If you run a small or medium business, you probably still deal with cash some or lots of the time. Maybe your customers pay in coins and notes. Or perhaps you need change to fill your till each morning.
We can help with that. At thousands of Post Office branches across the UK, you can manage your business banking in the same place you drop off parcels or pick up supplies. It saves you time and helps you stay focused on what matters: your customers.
We work with all the major banks to provide banking services in our branches.
If your bank is one of the many we work with, you can use us to pay in cash and cheques, take out cash, check your balance and, with some business accounts, request change. Just bring your usual business debit card or deposit slip. And please make sure you check with your bank or on our banking services page to see what services are available for you.
Here’s more detail on what you can do.
You can pay in cash and deposit cheques at any of the thousands of Post Office branches that offer banking services. Whether it’s daily, weekly or just when your till gets full, we make it quick and convenient.
Some banks let you use your bank card, others need a paying-in slip and, for cheques, a bank-branded envelope. Either way, you can get your takings where they need to go, quickly and conveniently.
This service is especially helpful if you’re already popping into a branch to send a parcel, stock up on forms, get stationery, buy groceries or anything else they offer.
Cashflow’s critical to running a healthy business. And, as well as making it easy to pay money in regularly, we also make sure it’s simple to withdraw too, for the times you need some physical cash. That might be for your float, to pay staff, buy supplies or top up your petty cash.
Whenever you need it, we’re here for secure access to your money over the counter. And many branches also have free-to-use ATMs either inside or outside.
It’s handy for all types of businesses, whether you’re a busy corner shop, a local café or running a mobile business on market days.
Your local postmaster can be a valuable partner for your business. They understand your busy schedule and needs, from effortless banking to seamless sending of online orders.
Think of your local Post Office team as an extension of your own, ready to help your business grow.
Some business accounts also let you get change from Post Office branches that offer banking services.
This means you can swap notes for coins, prepare your till for a new day and avoid running out of change at awkward moments.
It’s a useful service if your business handles small payments, like hairdressers, takeaways, playgroups and community organisations.
There are lots of reasons why small and medium businesses choose to bank in our branches:
You don’t need a special business account with us. If your bank works with us (and most major UK banks do) you’re good to go. Just check on our banking services page what your bank needs you to bring into our branches with you or contact them directly for more details.
Here are just some examples of how local businesses rely on Post Office for their banking.
For Lee, opening The Folly Tearoom in Holt, Norfolk was a dream come true. It’s now a popular spot with loyal customers and a local tea partnership.
With lots of cash payments, having banking services nearby is essential, especially for change for his till. And his local Post Office branch helps him stay on top of things.
Kelly runs a small playgroup on the outskirts of her village.
Each week she or her colleague pay in cash payments and donations, and gets coins for the company’s float, at the local Post Office branch.
They like that it’s just a short walk away and it’s easy to fit into their busy schedule.
Florist Lily sees a mix of card and cash payments from her customers. Now and then there are even a few cheques.
She pays in her weekly takings, checks her account and posts her online orders, all in one visit to her local branch.
She says banking while doing other tasks saves her hours each month.
You can also access banking services at a growing number of Banking Hubs in communities around the UK.
Owned by Cash Access UK and operated by Post Office in partnership with major banks, these hubs offer a similar experience to a traditional bank branch. You can even speak in person with community bankers from different banks on certain days. Find out more about Banking Hubs
Yes, most major UK business bank accounts can use Post Office branches. Check our banking services page for the full list, for both business and personal accounts. Please contact your bank for specific details.
All the major banks do. You can check the full list and details on our banking services page.
Limits vary depending on your bank and account type. Most banks have daily limits for paying in and taking out cash. Please ask your bank for more details on account limits. For security, how much you can pay in at Post Office also depends on the type of branch you visit. If it has an open plan counter, you can deposit up to £4,000. If the counter has a glass screen, the limit is £20,000.
Banking at a Post Office branch couldn’t be simpler. Just bring:
If you’re not sure what you need, visit our banking services page and select your bank from the list, or check with them directly for more details. They’ll make sure you’re ready with whatever you need whenever you pop in.
Yes, you can withdraw cash using your business debit card at thousands of Post Office branches.
Yes. You can pay in both notes and coins. Check with your local branch first, especially if you’re bringing in large amounts of change. All coins need to be properly bagged in coin bags.
No, you’ll just need your debit card and, for some banks, a deposit slip. If you’re paying in cheques, you’ll also need a branded envelope and deposit slip for your bank. Some Post Office branches have a few of envelopes in stock.
No, all banking tasks at Post Office branches are completed face to face, without the need for apps or online banking.
Banking services are available in thousands of Post Office branches across the UK. But not all business bank accounts let you get change in them. Check our banking services page or ask your bank to confirm if this service is available with your account.
No. Change giving services are just for business accounts.
Yes. That’s one of the big benefits of using your local branch. You can bank, send parcels, pick up forms and get other things done in one go.
Access your personal or business bank account at thousands of Post Office branches. Pay in cash and cheques, take out cash or check your balance1
Take cash out or pay money into your business or personal account at a growing number of Banking Hubs, operated by Post Office with the major banks
Pay your utility bills, rent and council tax or buy top-ups, transport tickets and more at 24,000 Post Office and Payzone locations UK-wide
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1 Some banks may charge for certain services. Please ask your bank for details. Some restrictions apply. Your bank may choose to offer some or all services through Post Office. Please ask your bank for more details.