There are 3 ways that you able to obtain a Travel Money Card – and each of them are very simple and we’ve outlined them below.

Please note, you must be a UK resident over the age of 18 to obtain a Travel Monday Card.

1. Travel App - our free app can house up to 3 valid cards and you are able to order your first TMC via our app - delivery will take 2-3 days.

2. Online - follow our application process to order your card online. Your card will take 2-3 days to be delivered, and once it arrives you can link it to our Travel App to manage on the go!

3. In branch - simply pop into a Post Office branch to get your TMC there - please remember to take a valid passport, UK driving licence or a valid EEA card in order to obtain your card.

Whatever channel you choose to order your card via, don't forget to activate it once it arrives – full details of how to activate your card will be provided in your welcome letter which your card will be attached to in the post.

After you've activated your card, you can manage it using our Travel app or a web browser. This lets you do a range of tasks like checking recent transactions, view your PIN, transferring between currencies, topping up, freezing your card and much more.

Our Travel app keeps all of your travel needs in one place, so alongside TMC actions you can also order travel insurance and check your policy documents, book airport parking, find your nearest Post Office branch and more.

With the chip & PIN, contactless-enabled TMC, you can load between £50 and £5,000 and withdraw cash at over 2m ATMs worldwide. You can make transactions wherever the Mastercard Acceptance Mark is displayed. It's separate from your bank account to prevent identity theft and can be loaded with up to 23 currencies at any one time. You can top up, transfer between currencies, manage your account and more using our Travel app or going online.

Currencies available:

• EUR – Euro
• USD – US dollar
• AUD – Australian dollar
• AED - UAE dirham
• CAD – Canadian dollar
• CHF – Swiss franc
• CNY – Chinese yuan
• CZK – Czech koruna
• DKK – Danish kroner
• GBP – Pound sterling
• HKD – Hong Kong dollar
• HRK – Croatian kuna
• HUF – Hungarian forint
• JPY – Japanese yen
• NOK – Norwegian krone
• NZD – New Zealand dollar
• PLN – Polish zloty
• SAR – Saudi riyal
• SEK – Swedish kronor
• SGD – Singapore dollar
• THB – Thai baht
• TRY – Turkish lira
• ZAR – South African rand

Full details of our charges and fees can be found in our Travel Money Card terms and conditions.

The Post Office Travel Money card is intended for use in the countries where the national currency is the same as the currencies on your card. If the currency falls outside of any of the 23 we offer on your card, you will be charged a cross boarder fee. For example, using your card in Brazil will incur a cross boarder fee because we do not offer the Brazilian real as a currency.

Cross border fees are set at 3% and are only applicable when you use your currency in a country other than the ones we offer.

There are no charges when using your card in retailers in the country of the currency on the card. This means that a €20 purchase in Spain would cost you €20 and will be deducted from your EUR balance.

To avoid unnecessary chargers to your card, wherever asked, you should always choose to pay for goods or withdraw cash in the currencies of your card. For example, if you are using the card in Spain you should always choose to pay in Euros if offered a choice; choosing to pay in Sterling (GBP) in this example would allow the merchant to exchange your transaction from Euro to Sterling. This would mean that your transaction has gone through two exchange rate conversions which will increase the total cost of your transaction.

A monthly maintenance fee of £2 will be deducted from your GBP balance 12 months after your card expires. Expiration dates can be found on your TMC; all cards are valid for up to 3 years.

A cash withdrawal fee will be charged when withdrawing cash from a UK Post Office branch or from any ATM globally that accepts Mastercard. We have listed each available currency and their associated withdrawal limits and charges below:

EUR – Euro
Max daily cash withdrawal – 450 EUR
Withdrawal charge – 2 EUR USD –

US Dollar
Max daily cash withdrawal – 500 USD
Withdrawal charge – 2.5 USD

AED – UAE Dirham
Max daily cash withdrawal – 1,700 AED
Withdrawal charge – 8.5 AED

AUD – Australian Dollar
Max daily cash withdrawal – 700 AUD
Withdrawal charge – 3 AUD

CAD – Canadian Dollar
Max daily cash withdrawal – 600 CAD
Withdrawal charge – 3 CAD

CHF – Swiss Franc
Max daily cash withdrawal – 500 CHF
Withdrawal charge – 2.5 CHF

CNY – Chinese Yuan
Max daily cash withdrawal – 2,500 CNY
Withdrawal charge – 15 CNY

CZK – Czech Koruna
Max daily cash withdrawal – 9,000 CZK
Withdrawal charge – 50 CZK

DKK – Danish Kroner
Max daily cash withdrawal – 2,500 DKK
Withdrawal charge – 12.50 DKK

GBP – Pound Sterling
Max daily cash withdrawal – 300 GBP
Withdrawal charge – 1.5 GBP Load commission of 1.5% (min £3, max £50)

HKD – Hong Kong Dollar
Max daily cash withdrawal – 3,000 HKD
Withdrawal charge – 15 HKD

HUF – Hungarian Forint
Max daily cash withdrawal – 110,000 HUF
Withdrawal charge – 600 HUF

HRK – Croatian Kuna
Max daily cash withdrawal – 3,500 HRK
Withdrawal charge – 15 HRK

JPY – Japanese Yen
Max daily cash withdrawal – 40,000 JPY
Withdrawal charge – 200 JPY

NOK – Norwegian Krone
Max daily cash withdrawal – 3,250 NOK
Withdrawal charge – 20 NOK

NZD – New Zealand Dollar
Max daily cash withdrawal – 750 NZD
Withdrawal charge – 3.5 NZD

PLN – Polish Zloty
Max daily cash withdrawal – 1,700 PLN
Withdrawal charge – 8.5 PLN

SAR – Saudi Riyal
Max daily cash withdrawal – 1,500 SAR
Withdrawal charge – 7.50

SEK – Swedish Kronor
Max daily cash withdrawal – 3,500 SEK
Withdrawal charge – 20 SEK

SGD – Singapore Dollar
Max daily cash withdrawal – 500 SGD
Withdrawal charge – 3 SGD

THB – Thai Baht
Max daily cash withdrawal – 17,000 THB
Withdrawal charge – 80 THB

TRY – Turkish Lira
Max daily cash withdrawal – 1,500 TRY
Withdrawal charge – 7 TRY

ZAR – South African Rand
Max daily cash withdrawal – 6,500 ZAR
Withdrawal charge – 30 ZAR

Yes, all currencies have top-up limits and balances – see full information below which is applicable to all currencies available on the Travel Money card.

• Top-up limit: minimum £50 – maximum £5,000
• Maximum balance: £10,000 at any time, with a maximum annual balance of £30,000

*Wherever the Mastercard Acceptance Mark is displayed

Find out more information by reading the Post Office Travel Money Card's terms and conditions. 

Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial Services Register No. 900412). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Post Office and the Post Office logo are registered trademarks of Post Office Limited.

Post Office Limited is registered in England and Wales. Registered number 2154540. Registered office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ.

These details can be checked on the Financial Services Register by visiting the Financial Conduct Authority website and searching by Firm Reference Number (FRN).