Get a quote online
It’s quick and easy to get a quote for Post Office Life Insurance online.
Get the right life cover for your circumstances
There’s a range of reasons that people buy life insurance, as well as a number of benefits. We’ve put together life cover guides to help answer many of your questions. Here's a selection.
Milestones
Milestones in people’s lives are often reasons for them to think about getting a life insurance policy.
For instance, buying a house, getting married and having a child can all make you think that you could do with some extra protection if the worst should happen.
Getting older
You might be feeling that you’ve passed middle age, and you need to make some good provisions for the future.
If you're over 50, then compare our Life Insurance with our Over 50s Life Cover.
Protecting your mortgage
You may want to make sure that your mortgage is protected if you die, or that your family have a lump sum to help them with their finances after you’ve gone.
Whatever the reason, buying life insurance can give you peace of mind and be a cornerstone in a sensible financial plan for your loved ones’ futures.
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Important information
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Things you need to know
*0330 & 0345: Calls to 03 numbers will cost no more than calling a standard UK number starting with 01 or 02 from your fixed line or mobile and may be included in your call package. Calls may be monitored or recorded for training and compliance purposes.
If you’re a UK resident aged between 18 and 70, you can apply for cover. Our terms and conditions set out further details about the restrictions that apply.
Your cash sum is dependent on your age, smoker status, length and type of cover and your personal circumstances at the time you apply.
Post Office Life Insurance offers up to £750,000 cover, depending on your age, for customers who are UK residents aged 18-70 at the start of the policy. The minimum term is 5 years and cover must end before your 90th birthday. We won’t pay a claim on death if it was as a result of suicide or intentional self-inflicted injury within 12 months of the start date of your policy.
We won’t pay a claim on terminal illness if you don’t meet our definition of terminal illness; or the terminal illness is caused by intentional self-inflicted injury within 12 months of the start date of your policy. The full definition of terminal illness can be found in the terms and conditions.
We won’t pay a claim if you don’t keep your payments up to date as you will no longer be covered under the policy. If you don’t tell us something or give us incorrect answers to our application questions that affects your cover, we may reduce the amount we pay for a claim or at worst cancel your cover and not refund your monthly payments.
Post Office Life Insurance is underwritten and administered by Scottish Friendly Assurance Society Limited. Neilson Financial Services Limited assist in the administration. If you buy Post Office Life Insurance over the telephone or online via the Post Office website, it is arranged and sold by Neilson Financial Services Limited, following an introduction by Post Office Limited. If you buy Post Office Life Insurance online via a price comparison website, it is arranged and sold by the firm that provides the price comparison website services.