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Classic Credit Card

The Post Office Classic Credit Card does what it says on the tin: a reliable credit card with all the features you need to make purchases, keep on top of your finances and improve your credit rating. Using the Post Office Classic Credit Card responsibly could boost your credit rating, providing you make your payments on time and remain under your credit limit. Not doing so could harm it.

Capital One is the exclusive lender and issuer of all new Post Office Credit Cards, for which Post Office acts as credit broker.

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With our Classic Card you can:

  • You may be eligible for 0% on balance transfers for up to 18 months (2.9% transfer fee)*
  • Spread the cost of a one-off purchase
  • Improve your credit rating. Using the Post Office Classic Credit Card responsibly could boost your credit rating, providing you make your payments on time and remain under your credit limit. Not doing so could harm it
  • The APR you are approved for is the APR you will get

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Classic Credit Card features

  • 19.9% to 34.9% (variable) range of APR depending on individual circumstances
  • You may be eligible for 0% on balance transfers for up to 18 months (2.9% transfer fee)*
  • Globally accepted in over 70 million Mastercard© locations, online and offline
  • You may be eligible for 0% on purchases for up to 12 months*
  • Credit limit of up to £8,000*
  • 34.9% APR representative variable
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Not right for you? Try our Travel Credit Card

If you've got itchy feet and like to take yourself abroad every so often, then our Travel Credit Card might suit you. 


Already have a Post Office Credit Card?

If you've got one of our cards, you can log into your online portal and perform loads of tasks, like checking your balance, credit limit, recent transactions and more.

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Are you eligible for a Post Office Credit Card?

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See if you’ll be accepted before you apply

Small print

Mastercard® and the Mastercard Symbol are registered trademarks of Mastercard International Incorporated.

Capital One® is a registered trademark of Capital One. Post Office Limited is an appointed representative of Capital One (Europe) Plc which is authorised and regulated by the Financial Conduct Authority. Capital One (Europe) Plc Registered Office: Trent House, Station Street, Nottingham NG2 3HX. Registered in England and Wales (No. 3879023). VAT Registration Number 690686101.

Capital One is the exclusive lender and issuer of all new Post Office Credit Cards, for which Post Office acts as credit broker. Post Office Limited is registered in England and Wales (No. 2154540). Registered office: Finsbury Dials, 20 Finsbury Street, London EC2Y 9AQ. Post Office and the Post Office logo are registered trademarks of Post Office Limited.
 

*Fees and terms are subject to your individual circumstances and may differ from those displayed.