There are no charges when using your card in retailers in the country of the currency on the card. This means that a €20 purchase in Spain would cost you €20.
A cash withdrawal fee will be charged when withdrawing cash from a UK Post Office branch or from any ATM.
The Post Office Travel Money Card is primarily intended for use in countries where the national currency is the same as the currencies on your card, if the currency falls outside any of the 13 we offer on your card you will be charged a cross border fee. For example, using your card in Brazil will incur a cross border fee, because we do not offer the Brazilian Real as a currency.
To avoid unnecessary charges to your card, wherever asked, you should always choose to pay for goods or withdraw cash in the currencies of your card. For example, if you are using the card in Spain you should always choose to pay in Euros if offered a choice. Choosing to pay in Sterling in this example would allow the merchant to exchange your transaction from Euro to Sterling. This would mean that your transaction has gone through two exchange rate conversions which will increase the total cost of your transaction.
Details of all our fees can be found in the terms & conditions.