Gadget Insurance covers a range of technology, including mobile phones, laptops, tablets, desktops, digital cameras, PC monitors, MP3 players, CD/DVD players, games consoles, video cameras, camera lenses, Bluetooth headsets, satellite navigation devices, PDAs, E-readers, head/earphones, and wearable technology (such as a smart watch or a health and fitness tracker). You can cover up to ten gadgets on a single policy, and they are covered against a number of possible events. Our policy wording gives detailed explanation of what these are and the levels of cover you would need for each. Accidental damage, loss and theft are covered as standard.

Laptop Insurance

Q: What is laptop insurance?

Laptop cover protects your PC or MacBook from a range of potentially damaging things, such as accidents, loss, theft, liquid damage and more. The protection can come in the form of repair, replacement or payout.

Q: Why buy laptop insurance?

You know best whether or not you’d benefit from having your devices protected by insurance. But if you have cover and something goes wrong with your laptop, then insurance can help reassure you that you won’t be without it for longer than is necessary.

Q: Does Gadget Insurance cover water damage?

Not just water; all manner of liquids! But yes, our Gadget Insurance covers liquid damage as standard.

It’s your work and livelihood. It’s your creative hub where your music is made and your photos edited. It’s how you unwind in the evening, from Netflix to Facebook to online courses. And without it you’d be lost. But that’s what laptop insurance is for.

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Loss, theft and damage are all covered as standard
Worldwide cover for the intrepid explorers and international business people
Pay-as-you-go cover means our policies are as flexible as you

Up to 10 devices can be covered on a single policy**
Family Bundle to protect your kids’ laptops and gadgets
24/7 online portal and in-house claims team

Worldwide cover

Taking your work, your study and your play with you overseas might be a necessity for you. Make sure that you’ve got the cover you need should anything happen to your gadgets while abroad. Can your home contents insurance do that?

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Why choose Post Office laptop insurance?

Spilling a coffee onto your keyboard isn’t the end

You didn’t mean to do it, but now your laptop’s broken. But with Post Office Gadget Insurance, accidental damage is covered as standard.

Cover at home or abroad

We cover your laptop outside of your home and whilst abroad, whether on holiday or with you on your studies

Theft is covered as standard

All of the security software in the world won’t protect you against an unscrupulous bag-snatcher. Our insurance covers theft on every policy.

Protection for the whole brood

Our Family Bundles offer a great value way to cover up to 10 gadgets**, including those of your partner and kids.

Payment to suit you

As times change, so do people’s needs, so we want to make our payment plan as flexible as possible. Our pay-as-you-go policy can work around your schedule.

Dedicated, in-house claims team and 24/7 online portal

We think that your claims process should be prompt and informative, so we have an in-house team to help you every step of the way.

Protect your laptop in 4 simple steps

Add your gadgets

Let us know which devices you want to cover by providing their device, brand, make and model

Choose your cover

Select from economy, standard and premier cover based on how much excess you want to pay

Select payment plan

Pay monthly or pay annually to get 12 months for the price of 11^

Provide your details

Simply give us your details, set up a payment method and your done!

Do I need laptop insurance?

For some professionals, their laptop is their livelihood and insurance could be critical for such a person. But that doesn’t mean it’s not important for the rest of us. With more and more products and services taking place online, from identity services to banking and even signing a mortgage, we need to protect the devices we use. Laptop insurance offers peace of mind that you can quickly regain the balance in your life should something happen to your PC or MacBook.

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Cover to suit your lifestyle

We’ve thought hard about everything that can go wrong with a laptop and found a way to cover it

Accidental Damage
Theft Cover
Mechanical breakdown
Liquid Damage
Cracked screen
Loss Cover
Unauthorised usage - Up to £2,500
Accessory Cover - Up to £150
Worldwide cover
E-Wallet Cover - Up to £500

Pay annually - Get 12 months for the price of 11^

We know that the more things you need to insure, the higher the costs climb. That's why our product offers competitive excesses in relation to the market.

	Economy	Standard	Premium
Standard Excess*	£125.00	£75.00	£25.00

Multi-device cover

You might not be the only person in your family with a laptop, or you might have more than one. And it doesn't stop with laptops, with our cover for up to 10 gadgets, each valued at up to £1,500 under one policy. The more you bundle the more you could save!

Laptop Insurance FAQs

What is laptop insurance?

Why buy laptop insurance?

What does it cover?

Gadget Insurance covers a range of technology, including mobile Phones, Tablets , Laptops and PC’s (including custom built), Digital Cameras, PC Monitors, MP3 Players, Games Consoles, Video Cameras, Camera Lenses, Bluetooth Headsets, Satellite Navigation Devices, PDAs, E-Readers, Head/Ear Phones, Smart Watches, Fitness Trackers & VR Headsets.

What about items on my contents insurance?

Your home contents insurance might have exclusions for gadgets or the situations in which you can make a claim. There may be a single article limit (the maximum value an item can have for it to be insured) and certain pieces of technology you own can exceed that value.

You might have opted for away from home cover on your home contents insurance, which means that specific items on your policy are covered when you take them out. It’s important to check your policy documents if you want to take these abroad. Gadget Insurance covers devices up to a pre-defined value worldwide. Your cover level will dictate what you are covered for, and it’s important to compare different types of policy to come to a conclusion about what type of insurance would best suit your needs.

Does Gadget Insurance cover water damage?

Already have Post Office gadget insurance?

View or edit your policy

Login here to view, download or print your policy documents, update your details, add additional cover or to renew your policy

Make a claim

Please ensure that you have your Policy number and the full circumstances as they will require it to process your insurance claim

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Definitions

*Please note that an additional early claim Excess may apply. Please see page 14 of the Policy Wording for more details.

**10 Gadget Bundle is available on our Family Bundle product.

^ Price quoted includes the discount of 12 months for the price of 11

Post Office® Gadget Insurance is arranged and administered by Taurus Insurance Services Limited and underwritten by ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

Taurus Insurance Services Limited is an insurance intermediary licenced and authorised in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. ERGO TIS is registered in the UK, company number 11091555. Registered office: 10 Fenchurch Avenue, London, EC3M 5BN. Authorised and regulated by the Financial Conduct Authority, register number 805870.

Worldwide cover

Why choose Post Office laptop insurance?

Protect your laptop in 4 simple steps

Do I need laptop insurance?

Cover to suit your lifestyle

Pay annually - Get 12 months for the price of 11^

Economy

Standard

Premium

Standard Excess*

Multi-device cover

Already have Post Office gadget insurance?

View or edit your policy

Make a claim

Online

Definitions

Post Office® Gadget Insurance is arranged and administered by Taurus Insurance Services Limited and underwritten by ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)