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Gadget Insurance

We may only realise how important our gadgets are to our lives when something goes wrong. That’s why it’s helpful to know that if you lose your phone or your laptop breaks, you can be back up and running in no time. Whether you need your FitBit to stay in shape or you’re an avid gamer, Post Office Gadget Insurance can give you or your family a lifeline with a single or family policy.

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  • Loss, theft and damage are all covered as standard
  • We can arrange a repair at your convenience
  • Cover for the whole family on one policy – including kids
  • Pay-as-you-go policy – no long-term contracts
  • In-house claims team and 24/7 online portal
  • 12-month warranty on replacements

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We cover a range of different devices

Mobile Phone Insurance

Our phones are always on the move, and can get damaged. That’s why our phone insurance covers accidental damage and broken screens.

Laptop Insurance

Whether it’s your online business, your job or your hobbies you can’t do without your laptop. Our cover includes loss, theft and cover for damage.

Camera Insurance

Let’s face it, you can’t take stunning photos without a camera. So if something should happen to it, you can know you’ll be snapping away again in no time.

Tablet Insurance

Tablets are our faithful companions, our travel buddies, our late-night source of information, our impulsive shop from the comfort of the sofa.

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Pay-as-you-go insurance

With our rolling pay-as-you-go contract, you can cover your and your whole family’s multiple gadgets under one policy. Flexible, comprehensive and cheap insurance for the tech-savvy family has never been easier.

Why choose Post Office gadget insurance?

  • Low Excess

    We know that the more things you need to insure, the higher the costs climb. That's why our product offers competitive excesses in relation to the market.

  • Kids gadgets are covered too

    Whether your kids use your technology or have devices of their own, it’s all covered as standard on our Gadget Insurance policy. Student and business use are also covered.

  • 12-month warranty on replacements

    We hope you don’t need a replacement for your tablet, mobile or laptop, but if you do you can rest assured it’s got a 12-month warranty to go with it for added peace of mind.

  • Skilled engineers and quality repairs

    We ensure that the people who fix your devices are as knowledgeable as can be. And we only source the high quality replacement parts, so your device can go on working as it should.

  • Unlimited number of claims

    It doesn’t matter how often something happens to your gadgets; you can always make a claim. There’s no restriction on how often you can claim for loss, theft or damage on any of your covered devices.

  • Repair shop

    Repairs at an Apple Genius Bars

    Subject to a successful claim and approval from the insurer, you may be able to get your iPhone/iPad or Samsung devices fixed at an official Apple or Samsung store and we'll reimburse you the cost.


Add your gadgets

Let us know which devices you want to cover by providing their device, brand, make and model


Choose your cover

Select from economy, standard and premier cover based on how much excess you want to pay


Select payment plan

Pay monthly or pay annually to get 12 months for the price of 10^


Provide your details

Simply give us your details, set up a payment method and you're done!

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Why buy gadget insurance?

Phones are fragile. If you haven’t already suffered a damaged phone, you might want to get Gadget Insurance before you do.

They’re expensive to repair or replace. Without Gadget Insurance, repairs to phones and gadgets generally can be very expensive, with a new replacement smartphone often proving costly.

Cases aren’t always enough. No case offers complete protection against damage, whether this is accidental damage or malfunction.

It’s not just phones and laptops. We can offer cover for a range of devices, including cameras and camera lenses, certain gadget accessories, SatNavs, games consoles and more.

We cover against every eventuality

We’ve thought hard about everything that can go wrong with a phone and found a way to cover it.

  • Accidental Damage
  • Theft Cover
  • Mechanical breakdown
  • Liquid Damage
  • Cracked screen
  • Loss Cover
  • Unauthorised usage - Up to £2,500
  • Accessory Cover - Up to £150
  • Worldwide cover
  • E-Wallet Cover - Up to £500
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Pay annually and get 2 months on us ^

We know that the more things you need to insure, the higher the costs climb. That's why our product offers competitive excesses in relation to the market.

Incident After Policy Inception

Economy Cover Excess

Standard Cover Excess

Premium Cover Excess

30 days or less

£175 £100 £50

Over 30 days up to 60 days

£165 £90 £45

Over 60 days up to 90 days

£155 £80 £40

Over 90 days up to 120 days

£145 £70 £35

Over 120 days up to 150 days

£135 £60 £30

Over 150 days

£125 £50 £25
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mobile phone insurance

Choose our family bundle to save money

Our family bundles provide cover for up to 10 gadgets, each valued at up to £1,500 under one policy. The more you bundle the more you could save!

mobile phone insurance
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Gadget Insurance FAQs

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Already have Post Office gadget insurance?

View or edit your policy

Login here to view, download or print your policy documents, update your details, add additional cover or to renew your policy

Make a claim

Please ensure you have your Policy number and the full circumstances of your claim before you proceed

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Get a quote


Its quick and easy to get a quote online today


^ Price quoted includes the discount of 12 months for the price of 10


Post Office® Gadget Insurance is arranged and administered by Taurus Insurance Services Limited and underwritten by ERGO TIS on behalf of Great Lakes Insurance SE (GLISE)

Post Office Limited is an appointed representative of Post Office Management Services Limited which is authorised and regulated by the Financial Conduct Authority, FRN 630318. Post Office Limited and Post Office Management Services Limited are registered in England and Wales. Registered numbers 2154540 and 08459718 respectively. Registered office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited.

Taurus Insurance Services Limited is an insurance intermediary authorised and regulated in Gibraltar by the Financial Services Commission under Permission Number 5566 and authorised to passport general insurance intermediary services into the UK and registered with the Financial Conduct Authority in the UK under registration number 444830. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority, FRN 769884, and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. ERGO TIS is registered in the UK, company number 11091555. Registered office: 10 Fenchurch Avenue, London, EC3M 5BN. Authorised and regulated by the Financial Conduct Authority, register number 805870.