Why choose Over 50s Car Insurance?
With our comprehensive Car Insurance you could receive all of these great benefits:
- 5 Star Defaqto rated cover - Enjoy peace of mind with our 5 star Defaqto rated cover, with features that matter to you.
- Uninsured driver promise - if the driver of your car is involved in an accident caused by an uninsured driver, we will refund the cost of any excess you pay in the event of a claim. In this scenario your no claims disocunt would also be unaffected.
- UK-based contact centre and 24-hour claims line - fast, friendly, expert service.
- Vandalism promise - your no claims discount will not be affected if you need to make a claim for damage caused by vandalism, as long as you notify the police and provide a crime reference number.
- Emergency transport and accommodation - we will pay up to £100 per person with a maximum of £400 per incident for alternative transport or overnight accommodation.
- Child Car Seat cover - if your car is involved in an accident or damaged following a fire or theft we will pay up to £150 per child seat fitted in your car.
- Courtesy car - to keep you on the road whilst an approved repairer fixes your car (subject to availability and the supplying garage terms and conditions)
- Driving abroad - cover whilst travelling within the EU to the same level as your UK cover (up to a maximum of 60 days in any period of insurance.)
- Windscreen replacement and repairs when you call our Glass Helpline.
- 3 year guarantee on repairs carried out by our approved repairers.
Do remember that conditions and exclusions apply to your Car insurance cover. Please check the policy documents for these details and for any excesses applicable.
Car insurance optional extras^
Post Office Over 50s Car Insurance comes with a number of optional extras for you to create the car insurance package that suits you:
- Add Motor Legal Protection for up to £100,000 of legal expenses to help recover uninsured losses. Claim compensation if you're unable to use your vehicle or are injured or killed as a result of a car accident which was not your fault. You could also claim for your policy excess and claim repair costs if you're not at fault for an accident and if you don't have comprehensive car insurance.
Motor Legal Protection is underwritten by RAC Insurance Ltd.
- Take out Keycare Cover and get a 24-hour emergency helpline and up to £1,000 cover per year for the replacement of lost or stolen keys or reprogramming of immobilisers, and £40 a day for car hire for up to 3 days.
Keycare cover is administered by Ageas Insurance Limited.
- The Guaranteed Replacement Car cover is ideal if your car is stolen or can’t be driven.
Guaranteed Replacement Car Cover is administered by ACM and underwritten by ARAG plc, a Coverholder of the insurer ARAG Allegemeine Vesicherungs - AG Branch United Kingdom.
- Optional Breakdown Cover to avoid getting caught out if your car breaks down. Add Roadside Assistance, Recovery, RAC At Home and Onward Travel to your policy.
Breakdown cover is provided by RAC Motoring Services.
^Optional extras are available at an additional charge. Do remember that in addition to features and benefits, limits and exclusions may also apply to your Car insurance extra cover. Please check the policy documents for details.