Covid-19 Cover upgrade

Need more coronavirus protection than our standard policies include? It’s easy to add extra cover for other disruption Covid-19 may cause, including:


  • Missing a scheduled departure or connections^
  • Cutting a trip short if those you’re travelling or staying with test positive
  • Unexpected costs if UK testing or quarantine rules change while you’re away

Add our Covid-19 Cover option to any policy for an additional premium.

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All this extra Covid-19 cover

Add our Covid-19 option and you can claim in any of these situations, on top of those already covered by our standard policies.

Terms and conditions apply.  Check the policy wording for full details of what's covered. 


Missed departures or connections^

You’re covered for missing a scheduled departure if:

  • You’re delayed leaving the UK waiting for a negative Covid-19 test result*
  • You or someone you’re travelling or staying with tests positive and you have to self-isolate
  • Your hotel or cruise ship** gets put into compulsory quarantine† due to Covid-19

Cutting your trip short

Claim for the unused part of your trip on your return if:

  • You miss pre-booked transport to leave the UK waiting for a delayed test result, so end your trip *
  • You have to self-isolate when someone you’re travelling or staying with tests positive so miss the rest of your trip
  • Compulsory quarantine† of your hotel or cruise ship** prevents the rest of your planned trip
  • You return home early when UK rules for your destination change to avoid having to quarantine away from home
Medical Emergencies

Changes to UK quarantine rules

If regulations for your destination change while you’re there, you can claim for:

  • Unexpected costs of mandatory quarantine accommodation on your return to the UK
  • Covid-19 tests you weren’t liable for when you booked your trip or bought your policy – whichever you did last

*Tests must be taken at your departure point on the day of your trip’s due to start, and you must arrive at the airport at least 4 hours before you scheduled departure.

** Cover only applies to your immediate accommodation, not a mandatory quarantine applied to a wider geographical area around it.

† By a medical practitioner, health authority or government body.

The Covid-19 upgrade is not applicable for trips taken solely within the UK.

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Choose your policy. Then just add the Covid-19 Cover option.


You can add it to any of our Travel Insurance policies.

Single Trip Cover

Cover for a one-off trip in the UK or abroad>

Annual Multi-Trip Cover 

Cover for several trips in a 12-month period>

Backpacker Cover

Cover for a one-off trip of up to 18 months>

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Stay protected: check before you travel

Remember, if you travel somewhere the Foreign, Commonwealth and Development Office advises against all travel to you risk invalidating your travel insurance. If the FCDO have advised to only undertake essential travel to a destination and your trip is not essential and you choose to travel, we will only cover a claim if the cause is not linked to the reason for the FCDO advice. This limitation applies even if you have purchased an optional Trip Disruption or Covid-19 upgrade.

You may be able to travel with full cover if we authorise in writing that your trip is essential before you depart. Should you like to request this, please email; Check before you go.

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Protection for airspace closure

Few of us can forget the holiday mayhem that dogged travellers when drone sightings closed Gatwick’s airspace. If this happens to you then getting compensation might be a priority.

So we’ve got airspace closure cover to keep things simple. If airspace closure grounds flights for more than 24 hours, you can make a claim for abandonment. If you’re already in the air and this stops you from landing at your destination or returning to the UK, you can claim for additional travel and accommodation costs then too.

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All medical conditions considered

If you have medical conditions, this should not be a reason to hold you back from exploring the world. Having the right cover in place, should the unfortunate happen, will give you peace of mind while on your adventures.

It's important that you declare all your medical conditions and any medication that you're taking.

Post Office Travel Insurance covers most pre-existing medical conditions. Get a quote today to see if we can cover you. If you have a serious pre-existing medical condition that Post Office Travel Insurance cannot offer cover for, the Money and Pensions Scheme (MaPS) have launched a directory listing companies that may be able to help you. The directory can be accessed by either clicking here or calling 0800 138 7777.

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Why choose Post Office?

  • We’re an award-winning travel insurance provider
  • Loads of add-on cover options for every traveller
  • Cancellation of your trip in some circumstances
  • 24/7 emergency medical assistance line

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    Our awards speak for themselves

    Post Office won a Best Travel Insurance provider award at the Your Money Awards in 2022. 


    Post Office won a "Best Travel Insurance provider" award at the Your Money Awards 2021. 

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Common questions

More about how our Covid-19 add-on works and what it covers

Still have questions about travel insurance?

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Travel Insurance cover types

Single Trip

  • Cover for a one-off trip in the UK or abroad.
  • Perfect for one-off trips or longer holidays up to 365 days >

Annual Multi-Trip

  • Cover for multiple trips for a 12 month period
  • You can go away multiple times in the policy year with various trip durations available >
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Get a travel insurance quote


It’s quick and easy to get a quote today


> Terms and Condition's apply. Only available on Economy, Standard and Premier policies, and

A Single trip policy will cover you for one trip up to:

365 days for persons aged up to and including age 70.

90 days for persons aged between 71 and 75.

31 days for persons aged between 76 and above.

Under Annual Multi-Trip although you can take as many trips as you want within the policy year, there is a maximum duration for each individual trip. This limit varies depending on the cover level chosen and will be 17 or 31 days. On some policies the limit can be extended to 31, 45 or 60 days for an additional premium.


Small Print


Post Office® Travel Insurance is arranged by Post Office Limited and Post Office Management Services Limited. 


Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered Office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.