Full details of our charges and fees can be found in our Travel Money Card terms and conditions.
The Post Office Travel Money card is intended for use in the countries where the national currency is the same as the currencies on your card. If the currency falls outside of any of the 23 we offer on your card, you will be charged a cross boarder fee. For example, using your card in Brazil will incur a cross boarder fee because we do not offer the Brazilian real as a currency.
Cross border fees are set at 3% and are only applicable when you use your currency in a country other than the ones we offer.
There are no charges when using your card in retailers in the country of the currency on the card. This means that a €20 purchase in Spain would cost you €20 and will be deducted from your EUR balance.
To avoid unnecessary chargers to your card, wherever asked, you should always choose to pay for goods or withdraw cash in the currencies of your card. For example, if you are using the card in Spain you should always choose to pay in Euros if offered a choice; choosing to pay in Sterling (GBP) in this example would allow the merchant to exchange your transaction from Euro to Sterling. This would mean that your transaction has gone through two exchange rate conversions which will increase the total cost of your transaction.
A monthly maintenance fee of £2 will be deducted from your GBP balance 12 months after your card expires. Expiration dates can be found on your TMC; all cards are valid for up to 3 years.
A cash withdrawal fee will be charged when withdrawing cash from a UK Post Office branch or from any ATM globally that accepts Mastercard. We have listed each available currency and their associated withdrawal limits and charges below:
EUR – Euro
Max daily cash withdrawal – 450 EUR
Withdrawal charge – 2 EUR USD –
US Dollar
Max daily cash withdrawal – 500 USD
Withdrawal charge – 2.5 USD
AED – UAE Dirham
Max daily cash withdrawal – 1,700 AED
Withdrawal charge – 8.5 AED
AUD – Australian Dollar
Max daily cash withdrawal – 700 AUD
Withdrawal charge – 3 AUD
CAD – Canadian Dollar
Max daily cash withdrawal – 600 CAD
Withdrawal charge – 3 CAD
CHF – Swiss Franc
Max daily cash withdrawal – 500 CHF
Withdrawal charge – 2.5 CHF
CNY – Chinese Yuan
Max daily cash withdrawal – 2,500 CNY
Withdrawal charge – 15 CNY
CZK – Czech Koruna
Max daily cash withdrawal – 9,000 CZK
Withdrawal charge – 50 CZK
DKK – Danish Kroner
Max daily cash withdrawal – 2,500 DKK
Withdrawal charge – 12.50 DKK
GBP – Pound Sterling
Max daily cash withdrawal – 300 GBP
Withdrawal charge – 1.5 GBP Load commission of 1.5% (min £3, max £50)
HKD – Hong Kong Dollar
Max daily cash withdrawal – 3,000 HKD
Withdrawal charge – 15 HKD
HUF – Hungarian Forint
Max daily cash withdrawal – 110,000 HUF
Withdrawal charge – 600 HUF
HRK – Croatian Kuna
Max daily cash withdrawal – 3,500 HRK
Withdrawal charge – 15 HRK
JPY – Japanese Yen
Max daily cash withdrawal – 40,000 JPY
Withdrawal charge – 200 JPY
NOK – Norwegian Krone
Max daily cash withdrawal – 3,250 NOK
Withdrawal charge – 20 NOK
NZD – New Zealand Dollar
Max daily cash withdrawal – 750 NZD
Withdrawal charge – 3.5 NZD
PLN – Polish Zloty
Max daily cash withdrawal – 1,700 PLN
Withdrawal charge – 8.5 PLN
SAR – Saudi Riyal
Max daily cash withdrawal – 1,500 SAR
Withdrawal charge – 7.50
SEK – Swedish Kronor
Max daily cash withdrawal – 3,500 SEK
Withdrawal charge – 20 SEK
SGD – Singapore Dollar
Max daily cash withdrawal – 500 SGD
Withdrawal charge – 3 SGD
THB – Thai Baht
Max daily cash withdrawal – 17,000 THB
Withdrawal charge – 80 THB
TRY – Turkish Lira
Max daily cash withdrawal – 1,500 TRY
Withdrawal charge – 7 TRY
ZAR – South African Rand
Max daily cash withdrawal – 6,500 ZAR
Withdrawal charge – 30 ZAR