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Laptop Insurance

It’s your work and livelihood. It’s your creative hub where your music is made and your photos edited. It’s how you unwind in the evening, from Netflix to Facebook to online courses. And without it you’d be lost. But that’s what laptop insurance is for.

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  • Loss, theft and damage are all covered as standard
  • Worldwide cover for the intrepid explorers and international business people
  • Pay-as-you-go cover means our policies are as flexible as you
  • Up to 10 devices can be covered on a single policy**
  • Family Bundle to protect your kids’ laptops and gadgets
  • 24/7 online portal and in-house claims team
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Worldwide cover

Taking your work, your study and your play with you overseas might be a necessity for you. Make sure that you’ve got the cover you need should anything happen to your gadgets while abroad. Can your home contents insurance do that?

Why choose Post Office laptop insurance?

  • Liquid

    Spilling a coffee onto your keyboard isn’t the end

    You didn’t mean to do it, but now your laptop’s broken. But with Post Office Gadget Insurance, accidental damage is covered as standard.

  • Laptop

    Damage isn’t always physical

    Computer viruses can be harmful in many ways and not always very obvious. Our cover can help contribute toward repairs.

  • Theft

    Theft is covered as standard

    All of the security software in the world won’t protect you against an unscrupulous bag-snatcher. Our insurance covers theft on every policy.

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    Protection for the whole brood

    Our Family Bundles offer a great value way to cover up to 10 gadgets**, including those of your partner and kids.

  • Unlimited

    Payment to suit you

    As times change, so do people’s needs, so we want to make our payment plan as flexible as possible. Our pay-as-you-go policy can work around your schedule.

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    Dedicated, in-house claims team and 24/7 online portal

    We think that your claims process should be prompt and informative, so we have an in-house team to help you every step of the way.

Protect your laptop in 4 simple steps


Add your gadgets

Let us know which devices you want to cover by providing their device, brand, make and model

Cover Levels

Choose your cover

Select from economy, standard and premier cover based on how much excess you want to pay


Select payment plan

Pay monthly or pay annually to get 12 months for the price of 10^


Provide your details

Simply give us your details, set up a payment method and your done!

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Do I need laptop insurance?

For some professionals, their laptop is their livelihood and insurance could be critical for such a person. But that doesn’t mean it’s not important for the rest of us. With more and more products and services taking place online, from identity services to banking and even signing a mortgage, we need to protect the devices we use. Laptop insurance offers peace of mind that you can quickly regain the balance in your life should something happen to your PC or MacBook.

Cover to suit your lifestyle

We’ve thought hard about everything that can go wrong with a laptop and found a way to cover it

  • Accidental Damage
  • Theft Cover
  • Mechanical breakdown
  • Liquid Damage
  • Cracked screen
  • Loss Cover
  • Unauthorised usage - Up to £2,500
  • Accessory Cover - Up to £150
  • Worldwide cover
  • E-Wallet Cover - Up to £500
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Pay annually - Get 12 months for the price of 10^

We know that the more things you need to insure, the higher the costs climb. That's why our product offers competitive excesses in relation to the market.





Standard Excess*

£125.00 £75.00 £25.00
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Multi-device cover

You might not be the only person in your family with a laptop, or you might have more than one. And it doesn’t stop with laptops, with our cover, you can get up to 10 devices covered on a single policy if the value is capped at £7,500.

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Laptop Insurance FAQs

What is laptop insurance?

Laptop cover protects your PC or MacBook from a range of potentially damaging things, such as accidents, loss, theft, liquid damage and more. The protection can come in the form of repair, replacement or payout.

Why buy laptop insurance?

You know best whether or not you’d benefit from having your devices protected by insurance. But if you have cover and something goes wrong with your laptop, then insurance can help reassure you that you won’t be without it for longer than is necessary.

What does it cover?

Gadget Insurance covers a range of technology, including mobile phones, laptops, tablets, desktops, digital cameras, PC monitors, MP3 players, CD/DVD players, games consoles, video cameras, camera lenses, Bluetooth headsets, satellite navigation devices, PDAs, E-readers, head/earphones, and wearable technology (such as a smart watch or a health and fitness tracker).

You can cover up to ten gadgets on a single policy, and they are covered against a number of possible events. Our policy wording gives detailed explanation of what these are and the levels of cover you would need for each. Accidental damage, loss and theft are covered as standard.

What about items on my contents insurance?

Your home contents insurance might have exclusions for gadgets or the situations in which you can make a claim. There may be a single article limit (the maximum value an item can have for it to be insured) and certain pieces of technology you own can exceed that value.

You might have opted for away from home cover on your home contents insurance, which means that specific items on your policy are covered when you take them out. It’s important to check your policy documents if you want to take these abroad. Gadget Insurance covers devices up to a pre-defined value worldwide. Your cover level will dictate what you are covered for, and it’s important to compare different types of policy to come to a conclusion about what type of insurance would best suit your needs.

Does Gadget Insurance cover water damage?

Not just water; all manner of liquids! But yes, our Gadget Insurance covers liquid damage as standard.

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Already have Post Office gadget insurance?

View or edit your policy

Login here to view, download or print your policy documents, update your details or medical conditions, add additional cover or to renew your policy

Make a claim

Please ensure that you have your Policy number and the full circumstances as they will require it to process your insurance claim

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Get a quote


Its quick and easy to get a quote online today


*Please note that an additional early claim Excess may apply. Please see page 14 of the Policy Wording for more details.

**10 Gadget Bundle is available on our Family Bundle product.

^ Price quoted includes the discount of 12 months for the price of 10

Post Office® Gadget Insurance is arranged and administered by Taurus Insurance Services Limited and underwritten by AmTrust Europe Limited.

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

Taurus Insurance Services Limited is an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830. AmTrust Europe Limited, whose registered office is at Market Square House, St James’s Street, Nottingham, NG1 6FG, is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial services register number 202189. These details can be checked on the Financial Services Register by visiting or by contacting the Financial Conduct Authority on 0800 111 6768.