDAs, E-readers, head/earphones, and wearable technology (such as a smart watch or a health and fitness tracker).

You can cover up to ten gadgets on a single policy, and they are covered against a number of possible events. Our policy wording gives detailed explanation of what these are and the levels of cover you would need for each. Accidental damage, loss and theft are covered as standard.

Your home contents insurance might have exclusions for gadgets or the situations in which you can make a claim. There may be a single article limit (the maximum value an item can have for it to be insured) and certain pieces of technology you own can exceed that value.

You might have opted for away from home cover on your home contents insurance, which means that specific items on your policy are covered when you take them out. It’s important to check your policy documents if you want to take these abroad. Gadget Insurance covers devices up to a pre-defined value worldwide. Your cover level will dictate what you are covered for, and it’s important to compare different types of policy to come to a conclusion about what type of insurance would best suit your needs.

Not just water; all manner of liquids! But yes, our Gadget Insurance covers liquid damage as standard.