We’ve changed our call centre opening hours to Monday to Friday, 9am to 5pm. We’re closed on Saturdays and Sundays.
We’re experiencing a higher volume of calls than normal. To help us prioritise our elderly and vulnerable customers, please only call us if you have an urgent query that can’t wait.
You can continue to use online banking as normal and reach use using the digital channels there for non-urgent enquiries.
We’re accepting applications from customers who are either furloughed or expect to be placed on furlough in future. We’ll ask you to provide some information about the terms of the furlough during the application process. Frequently asked questions on mortgages for furloughed workers.
Mortgages payment breaks
We’re offering payment breaks of up to 3 months for our Mortgages customers. If you have already taken a payment break, Bank of Ireland will write to you near the end of your current break detailing your options.
If you have been affected by coronavirus you can request a payment break. You can apply until 31st October 2020. You will be redirected to the relevant Bank of Ireland page.
Payment breaks will not impact your credit file held by credit reference agencies. However, there are other ways lenders can see you’ve taken a payment break, such as the balance of your mortgage over this period or information from your bank account. They may take this into account when assessing future applications.
Mortgage offer extension requests
The Government are advising buyers and sellers to try as hard as possible to delay their transaction until the coronavirus pandemic has passed, even if contracts have been exchanged. If your completion date is after the expiry date of your current mortgage offer, we’ll grant you a 3 month extension on the same terms (if it‘s in your best interests to do so). To apply, please complete an extension request form. You’ll be re-directed to our Bank of Ireland webpage to support this request.