Current Account Switch Service

  • Want to switch your current account?

Post Office Money® Current Accounts are provided by Bank of Ireland UK. For overdrafts, Post Office Limited is a credit broker and not the lender.

Want to switch your account?

We aim to make it as easy as possible to switch your current account to us and we’re delighted to offer a Current Account Switch Service which is backed by the industry-wide Current Account Switch Guarantee.

Through our full Current Account Switch Service we will:

  • Move all payments in and out of your old account to your new Post Office account
  • Move any remaining credit balance from your old account to your new Post Office account
  • Close your old account
  • Complete your switch in 7 working days and on a date of your choice

The Current Account Switch Guarantee ensures your current account will switch on a day of your choice, your payments will be automatically transferred and redirected to your new account, and in the unlikely event anything goes wrong with your switch, we will refund any interest and charges (incurred on your old or new current accounts) as a result of this failure as soon as it is brought to our attention.

We also offer a partial Post Office Money Switch Service through our dedicated switching team. With this service you can choose which payments to move across and can keep your old account open.

You can start your switch either when you open your Post Office Money Current Account or at any time after it’s up and running. Full details about the Current Account Switch Service are available in our Current Account Switching Service booklet, where you will find the Current Account Switch Guarantee and answers to frequently asked questions.

If you have a bank account that includes an arranged overdraft you can switch to us using the Current Account Switch Service. And if you’d like to have an arranged overdraft just speak to us before starting your switch. We will advise if you’re eligible for an arranged overdraft, dependent on our lending criteria and your credit status. Note, arranged overdrafts are only available on the Post Office Standard Current Account.


0345: Calls to 03 numbers will cost no more than calling a standard geographic number starting with 01 or 02 from your fixed line or mobile and may be included in your call package dependent on your service provider. Calls may be monitored or recorded for training and compliance purposes.

0800:  All calls to 0800 numbers are free of charge whether made from a landline or mobile phone. Calls may be monitored or recorded for training and compliance purposes.

Current Account Switch Guarantee: Industry backed initiative designed to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way in only 7 working days. For more information go to

Small print

Post Office Money® credit cards, personal loans and overdrafts are provided exclusively by Bank of Ireland (UK) plc. Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Post Office Limited is registered in England and Wales. Registered Number 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trade marks of Post Office Limited.

Our FCA Register number is 409080. You can confirm our registration on the FCA's website

Get the facts

Give us a call

Existing Customers

0345 266 8977 8am - 10pm, Monday - Friday
8am - 6pm, Saturday
10am - 5pm, Sunday and Bank Holidays

For lost & stolen cards

or account security:

0800 169 26 46 24 hours a day

To apply call

0800 028 1122 9am - 5pm, Monday - Friday
9am - 2pm, Saturday