Things you need to know

• No payment or bank details required from you when you apply
• Post Office Free Parent Life Cover is provided by The Royal London Mutual Insurance Society Limited.
• You can apply for Post Office Free Parent Life Cover if you are aged 18 to 66, you are a UK resident and named on the child's birth certificate, adoption certificate, final residence order or special guardianship order.
• You cannot apply if you have had a positive diagnosis of HIV infection nor, within the last 12 months, received medical treatment for cancer (including leukaemia and lymphoma).
• The policy will not pay out if you commit suicide, or die as the result of attempted suicide, a self-inflicted injury, an HIV-related illness, or your death is linked to being under the influence (temporarily or otherwise) of drugs or alcohol.
• Cover will expire after 12 months.
• You can apply once for each child you have so if you’ve already made a previous application for the same child for Post Office Free Parent Life Cover you cannot reapply.
• Each child must be under 4 years old.
• You will need to answer 3 survey questions on safeguarding your family’s future during the application process to get Post Office Free Parent Life Cover.
• We recommend reading all details, including our Key Information Pack before taking out any kind of insurance to make sure it's right for you. Get some financial advice if you're unsure. Get unbiased help contacting professionals such as IFAs and solicitors.