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  2. Life cover

Life cover options

  • Join thousands who trust Post Office Life Insurance and Over 50's Life Cover

  • Protect your family, mortgage and lifestyle, cover funeral costs or leave a legacy

  • 99.5% of claims paid in 20231

Compare Cover Options

Gift card offers

Buy a life protection policy today and enjoy a gift card as a thank you for choosing us.

You'll get gift card worth £100† if you purchase our Life Insurance

You'll get gift card worth £125†† if you purchase our Over 50s Life Cover

Terms, conditions and minimum premium apply.

Post Office life cover options

Life Insurance

Get a £100 Gift Card

You’ll be eligible for a choice of £100 gift card† when you buy Post Office Life Insurance.

† Qualifying period, minimum premium and Life Insurance terms and conditions apply

Protect your family, home and lifestyle

  • Cover up to £750,000
  • For UK residents aged 18-70
  • Choose level, decreasing or increasing cover
  • Optional critical illness and children’s cover
Discover Life Insurance

Over 50s Life Cover

£125 gift card

Choose a £125 gift card†† when you buy Post Office Over 50s Life Cover. 

†† Qualifying period, minimum premium and Over50s Life Cover terms and conditions apply

Cover funeral costs or leave a legacy

  • Cover up to £10,000, depending on age
  • No medical needed
  • Guaranteed acceptance for UK residents aged 50 to 80
  • Add Funeral Benefit Option at no extra cost to receive up to a £250 discount2
Discover Over 50s Life Cover
YourMoney.com Personal Finance Winner 2023 - Best Over 50s Liver Cover Provider award

Reasons to choose life cover from Post Office

Trust award-winning policies recognised for quality and value. We've won Your Money awards for 15 years, including Best Life Insurance Provider in 2022 and Best Over 50s Life Cover in 20233.

What do you need to protect?

Need some help?

Life cover help and support

To make a claim, find answers to common questions, access bereavement and wellbeing support or contact us for something else:

Visit our life cover support page

Important information

Life Insurance terms, conditions and key facts
Over 50s Life Cover terms, conditions and key facts

Articles and guides

What is life insurance?
Types of life insurance
Cost of life insurance
Benefits of life insurance
Death in service vs life insurance
Is life insurance worth having?
Two people sit at a table under warm lighting, looking through a photo album

How much is a funeral in the UK?

No one really likes to think about their funeral. But it’s important to because they can be expensive.

Offer terms and conditions

Life Insurance

† £100 gift card offer minimum premium and 180-day qualifying period applies.

See terms and conditions

Over 50s Life Cover

†† £125 gift card offer ends 30 March 2026. Minimum premium and 180-day qualifying period applies.  

See terms and conditions

* Restrictions apply, see amazon.co.uk/gc-legal

Other footnotes

1 Scottish Friendly paid 99.5% of life insurance claims they received in 2023.​

2 Discounts available depends on funeral type selected. £250 for Tailored, £100 for Essential & £50 for Direct to Cremation.​

3 In the last 15 consecutive annual YourMoney.com Awards, Post Office was shortlisted for our protection product features and price, before being judged by a panel of readers on the quality of service provided. Post Office Insurance won at least one of: Best Online Life Insurance Provider, Best Direct Life Insurance Provider, Best Life Insurance Provider or Best Over 50s Life Cover.