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How much can I borrow?

Get an estimate of how much we could lend you based on your circumstances.

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What are you looking to do?


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£
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£

Please note the minimum household income for a residential mortgage is £20,000. If you’re applying under our contractor criteria, please only enter 80% of your gross contracting income in line with our lending criteria.

Mortgage calculations: The figures here will only give you an estimate of what you may be able to borrow. It isn't a mortgage offer and is not legally binding. When you go through the application process the amount you could borrow will be based on a more detailed breakdown of your income and outgoings. If you know which mortgage you like, you can work out your monthly repayments with our Repayment Calculator.

Step 1 of 2: About you

This section refers to those moving into the property

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£
£
£

Step 2 of 2: Assistor information

This section refers to family who have offered to assist with your deposit

If you’re not sure what to put in, enter an estimate for now
£
£
£
£

Your assitor must have paid off their mortgage in full to qualify for Post Office Family Link™

Please note the minimum household income for a residential mortgage is £20,000. If you’re applying under our contractor criteria, please only enter 80% of your gross contracting income in line with our lending criteria.

Mortgage calculations: The figures here will only give you an estimate of what you may be able to borrow. It isn't a mortgage offer and is not legally binding. When you go through the application process the amount you could borrow will be based on a more detailed breakdown of your income and outgoings. If you know which mortgage you like, you can work out your monthly repayments with our Repayment Calculator.

Step 1 of 2: About you

This section refers to those moving into the property

£
£
£

Step 2 of 2: Sponsor Information

This section refers to close relatives who have offered to sponsor your mortgage

If you’re not sure what to put in, enter an estimate for now
£
£
£

Please note the minimum household income for a residential mortgage is £20,000. If you’re applying under our contractor criteria, please only enter 80% of your gross contracting income in line with our lending criteria.

Mortgage calculations: The figures here will only give you an estimate of what you may be able to borrow. It isn't a mortgage offer and is not legally binding. When you go through the application process the amount you could borrow will be based on a more detailed breakdown of your income and outgoings. If you know which mortgage you like, you can work out your monthly repayments with our Repayment Calculator.

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Contact us or apply

Arrange a call back

Select a time that suits you best and we will give you a call back

Ways to apply

Find out what you will need when applying online or by phone

Call us on

0800 707 6206
We are available 8.30am-7.30pm Mon-Fri and 9.00am-1.30pm Sat
Closed on Sundays
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Small print

Subject to status and lending criteria. Written illustrations available upon request. Borrowers must be aged 18 or over.

 

Post Office Money® Mortgages are provided by Bank of Ireland (UK) plc. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number: 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money® and the Post Office Money® logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.