For further information about the Horizon IT Scandal, please visit our corporate website

Credit Card Guides

Credit cards can help you make purchases, consolidate existing debts and improve your credit rating. But it’s important to use them sensibly and know what’s involved before you apply. These guides are here to help.

Woman and partner laughing together, whilst she is sitting down with laptop, holding a credit card in one hand

Find out the steps involved in getting the right card for you, what you’ll need ...

a customer smiling and handing over a credit card

Credit cards can be an easy and convenient way to spread the cost of a one-off ...

a customer smiling and looking at her phone whilst holding a credit card

The annual percentage rate (APR) is the cost of borrowing money over a year. ...

Understanding and managing your credit score can help you make sounder ...

Find out if our credit cards may suit you and check your eligibility