Terms and Conditions – 5% off Annual Multi-Trip Travel Insurance using the code “STUDENT5”, and 10% off Single-Trip Travel Insurance or Backpacker Travel insurance using the code “STUDENT10”
1 SEPTEMBER 2026 until 28 FEBRUARY 2027
1. The promoter is Post Office Management Services Limited, registered office 2nd Floor, MYO, One New Change, London EC4M 9AF, (the Promoter).
2. Participation in this promotion is deemed acceptance of these Terms and Conditions.
3. Customers who purchase a new Annual Multi-Trip Post Office Travel Insurance policy, a Backpacker Travel Insurance policy or a new Single-Trip Post Office Travel Insurance policy (the ‘Travel Insurance’) online between 1st September 2026 until 28 February 2027 inclusive, are eligible for the following discounts at the point of purchase (the ‘Offer’):
- 10% discount on the premium payable of a Single Trip Travel Insurance policy, when the promotional code "STUDENT10" is entered;
- 5% discount on the premium payable of an Annual Multi-Trip Travel Insurance policy when the promotional code "STUDENT5" is entered; or
- 10% discount on the premium payable of a Backpacker Travel Insurance policy, when the promotional code "STUDENT10" is entered.
The applicable discount will be deducted from the premium at the time of purchase, subject to these Terms and Conditions.
4. The Offer is available to Customers aged 18 years or over for online purchases only via www.postoffice.co.uk/travel-insurance and is not available through any other sales channel.
5. The Offer applies to the full premium payable at the time of purchase, including Insurance Premium Tax and any additional premium payable for any pre-existing medical conditions or additional cover options you have chosen to include. The discount applies only to the initial premium paid for a new policy and will not be applied to any additional premium resulting from a policy mid-term adjustment or amendment. The Offer affects only the premium payable and does not increase cover levels; Amend policy terms; Alter exclusions; Change policy limits; or Affect claims handling. All cover remains subject to the applicable policy wording.
6. The Offer is not available to customers renewing an existing Annual Multi-Trip Travel Insurance policy.
7. Customers may apply for more than one Travel Insurance policy, and the applicable discount will apply to each eligible policy purchased within the promotional period.
8. The Travel Insurance policy you buy does not have to be in your name and can have other people covered by the policy. Only one discount can be redeemed per Annual Multi-Trip, Backpacker or Single-Trip Travel Insurance policy.
9. Travel Insurance policies are subject to eligibility criteria, exclusions, and limitations. Full details, including age, residency, destination, medical, and other requirements, can be found in the Travel Insurance policy documents.
10. The Student Money Matters reader promotion does not constitute advice, recommendation or endorsement of any particular insurance product. Customers should read: The Insurance Product Information Document (IPID); Policy wording; and any applicable terms of business before purchasing cover and remain responsible for ensuring the policy is suitable for their planned travel.
11. The Offer cannot be used in conjunction with any other offer. The Offer is not transferable or exchangeable and cannot be redeemed for cash.
12. If you decide to cancel your Annual Multi-Trip Travel Insurance policy within the first 14 days of receiving the policy documentation or before the start date of the policy (including if you are replacing an Annual Multi-Trip policy with a Single-Trip policy), or you decide to cancel your Single-Trip or Backpacker Travel Insurance policy within 14 days of receiving the policy documentation, the refund will be the actual premium amount (inclusive of the discount) paid.
13. The Offer does not apply to Post Office Limited employees, Post Office Management Services Limited employees, or Post Office Sub-postmasters and their employees who work in Post Office branches.
14. The Promoter reserves the right to withdraw, amend, substitute or cancel this promotion and Terms and Conditions in exceptional circumstances only, where it becomes necessary to do so for reasons beyond the Promoter's reasonable control and does not unfairly disadvantage consumers.
15. Policy benefits and features may vary between insurance policies and are subject to underwriting criteria.