What you’ll need to apply

Time needed for this application: 6mins

Information to gather
  • Your residential address(es) for the last 3 years
  • Your (current) bank or building society account details
  • Your current employer's details
  • Your current income and outgoings
Final checks
  • You have been a UK resident for at least 3 years
  • You are over 21 and no older than 70 when the loan term ends
  • You are employed or self employed with a salary of £12,000 or over
  • You do not know of, or anticipate, any changes to your income during the life of the loan which could affect your ability to afford the repayments
  • You have a good credit rating without a history of County Court Judgments or bankruptcy
  • You have a UK-based bank account or building society account that can pay direct debits
  • Make sure you can afford the monthly repayments as missed payments could have severe consequences on obtaining future credit
You’re now ready to complete your application

In order to process your application a credit check will be run against the details you have supplied


Tick to confirm the following before you apply:

I have read and accept both the terms and conditions, important information and statement of lender and borrower responsibilities.

I have read and understood both the Bank Of Ireland UK plc and Post Office Limited Privacy Notices.

I confirm that I meet the eligibility criteria to apply.

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Contact us for general enquiries

Call us on

0800 169 2000

8.00am - 7.00pm, Mon - Fri
8.00am - 2pm, Sat
Closed bank holidays and Sundays